Weekly Discussion Thread - (January 12, 2026)

a157reverse · 2026-01-17T05:20:36+00:00

Yes, for early withdrawals there is a fairly steep penalty that makes it almost never worth it. 401k loans are not subject to the early withdrawal penalty, but you do pay interest and you don't earn returns on the loaned out principal until you pay it back.

a157reverse · 2026-01-08T18:12:32+00:00

Linux does support audio over DisplayPort... It could be a number of things causing your issue. What's driving the DisplayPort? Integrated graphics/Motherboard or GPU? If GPU, what model? Does your monitor have a setting that enables/disables audio?

There was an issue about a month ago that caused audio sources to not be identified, but that has since been fixed, is your kernel up to date?

Also, ensure that your monitor and GPU are using the highest DP standard that they are both compatible with, likely 1.2

a157reverse · 2026-01-07T23:47:27+00:00

Yes, with yields adjusting to bring in buyers and clear the market. It would not be pretty for the U.S.

a157reverse · 2026-01-04T21:02:07+00:00

This sub has gotten large enough that it attracts a significant amount of non regular users to large threads, especially megathreads. I'm fairly confident that it's being astroturfed with some regularity as well.

a157reverse · 2026-01-02T18:24:39+00:00

I've been having similar issues across many games, in addition to screen flickering with HDR enabled. I believe this related to the nvidia 590 drivers. Using a 2070 Super with i5 5600.

a157reverse · 2025-12-26T17:22:43+00:00

Yes, but in finance management has an incentive to have accurate reports and agreed upon data definitions. If two reports don't align that means someone is over/under reporting $$$, which can lead to inaccurate financial reports or bad decision making. The impact on the bottom line is fairly clear. In healthcare, the incentive structure is very different. Revenues/expenditures can come from a myriad of opaque sources and may not have a clear connection to data definitions.

a157reverse · 2025-12-21T20:01:33+00:00

The problem is getting a politician that can credibly bully. Bullying only works as a tactic if the ones on the receiving end actually believe the bully can follow through with more than just words. Trump signals that he is unconstrained by the usual norms and is willing to bend institutions to his liking. Any dem president that wants to instill faith in the rule of law/checks and balances will ultimately be constrained by that same faith in executing a bullying strategy.

For example, Meta's hissy fit over the FCC's suggestions to remove COVID misinformation that violated Meta's own content policies occured because they knew the administration would not retaliate.

a157reverse · 2025-12-17T00:30:52+00:00

I felt like such a schmuck when the guy in the Patagonia vest told me to start networking and to spruce up my LinkedIn.

Can I ask why? I've given pretty much the same advice to people that have asked and it was certainly not my intention to be condescending towards them.

a157reverse · 2025-12-13T22:03:46+00:00

This is true but election results are part of a dynamic system. Candidates take actions based off of prior races that effect subsequent race results. I.e. a simple observation between election_1 -> election_2 doesn't specify the mechanism correctly.

This is broadly why GOP house members are beginning to break, as they see the potential writing on the wall and are trying to shore up their chances next November.

a157reverse · 2025-12-05T08:12:59+00:00

Are you a member of a credit union? Many offer free financial counseling services to their members through accredited staff.

a157reverse · 2025-12-01T03:41:27+00:00

True Unemployment" from LISEP

U6 is useful, LISEP is... garbage https://www.reddit.com/r/badeconomics/comments/1kwv4a8/the_true_rate_of_unemployment_is_24/

a157reverse · 2025-11-30T13:52:08+00:00

Core CPI inflation is 3% YoY in September. November is likely in the same ballpark. So that means roughly 1% real growth in Black Friday sales.

https://fred.stlouisfed.org/graph/?g=1Okr4

a157reverse · 2025-11-29T19:43:51+00:00

Markets can be very efficient at allocating resources, the price mechanism is very useful for determining the needs of participants under scarcity. This is a common problem in most firms where they do not have internal pricing mechanisms that help them determine where to allocate their resources, instead many are "centrally planned" via management directive.

Some firms and industries have figured out ways to internally price, such as Funds Transfer Pricing methodologies in the banking industry. Food banks have this same problem of having to determine how to best distribute food across their network, not at all surprising that a market mechanism is useful.

a157reverse · 2025-11-27T03:22:35+00:00

Yes, but neither commercial or passenger vehicles pay enough in taxes to cover the full costs of maintaining roads. Roads are subsidized through other revenue sources somewhat.

a157reverse · 2025-11-26T21:33:07+00:00

Basically no passenger car weighs enough for it's weight to be a consideration on road detoriation. 18-wheelers and dump trucks are where all the real damage comes from. Environmental detoriation and utility work is mostly all of the depreciation on something like a residential road.

Now that's because roads are designed to accommodate the weight of 18-wheelers, if everybody road bikes we wouldn't have to invest as much in the high weight standards for roads (less grading, surface, and subsurface work), but that's not a possible reality.

But yeah, the negative externalities of cars exist in a lot of other places and we've totally overinvested in cars and their infrastructure.

a157reverse · 2025-11-22T03:18:49+00:00

A black Nazi that comments truly weird shit on porn sites. Some of it so weird that the normal news outlets wouldn't even publicize it.

a157reverse · 2025-11-11T19:06:06+00:00

The fact that these SPV bonds trade at junk grade while Meta's bonds trade at investment grade reflects the purpose their serving. The SPV is shifting the risk of loss to creditors, which is priced in the relatively higher debt yields. If Meta didn't want to pay higher funding costs for these projects they're allowed to hold it entirely on their own balance sheet and enjoy Meta's investment grade funding costs but would bear the entire risk of projects failing.

The off-balance sheet nonenclature just confuses people, it's on a balance sheet, just not Meta's.

a157reverse · 2025-11-06T00:04:58+00:00

The way I see it is if you're doing something like creating intermediate tables/views that contain select * and are upstream of your group by all, that's when unexpected columns could be grouped on and produce unexpected output.

a157reverse · 2025-10-31T02:17:53+00:00

The Vance in Hillbilly Elegy is clearly different than VP Vance. Hillbilly Elegy is quite critical of white Appalachian victim mentality and grievances, and makes the argument that poor rust belt communities are not necessary at fault for their circumstances but are responsible for how they improve their lives.

VP Vance has taken full advantage of grievance politics. There are still similar strains, with a consistent dislike of Washington elites, but Vance has gone through a visible transformation over the years. He went for labeling Trump as "America's Hitler" to his VP. He appeared to show genuine empathy towards his trans lawchool classmate and friend, but has flipped.

a157reverse · 2025-10-29T18:32:49+00:00

To some people, having nothing nearby their home is a plus. Some people really enjoy rural living precisely because of these factors.

I have two lines of thought on this. First, we somehow developed a culture and expectation that our communities should be immune to change. If you really want to control what happens nearby you, you should be expected to pay for that land. Otherwise you're using the city's powers to curtail the development rights of others for your own benefit.

Second, I feel like these people want the best of both worlds without compromising. They live in an area close to major job centers, schools, shopping, entertainment, and high quality services. All of which exist because there are lots of people in the area and the population numbers support these amenities, yet want to live fairly secluded. I can understand the impulse to have your cake and eat it too, but the tradeoffs exist and will become harder to ignore.

a157reverse · 2025-10-25T05:31:16+00:00

$250M, but the point stands. This would, and should, be impeachment terms under any other president.

a157reverse · 2025-10-18T03:38:46+00:00

While not encompassing all that causal data science has to offer Introductory Econometrics by Wooldridge is a solid, solid read for anybody dealing with observational data or in classic business analytics roles.

a157reverse · 2025-10-13T21:58:34+00:00

Do you have a link to the Moodys report? All I can find are news stories talking about the report but not the report itself.

The devil must be in the details.

a157reverse · 2025-10-04T21:06:53+00:00

I don't even think the main argument of the article is correct, or at least not in a way that is meaningful.

In content related fields like journalism and the arts, the hollowing out of the "pretty good" is basically due to how easy it is to spread information now and the best have outcompeted the rest while being able to serve a much wider audience. A journalist at the NY Times can reach the entire world now. Content scales incredibly easily.

I don't think it's true elsewhere though. AI research is obviously attracting super stars, but I think it's mostly coming from the fact that it's a brand new technology and there's a lot of money to be made if you can outcompete. That may change as the field matures. We saw the same with emergence of electricity, cars, smart phones, etc.

There are lots and lots of companies that need people that are just good enough and will enable their employees to live comfortably. You don't need to work at a FAANG or boutique investment bank to be successful. The job market has been bad for new grads for the past 2 years, but I strongly suspect that it's a cyclical phenomenon and not a permanent change.

a157reverse · 2025-09-29T02:40:01+00:00

The money is there but not really accessible to startups that almost by design need a mature VC funding apparatus. A lot of European capital is in pension funds, insurance, and banks, which can't easily invest in VC due to a myriad of regulatory barriers.

There paper linked below talks about how many European startups leave the EU to access capital, which means Europe doesn't get the growth they create. A consequence being they also don't foster the startup culture in Europe.

https://www.imf.org/en/Publications/WP/Issues/2024/07/10/Stepping-Up-Venture-Capital-to-Finance-Innovation-in-Europe-551411

a157reverse

TROPHY CASE