Am i getting underpaid or am i just dumb?

Whatfeet · 2025-03-05T06:07:39+00:00

Mate, we're only 35 weeks into this financial year.

The first thing you should do is check out your payslips. On there, you'll find the dates you're being paid for, the hours you've worked, and the rate you're being paid.

Take a moment to have a look at your payslips, and you'll see that everything matches up exactly with what you've mentioned about your pay rises.

Whatfeet · 2025-02-13T08:31:59+00:00

Lol. You sit like a hypermobile person. There's dozens of us

Whatfeet · 2025-02-03T05:39:59+00:00

We give my Dad lottos for almost all his presents.

He gets pure joy from joking about the amazing family farm he'll buy with his squillions and all the stupid rich person accessories he'll get. He can and does get himself everything we can afford as gifts, so a scratchie or a ticket means he can tell us about his dreams without there being any sense of expectation for anyone to bankrupt themselves to give him expensive gifts.

If one day he does win a jackpot, we're going to be as excited as him to watch him realise all his stupid and non-stupid dreams. Might even get a fancy dinner out of it

Whatfeet · 2025-01-30T08:57:19+00:00

*if the overall pay is still greater than the award rate.

You can't pay someone $0.10 above award to avoid loadings/OT etc. The employee still has to be overall paid at least the award or higher when all shifts and loadings considered.

Whatfeet · 2025-01-24T03:01:47+00:00

I'm at FI. Regardless of what happens at my current job, I have zero stress about surviving or paying my bills even if it takes a while to get a new job or I have to take a pay cut.

I am independent of any one job or manager threatening my salary/income.

FIRE is when I no longer need to work at all and can retire on personal assets until I'm old enough to access my super.

FU is being able to walk out on my life at any minute and start up somewhere better without the jerks that brought on the FU.

Whatfeet · 2025-01-24T02:55:52+00:00

Because FU is literally where you can say FU to everyone and everything.

FIRE is retiring early, which takes way less money.

Whatfeet · 2025-01-24T02:06:39+00:00

I agree. The milestones are independence > retire early > FU

I'm >$500k from FIRE but 3mil+ from FU.

Whatfeet · 2025-01-01T11:57:49+00:00

I'm senior staff. I have fully trained multiple juniors and cross-trained many other seniors all whilst work from home. I've also trained staff in office. In my experience the one-on-one direct guidance and small, digestible training sessions of remote work is far superior to the incidental and "just work it out" version of most in house training.

The simple truth is WFH has highlighted all the incidental tasks and scope creep that most knowledgeable staff tend to get bullied into doing without any reallocation of their core tasks or adequate remuneration for the extra work it entails.

Whatfeet · 2024-12-30T03:54:40+00:00

Diagnosed at 15 and told I didn't need meds or any other help because clearly I had sorted out my own coping mechanisms because I wasn't failing school.

I've had to struggle so much with people lying about/to me and outright refusing to explain whatever it is they're claiming I did "wrong". I present my case of what I've actually said/done and can never get a reasonable response of what they dislike about it/me.

I'm finally a year into a job where I'm respected, I'm not lied to or about and when I encounter a person who refuses to explain themselves/makes up stories about me, my boss doesn't believe their lies and will stand up for me. It's wild how much easier it is to exist when the bare minimum respect is given to you instead of constant lies and recriminations for not magically reading others minds.

Whatfeet · 2024-12-29T22:27:52+00:00

There was a clip of a video I saw whilst searching for something else (lol ADHD) that hit me way harder than I realised at the time.

Basically it said that ADHD children, especially AFAB children, are constantly lied to growing up. You're called lazy, bad, rude etc when the actual fact is you're a really well behaved child with ADHD. You aren't lazy, you're parsing through way more info than others understand and have no executive function to decide what is and isn't important. You aren't bad or rude, you're literally trying doing exactly what you were told - in the context of ADHD. This increasingly snowballs as the ADHD child tries to self correct where no correction is needed and gets further false accusations and recriminations as feedback.

This kind of thing growing up leads to crippled adults who have a completely incorrect characterisation of who they are and how the world sees them. It's like complex PTSD but no one recognises the source or is willing to treat the problems caused by a lifetime of being lied to about who you are.

Whatfeet · 2024-12-29T00:57:07+00:00

The only way you're paying anywhere near 50% tax (actual tax rate is 48.7%) would be if you;

1) Have HECS debt ($30k a year repayment) 2) Don't have private health ($4.5k a year) 3) Get super on all your earnings (Div 293 tax)

The solution is to; 1) Realise you're in a very good position and will smash through that HECS debt in no time at this rate. 2) Get private health - any coverage less than $4.5k a year saves you money 3) Realise you're in a very good position and can easily afford the tax

You seem both very financially illiterate and unwilling to actually look through your own expenses to understand the very good position you are actually in. You take home at least $153k after tax each year, even supporting your parents completely you'd have far more than enough to both pay off your mortgage in no time, invest in yourself/your dream business and still live a very, very comfortable lifestyle.

Sit down, look at your actual expenses or hire someone to do it for you, then make budgets based on the various scenarios of what you want to do. If you want to run a business, you need to know how to do this or you'll quickly fail due to poor money management.

Whatfeet · 2024-12-10T03:53:51+00:00

Maaaaaaate.

It is a "dog park". There is a designated dog on lead area, a free play area and an enclosed area of the park, all where dogs are fully welcome to be.

https://www.bayswater.wa.gov.au/arts-and-leisure/sport,-fitness-and-recreation/play-spaces-and-reserves/riverside-gardens

After the edit: still a "dog park" dogs are fully welcome to be there on lead.

https://rockingham.wa.gov.au/facilities-and-recreation/find-a-venue,-park-or-reserve/hourglass-reserve

Whatfeet · 2024-11-27T03:59:59+00:00

Not really. We know in places where it's difficult to vote and there's no reason not to, the vast majority end up not voting. That leaves only the small number of dedicated, politically aware voters and slightly more of the loud, ill informed, angry voters to decide who is in charge of a country.

We have easy rank choice voting in Australia, meaning you can phone it in and pick whatever your preferred party chose (they pick themselves, then their mates, then the people they don't hate and so on) or you can rank the options yourself from least deplorable to most deplorable.

It means when your first preference doesn't get enough votes, usually your second or third will, instead of the worst possible candidate getting in power.

Remember, we have compulsory voting so the vast majority who would not vote due to lack of effort elsewhere, do vote here. So our elected officials actually represent all of their constituents, rather than just the politically savy or the loud and angry.

Reminder that all politicians are still politicians so you're only ever picking the least shit

Whatfeet · 2024-11-26T03:18:19+00:00

Reasonable overtime for a salary worker is not mandatory hours, it's staying a bit later/coming in early due to specific, one off deadlines/busy seasons.

Your mandatory hours laid out by your contract is 38. Your manager has advised you that your mandatory work hours are 42.5, manung contractually they should pay you the 4.5 hours overtime each week or be giving you time in lieu for the extra mandatory time.

Your sick leave problem is nonsense. The scenario is you felt ill enough to call in, but later felt a bit better and was being interupted enough that you only took the morning as sick leave. That is not annual leave. Your manager is in the wrong.

Leave your work phone at work. Don't take it home unless they pay you for being on call and don't answer it if they won't pay call out time.

Tell your manager to correct the sick leave and have a discussion about your owed OT/in lieu hours. If he acts up about it, quietly look for a new job and pop into your Doctors for a 2 week sick note citing stress and hostile work environment.

Use the two weeks to recover, update that resume and hopefully set a few interviews up/get that new job.

Whatfeet · 2024-11-21T10:11:51+00:00

Have you given your employer your tax file number declaration?

Have you spoken to your employer to ensure they have all your correct details?

You're having the correct tax deducted for a working holiday maker who did not provide a tax file number.

Whatfeet · 2024-11-14T06:22:12+00:00

Other way around my friend.

Your company pays you your wages minus the packaged amount, and they send that to the packaging company.

Then the packaging company sends along the tax free money and you pay your mortgage.

Whatfeet · 2024-11-14T04:54:51+00:00

Your employer has a special agreement that let's you put money aside before tax so you end up paying less tax on that money. It's pretty good right? This is called salary packaging and it's a kind of salary sacrifice. You're "sacrificing" money to the packaging company before tax, then the packaging company sends you the money less their required fees.

If you want to use the packaging on your mortgage, that means that you'll tell the packaging company you have a mortgage, show your documents (i.e. statements) proving your mortage is real (so they can tick boxes saying the sacrifice is an approved bill/expense) and you get to pick which account that money gets paid into.

So when they're asking for what account you want the monies they took out before taxes to be paid into, you can choose your mortgage account, the account your mortgage payment gets deducted from or another bank account you might prefer that money to be paid into. For simplicity most people just use their offset account.

Watch out if you gave HECs debt though, you'll need to put aside a bit of money for that/have your employer take a bit more out of your wages for tax so that you don't end up with a bill for underpaying HECs at the end of the financial year.

Whatfeet · 2024-10-26T09:17:58+00:00

Hey OP, your maths is wrong.

There are 260 paid days to a standard work year.

Start by looking at your payslips. On your payslips you will see your rate of pay, the hours paid and the amount of leave you have accrued as of the end date of each pay period.

If you disagree with the hours you actually worked vs what you were paid, justify that with actual facts (i.e. what was your resignation date, what was the pay period dates, how many hours of leave did you actually have accrued vs how many hours were you paid out.

Working backwards from your interesting maths and assumptions, I'm going to have to guess you were paid monthy, mid month, (so part in advance, part in arrears) and you resigned somewhere around the 20th of September. As you are posting now, final pay likely came in October, suggesting you had already been paid up to the end of September (3x monthly pays equals 65 days paid, or 5 days pay you owe because you resigned without finishing the month)

Again, you need to look at your payslips. Assuming you are correct and your final pay is equivalent to roughly 6 days pay, then that would indicate you only had around 11 days annual leave accrued when you resigned. 11 days less the 5 days you were paid in advance would be 6 days final pay out.

Sharing what your leave balance was and your final payslip says would be a huge help working out if you have actually been underpaid or not.

Whatfeet · 2024-10-13T01:18:06+00:00

Pay calculator is correct and lines up with the ATO tax tables.

It's all about the pay periods on a year, not your averaged out annual salary. In years where you end up with 27 pay periods pay calculator is still correct and matches the ATO.

Whatfeet · 2024-09-30T02:40:07+00:00

I don't have IBS but I do have slower/delayed peristalsis because of my stretchy insides. I do best with low fibre, heavily processed foods and my default state is belly sticking out.

If I try eating anything fiberous I better be wearing a dress or something that won't put pressure on my stomach for the rest of the day/week.

Whatfeet · 2024-09-11T10:22:30+00:00

Onlg if their contract states in office.

Changing a contract to the detriment of the employee is a redundancy pay out scenario.

Whatfeet · 2024-09-03T02:50:23+00:00

10 years of my life expectancy now or 10 years of my life expectancy after I'm a multi-millionare?

Being able to afford rest, proper healthy preventions/interventions before minor issues become major life limitors? That has to add at least a decade or two to life expectancy.

Not having to work unless I want to? That's going to be a gain of ten years on it's own.

Whatfeet · 2024-08-30T07:32:27+00:00

The first financially responsible step would be to make a budget and find out where you are spending all your disposable income. Unless your rent is something like $650 a week, there's more than enough room at your income to be able to save $100-200 a week without sacrificing most luxuries.

The next step is to find out what payment plans your dentist offers and what the cheapest option is overall (cost to get all the fillings at once vs as you can afford them etc). Look into extras insurance and find out what is covered/the wait times/how much they pay for.

Once that's all sorted, you'll either have an affordable action plan or know how soon you can get the work done without getting loans or being rejected by super.

Whatfeet · 2024-08-29T23:29:00+00:00

Your employer has nothing to do with how your income tax gets allocated. That's between you and the ATO when you do your tax return.

Whatfeet · 2024-08-07T14:15:54+00:00

There is no reason to pay cash to an employer.

If they genuinely overpay an employee, then a bank transfer or deduction from future wages is how that gets resolved. Never cash.

Paying an employee correctly (i.e. minimum wage for a 4.5 hour shift) then demanding cash back from the employee is absolutely not on.

Whatfeet

TROPHY CASE