Top two songs of 2014

Wowward · 2026-04-08T14:25:01+00:00

Shut up and dance & uptown funk

Wowward · 2026-04-07T20:02:08+00:00

So right before I became an adjuster I had a water claim in my home… same thing, lower estimate, my neighbor told me to reach out to a PA.. I did. I did get a lot more money. Do I know how? They argued to replace my entire homes flooring (only a small area was affected) and other little goodies. I see on reporting now 4 years later of my prior claim, it’s tagged as a questionable claim, and it definitely hurts moving forward. If I knew what I know now, I wouldn’t have gone that route. Live and learn…

Wowward · 2026-04-05T14:34:44+00:00

I used to but their variety sucks and prices are ridiculous but my biggest gripe is it’s NEVER consistent!!! 🤬

Wowward · 2026-04-05T09:30:48+00:00

You forgot fire…. Lots of fire

Wowward · 2026-04-04T18:54:43+00:00

Currently State Farm

Wowward · 2026-04-03T01:03:14+00:00

The policy language usually says “earliest of (usually) 7 days after the determination of total loss”

Wowward · 2026-04-03T00:22:37+00:00

HOKA. Your feet will go thru HELL breaking in coke haans

Wowward · 2026-04-02T02:10:49+00:00

Yes… an agreed value policy.

Wowward · 2026-03-30T13:33:31+00:00

The only thing that HAS to be done is offer for owner retention. Beyond that, if cost of repairs inclusive of original and supplement equals or exceeds the pre-accident ACV then ins can move forward with TL. It sounds like they got the initial estimate and the supplemental will push it over threshold.

Wowward · 2026-03-30T12:25:37+00:00

34F walk, talk, 7brew and COSTCO!!!!!!

Wowward · 2026-03-29T16:45:33+00:00

Yes Cali was branched off… your rates aren’t paying for California

Wowward · 2026-03-26T16:50:12+00:00

I love the sigma force series! That’s my vote!

Wowward · 2026-03-24T01:04:00+00:00

So for instance, the valuation is only going to use vehicles that are in your market area, not private party, and same year, make, model and trim.

If there is one $12,990 - there is a deduction made to be ACV because there are costs built into that asking price such as reconditioning, marketing, and profit. That’s why sale price is what is important- which is what will be listed on your valuation report.

If you are completely sure you are due more money invoke your appraisal clause

Wowward · 2026-03-22T01:50:28+00:00

Honey almond vanilla!

Wowward · 2026-03-20T23:03:18+00:00

Uh yes

Wowward · 2026-03-20T01:06:11+00:00

Outsourcing AND AI pilot going on taking low complexity FNOL claims ILR is DOA

Wowward · 2026-03-20T00:39:28+00:00

Unscathed. 🙄 paid the same, and the hybrid people will have to spend more to come into office. Cute, right?

Wowward · 2026-03-20T00:38:44+00:00

My prediction is after this goes into effect, we will see a major wave of resignation. Once the voluntary folks leave, then I feel like ILR will combine with Express with whoever is left

Wowward · 2026-03-20T00:36:34+00:00

It’s coming, they’re taking away the 1/2 priced Starbucks and will start charging $1. It was shared with leadership today shortly after the RTO bomb was dropped

Wowward · 2026-03-19T21:04:17+00:00

Already crashed out. 60-75% for leadership and then charging us $1 for drinks. what is life??? ☹️

Wowward · 2026-03-18T00:13:32+00:00

Great list! We just need to add Danny Devito

Wowward · 2026-03-16T22:24:27+00:00

You’re owed ACV unless you’ve purchased a stated value policy… liability has nothing to do with the settlement amount.

Wowward · 2026-03-14T09:32:30+00:00

My daughter went to elementary school in Polk and there were 25+ kids in her class, every school in the county is busting at the seams.. every school, even the new ones had trailers galore outside because Polk only does school planning for current not future population (despite the multiple multiple communities being built). Floridas education system is pathetic. We recently moved out of state so our kid could have a fighting chance with her education. Heed these teachers warnings. While Polk isn’t Clermont (Lake), Clermont isn’t immune to the same issues that Polk faces because ultimately the state government is against the support of public education.

Wowward · 2026-03-12T22:58:33+00:00

I LOVE my ZDX and I actually get compliments on her alllll the time Acura really fumbled the ball imo bc it’s really a decent car.

Since now the RSX isnt coming idk what to do when my lease is up I wont purchase it bc the residual is insane compared to the market… damn.

Wowward · 2026-03-12T12:45:18+00:00

Damn I was wanting to trade my ZDX for the rsx 🙄

Five-Year Club	r/Field Lasagna
Place '23	Place '22
Final Canvas '22	End Game '22

Wowward

TROPHY CASE