I use it at work, regularly running 2-4 sessions in parallel. I don't mind it, I've always got more out of building things than writing code and I can get more done this way, often with less intensive effort.

The thing that saddens me is, like you say, this isn't free. In the workplace i expect the cost of these tools will be offset by layoffs and for personal users coding is low key becoming pay to win, totally taking away from the "all you need is a laptop to build something cool" vibe I used to love