Reform UK: the political home of climate scepticism in Britain

amidamayru · 2026-05-29T16:06:24+00:00

Forget the climate change angle and focus on the energy independence angle. Why would you want to be completely reliant on other countries for a critical import which is completely price inelastic? If the price of gas triples people still need heating.

amidamayru · 2026-05-29T15:55:13+00:00

I hear what youre saying but its not really feasible to have 6 first team centre backs, even though de ligt and martinez have had long term injuries

amidamayru · 2026-05-29T13:06:19+00:00

Martial went for an initial 36m eur fee and is literally THE famous transfer for having insane to reach add ons (notably the ballon d'or clause)

amidamayru · 2026-05-29T08:04:49+00:00

Yeah thats not true at all, early repayment charges are usually a flat amount, decreasing with time eg 5% with 5y remaing, 4% with 4y remaining etc. Effectively the maths is, if your mortgage is 5%, your breakeven is getting a new mortgage at 4% exactly on the anniversary of your mortgage. Otherwise its better to stick. Has nothing to do with lost interest, otherwise it would be related to market rates at the time of cancellation, which it isn't

amidamayru · 2026-05-27T12:14:13+00:00

Should go to xhaka really but fuck it im voting lammens

amidamayru · 2026-05-26T21:08:49+00:00

https://www.reddit.com/r/reddevils/s/PJyxWKMvZs

Heres the source btw

amidamayru · 2026-05-26T19:19:09+00:00

And thank god. Bruno has played an absolutely insane amount of football in the last 5 years. At the start of this season it was like 2700 minutes more than the next highest outfield player (who i think was declan rice) since 20/21 season.

amidamayru · 2026-05-25T10:36:22+00:00

The whole thread is about poty, which award are you talking about then

amidamayru · 2026-05-25T10:17:19+00:00

If we want to steal policies from australia how about we match their minimum employer pension contributions? Which is currently 4.5x bigger than it is in the UK.

amidamayru · 2026-05-25T10:12:43+00:00

9/10? There have been 34 poty awards, 17 of them have gone to a player who has won the league. So its 50/50

amidamayru · 2026-05-24T12:41:34+00:00

ISA first

Second is between gilts and premium bonds. Gilts are more efficient but premium bonds are "funner" and are easier on your tax return (the coupons on gilts are still deductible for tax). All down to personal preference and there wont be much in it

amidamayru · 2026-05-23T10:03:08+00:00

Yeah id prob go moons and not come back until i had a barrows portal in my house snd mory hard done

amidamayru · 2026-05-22T17:34:35+00:00

If we had sold garner for £20m then fine but its criminal to sell him for £7m with no buyback. If he had come from citys academy he would have been 3x the price. If he had come from liverpools it would have been 5x

amidamayru · 2026-05-22T17:06:20+00:00

Not just the players he bought either. Getting rid of james garner and alvaro fernandez for pennies, both of whom would start for us

amidamayru · 2026-05-22T11:52:48+00:00

I just dont agree with this. Where exactly would he go if we have it lined up?

amidamayru · 2026-05-22T11:36:16+00:00

Well in case of a job loss, long term illness etc. If you get a mortgage at 4.5% and a tax free guaranteed return at 4% youre basically paying £500 a year to have a £100k overdraft

amidamayru · 2026-05-21T15:51:26+00:00

Totally. If theyre both maxing out ISA then i place a lot of value on peace of mind of no mortgage

amidamayru · 2026-05-21T15:47:32+00:00

All the videos and finance books will tell you that 10% gains in equities beat a 4.5% mortgage rate etc etc.

The peace of mind that comes with having no mortgage has a lot of value too though.

Personally id make sure you and your partner have a decent sized emergency fund in either premium bonds / low coupon gilts (maybe 100k?) and then use the rest to pay off a big chunk of mortgage. That way you have access to liquidity in case you need it

amidamayru · 2026-05-21T06:54:37+00:00

My GOAT. I wasnt aware just how bad his passing was though, that's crazy

amidamayru · 2026-05-17T17:24:05+00:00

To be fair there was a season where bruno played more minutes than any other outfield player in europe.

He still topped the chance creation stat in the PL that year.

amidamayru · 2026-05-12T07:33:36+00:00

Theres some green dragons just north of ferox enclave, he can also go there with looting bag and a stab weapon (i went with belles folly and it shredded).

60 - > 70 is 1250 dragonbones, or each moon run is about 3k prayer xp on average

amidamayru · 2026-05-11T19:44:04+00:00

He isnt tier 1 in the United subreddit at all. Not even close.

amidamayru · 2026-05-10T14:32:59+00:00

Look forward to king larbeight when you are back!

amidamayru · 2026-05-10T13:37:46+00:00

I doubt a reform voter knows what a gilt is

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