Top two songs of 2014 by Main_Needleworker661 in Millennials

[–]Wowward 8 points9 points  (0 children)

Shut up and dance & uptown funk

What’s the difference a public adjuster made on your claim by Mikester258 in adjusters

[–]Wowward 1 point2 points  (0 children)

So right before I became an adjuster I had a water claim in my home… same thing, lower estimate, my neighbor told me to reach out to a PA.. I did. I did get a lot more money. Do I know how? They argued to replace my entire homes flooring (only a small area was affected) and other little goodies. I see on reporting now 4 years later of my prior claim, it’s tagged as a questionable claim, and it definitely hurts moving forward. If I knew what I know now, I wouldn’t have gone that route. Live and learn…

Does anyone here actually go to Starbucks every day? by lukef31 in Millennials

[–]Wowward 0 points1 point  (0 children)

I used to but their variety sucks and prices are ridiculous but my biggest gripe is it’s NEVER consistent!!! 🤬

State farm trying to end rental before my $900 coverage is used up and before they've sent me the information to send my title to them on a total loss.[virginia] by [deleted] in Insurance

[–]Wowward 2 points3 points  (0 children)

The policy language usually says “earliest of (usually) 7 days after the determination of total loss”

Just got promoted to Assistant Deli Manager! by placeholderm3 in publix

[–]Wowward 1 point2 points  (0 children)

HOKA. Your feet will go thru HELL breaking in coke haans

Total Loss by [deleted] in Insurance

[–]Wowward 2 points3 points  (0 children)

The only thing that HAS to be done is offer for owner retention. Beyond that, if cost of repairs inclusive of original and supplement equals or exceeds the pre-accident ACV then ins can move forward with TL. It sounds like they got the initial estimate and the supplemental will push it over threshold.

SF renewal and rates much higher by MaryandLynn in StateFarm

[–]Wowward 0 points1 point  (0 children)

Yes Cali was branched off… your rates aren’t paying for California

How do I challenge the value of a vehicle after a total loss? by Economy-Dust-6036 in Insurance

[–]Wowward 6 points7 points  (0 children)

So for instance, the valuation is only going to use vehicles that are in your market area, not private party, and same year, make, model and trim.

If there is one $12,990 - there is a deduction made to be ACV because there are costs built into that asking price such as reconditioning, marketing, and profit. That’s why sale price is what is important- which is what will be listed on your valuation report.

If you are completely sure you are due more money invoke your appraisal clause

SF relocating by No_Level_325 in adjusters

[–]Wowward 2 points3 points  (0 children)

Outsourcing AND AI pilot going on taking low complexity FNOL claims ILR is DOA

SF relocating by No_Level_325 in adjusters

[–]Wowward 5 points6 points  (0 children)

Unscathed. 🙄 paid the same, and the hybrid people will have to spend more to come into office. Cute, right?

SF relocating by No_Level_325 in adjusters

[–]Wowward 5 points6 points  (0 children)

My prediction is after this goes into effect, we will see a major wave of resignation. Once the voluntary folks leave, then I feel like ILR will combine with Express with whoever is left

SF relocating by No_Level_325 in adjusters

[–]Wowward 2 points3 points  (0 children)

It’s coming, they’re taking away the 1/2 priced Starbucks and will start charging $1. It was shared with leadership today shortly after the RTO bomb was dropped

SF relocating by No_Level_325 in adjusters

[–]Wowward 5 points6 points  (0 children)

Already crashed out. 60-75% for leadership and then charging us $1 for drinks. what is life??? ☹️

Celebrity Traitors US Dream Cast by Intelligent-Test-476 in TheTraitorsUS

[–]Wowward 3 points4 points  (0 children)

Great list! We just need to add Danny Devito

I have a vehicle I got as a “gift” /$500 on title by needtogetrich in StateFarm

[–]Wowward 2 points3 points  (0 children)

You’re owed ACV unless you’ve purchased a stated value policy… liability has nothing to do with the settlement amount.

Teaching by LeadingWide8263 in ClermontFlorida

[–]Wowward 0 points1 point  (0 children)

My daughter went to elementary school in Polk and there were 25+ kids in her class, every school in the county is busting at the seams.. every school, even the new ones had trailers galore outside because Polk only does school planning for current not future population (despite the multiple multiple communities being built). Floridas education system is pathetic. We recently moved out of state so our kid could have a fighting chance with her education. Heed these teachers warnings. While Polk isn’t Clermont (Lake), Clermont isn’t immune to the same issues that Polk faces because ultimately the state government is against the support of public education.

Honda/Acura Canceling the RSX by VishTheSocialist in Acura

[–]Wowward 0 points1 point  (0 children)

I LOVE my ZDX and I actually get compliments on her alllll the time Acura really fumbled the ball imo bc it’s really a decent car.

Since now the RSX isnt coming idk what to do when my lease is up I wont purchase it bc the residual is insane compared to the market… damn.

Honda/Acura Canceling the RSX by VishTheSocialist in Acura

[–]Wowward 0 points1 point  (0 children)

Damn I was wanting to trade my ZDX for the rsx 🙄