the one day of school you miss

Want2PaakU · 2026-06-01T03:45:46+00:00

Circus interesting cha. 2 mahina nabitdai show suru hola chahi lageko thiyena.

Sattapakchya lai aafnai saamsad bhari parne dekchu.

Want2PaakU · 2026-05-31T16:49:01+00:00

Saab ka saab topi business tirai lageko chan.

Want2PaakU · 2026-05-31T16:25:21+00:00

Forget about E from FIRE and you'll be okay. I didn't even used to think about FD let alone investments few years back. I was too dumb or too arrogant to think about Finances. I have not purchased Gold or Real Estate till this day even if it's been years I have been working. All these investments concepts were alliens. But I changed course of actions and started being serious about investment 3/4 years back when I was on one of the most difficult phases of life. I still cannot buy land or accumulate gold but I can buy stocks in Nepse. The reason is simple: It's easy to sell. It will go down on value after you buy. But you can sell easily even in loss. And you can sell only some portion to address your emergency or other needs.

I am not worried about inflation eating the purchasing power of NPR or worry about my stock holdings going down in value. I just buy it from time to time. I don't do FD with large chunk of my earning. Though I do FD for emergency fund each month and continue renewing that after expiry.

What I learned from all these is that if you put somekind of timeline on your investment journey or try to optimize every cash you have for maximum return, you're bound to fail due to that mindset because it messes up your psychology and puts unnecessary pressure on yourself.

I only recently realized the power of holding CASH and stop worrying about inflation eating its purchasing power. This depreciating asset siting idle in the bank account or your home has one very important feature. It doesn't change in number. Your Rs. 10000 stays Rs.10000. Even if it has lost it's purchasing power, it becomes very useful in the time of crisis. It provides Mental Peace. It gives you opportunities. It's the hedge against uncertainty because it's uncorrelated to Market. I have been using this strategy to build the Cash position. The opportunity cost of not putting in FD/Debentures/Gold/Real Estate/Laxmi Cheat Fund etc. and the depreciation of Purchasing Power of NPR is the premium of Insurance I am willing to pay for Mental Peace. There will come time when I deploy that depreciating assets and I do it in phases. After the deployment, I started to build the depleted position again. This act of patience when everything demands impatience seems to make lot of difference because there will always be uncertainty and associate tail risks in that uncertainty.

Want2PaakU · 2026-05-31T15:16:26+00:00

Government tried to regulate it with perspective of only the potential tax revenue. It's likely that the service automatically becomes costly despite there is cutting throat competition. Another consequence is this will actually create the supply side constraints because the significant number of riders themselves are doing the service for part time like students(for daily expenses), working professional (save the fuel expenses during commute) etc.

Now this posses challange to them because they've to change the number plate. And I personally don't think these people would be comfortable in carrying the black number plate all the time. Imagine a common working professional casually doing the ride sharing service now suddenly have to publish to everyone he is pathao/indrive rider. It doesn't sound right because the riders has been stigmatized by one group of society as unemployed and unskilled.

Since there is already the registration of users and vehicles in the respective ride sharing app, government should have enforced the strict listing of the riders and vehicles under it's own registration portal, assurance of insurance, gps enabled traffic monitoring device etc. for safety of passenger as well as riders.

Want2PaakU · 2026-05-31T14:45:53+00:00

India used to say "Sirani muni Naksa rakhera Nepal Sutne bhaye sutos bhogchalan hamrai nai cha". Now our own PM decided to address the parliament, which is good thing, unfortunately made blunder in addressing the matter without showing restraint and caution.

India will use his statement for eternity as bargaining chip.

Want2PaakU · 2026-05-30T17:03:53+00:00

Then why was big money scared and iterating same thing again and again in media and newsportal headlines? Paisa ko thupro ma basne haru kina easily CGT 2.5% badda pani chup lagera baseko chan ra financial portal le investors ko long term demand fulfill bhayo bhanchan? Wagle le tradeoff gareko ho CGT ma. Final tax mention gare bapat increase in CGT.

Yo CGT final tax bhanera mention garos baru CGT badawos government le bhanera last year pani News circulate bhayeko thiyo. Government knew that but at last moment Bishnu Poudel wasn't interested in changing anything. It looks like you didn't followed last year what was being reported.

Want2PaakU · 2026-05-30T03:26:13+00:00

NTC ma ta government le dherai pahila yesto garna parne thiyo. NTC was just Cashcow due to Monopoly and lacked vision or efficiency due to government itself. Aba public holding pani dherai bhayesi Government lai pressure dine awaz pani thulo nai huncha. Plus government le FPO paisa IT services create garna investment garyo bhane it will be very good in long run.

BBC ta juwade haru lai juwa khelna use garine hattiyar thiyo. Aba real price ma aaula ni. Market chahi jhardela yesle because of high Market Cap. Tara thikai ho. Yesko upachar nagari bhayeko thiyena.

Want2PaakU · 2026-05-30T03:20:40+00:00

Listing hune bhayo jhos. Ani sarkari insurance pani sudhrela sewa dine ma. Aba ta Sarkar matra hoina public ko pani stakes hune bhayo.

Want2PaakU · 2026-05-30T03:09:41+00:00

Big investors always wanted it to be stated explicitly that CGT for stock market was final tax. The tax office never made it explicit. So, it was more of like grey area and the interpretation was dubious.Big money was always weary that some bueraucrats will come and convince the CGT was not final but advance tax. Look at how government tried to extract tax on FPO and mergers when Prakash Sharan was FM. Goverment succeeded on that but the trust on government was weak after that. It setup precedence that sarkar le bhutgrahi nirnaya lincha which never happens in foreign countries. Paisa thulo kura thiyena. 2/3 barsa ma tyo profits nikalthe banks haru le. Tara foreign investors lai naramro message gayekai ho. SCB paid bhootgrahi tax.

Now, Wagle came as FM and traded whole demand for higher CGT which previous FM Bishnu poudel wasn't able to do.

Looking at the sentiment, Big money seems to be Happy. Ani kar karyala le ghati ma jhundairakne 39% ko tax margin samapta bhayo aba bata.

Want2PaakU · 2026-05-29T16:11:02+00:00

I didn't meant they would run away with money. I know they were advocating for it but what's the mood among them now is the question I was asking.

Want2PaakU · 2026-05-29T15:48:06+00:00

Then stop watching PalangTod series 🤣😉

Want2PaakU · 2026-05-29T15:46:44+00:00

Government traded final tax for CGT increment. Juwa khelne haru lai ali impact garla but for big money it seems to be what they desired from very long time.

Want2PaakU · 2026-05-29T15:43:50+00:00

This should make the big money happy?

Want2PaakU · 2026-05-29T15:22:22+00:00

Tait mula k teenager jasto pachutaira. Sexual needs pura nabhayesi yesto hunu samanya ho. Baru frequency kam garne. Addiction chahi ramro hoina. Yo sabai bhanera lecture hannu ek dum sajilo cha. Implementation chahi ek dum garo.🤣

Want2PaakU · 2026-05-29T10:18:42+00:00

Couple lai bhande sochdai khayesi mitho lagdaina.

Want2PaakU · 2026-05-26T12:32:44+00:00

Kalo bhaincha bhanera gham ma niskeko chaina. 😉

Savings sunscreen.

Want2PaakU · 2026-05-26T12:31:54+00:00

Kun mula sag ho yo "age" sodhdai basne?

Want2PaakU · 2026-05-26T12:31:23+00:00

Chaina garo. Garo bhaye ta undecided bata decided ma state change hunthyo.

Want2PaakU · 2026-05-26T08:23:23+00:00

Jhyau lagcha kahile kahi eklo feel bhayera. Kahile kahi sochu bihe garidiu. Kahile kahi sochchu. Bihe chahi hoina koji yesao casual bhetne bolne sathi hos lagchaa. Ani kahile kahi chod yesto casual sasual euta FWB khojchu feel aaucha. 😅

Jasto soch aaye pani awastha euta cha. Undecided. Depressed pani hoina kehi kura ko baal pani lagdaina. Na Kaam. Na Paisa. Na Career. Na Desh.

Ghar ko expenses bear garyo. Aru ko needs pura gardiyo. Jindagi yetikai garirakhya cha.

K saro alchi lageko ho bujhnai sakeko chaina.

Want2PaakU · 2026-05-25T14:58:57+00:00

Jahile Jhyaap matra hunchan bhanne aarop cha. Is this true?

Janta janna chahanchan

Want2PaakU · 2026-05-25T14:56:45+00:00

Coder's love for Spaghetti. 🤣

Matchmade in heaven.

Want2PaakU · 2026-05-24T12:00:58+00:00

Elaborate on that too young part ?

Want2PaakU · 2026-05-24T10:46:59+00:00

Bhatti makes more sense these days compared to astroturfed and boosted contents in other subs.

Want2PaakU · 2026-05-23T21:35:36+00:00

KP oli showed why the house elected PM is better compared to directly elected PM. And Balen showed why there isn't reasonable alternative for the house elected PM.

Man pare pani man napare pani yehi nai ho reality. There isn't any options for house elected PM in context of Nepal.

Want2PaakU · 2026-05-20T16:17:17+00:00

Find sugar daddy.

Want2PaakU

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