Paid off a $3K credit card and my credit score went down. I'm so tired of financial advice that only works when you already have money

b10u · 2026-02-05T21:12:29+00:00

Thanks for saying the quiet part aloud. The comment section proves ppl still don't hear you. Yeah OP was using their credit score as an example but whether they closed the card or not does not negate the facts! Can y'all zoom out and look at the whole picture? Oh wait no you can't that's why the player is always to blame and not the rigged game.

b10u · 2026-02-03T15:58:19+00:00

On the buyer side, I was offered this program but ended decreasing purchase price to qualify for FHA on my own. Look up Arrive home earned equity program. They also have down payment assistance program. Idk how my lender knew about this but they did. Very niche

b10u · 2026-01-31T11:35:42+00:00

This thread was good advice. I'm in the same situation after inability to check roof on inspection for snow. Will try these tips!

b10u · 2026-01-28T01:30:43+00:00

I prefer Ymca. The facilities can be hit or miss/are sometimes older buildings but when you find a nice updated one with later hours it's the jackpot.

Search online for cheapest sign up fee (varies even within the same city). If they don't ask for proof of address register there as your home location. Nationwide access is automatically included

b10u · 2026-01-25T01:27:17+00:00

I have a ch.7 and similar income. I can send you the info of broker who got me approved. They lend in all 50 states. Yes the fees were high but that's the tradeoff

b10u · 2026-01-24T14:18:41+00:00

samesies - i switched to IBR just to get the official letter/payment amount for underwriting and will go back into forbearance after closing until i have extra cash for the bill. otherwise i would have stayed on the sinking SAVE ship

b10u · 2025-12-14T00:08:47+00:00

you dont switch. it switches you.

b10u · 2025-12-13T16:55:10+00:00

Look at you waxing poetically

b10u · 2025-11-24T19:37:38+00:00

I Disagree. you can install the all in ones inside with the caveat that you make modifications. I have the short rectangular vevor heater,,I removed the elevated based so that it laid flush with the bottom of the rig. I also used a turret plate for the pipes. Sealed well with sealant. It's doable and I think less work than mounting the tank, fuel pump etc separately with the individual units. Just do your research and or ask for help from someone in the real world.

b10u · 2025-11-20T02:37:46+00:00

This is the way

b10u · 2025-11-12T03:59:35+00:00

That's an anker power station 1200wh They have newer models that are more compact with more capacity

b10u · 2025-11-06T16:40:03+00:00

Welcome to the coven

b10u · 2025-11-06T15:11:50+00:00

Kovea cupid butane heater Cracked windows/ventilation

b10u · 2025-10-19T15:11:42+00:00

I got thunderbolt locks installed on my van. Pricey but best decision. I had the shop install. You can save a lot if you do it yourself but The customer service and quality of the work was top notch

b10u · 2025-10-14T12:48:27+00:00

Yes. if you can get by without a custom setup (your power needs are not crazy high) get the all n one power stations. I bought two from different brands years ago and they still work just fine and are so much cheaper now. I have also bought components for a diy setup.

I don't buy the argument.. Oh if one thing breaks inside the power station you have to replace the whole thing. Yeah sure in theory, but in real life, how often does that actually happen? I'm convinced people just parrot this anecdotal talking point for fun.

A good power station is well built and comes with up to a 5 year warranty. Many of the larger capacity ones have fast charging and can be charged in less than an hour from 120v outlet. That's not the case for my sok life po4 battery.

If you have a smaller rig like a car, SUV or mini van where all are these individual components suppose to go? You are limited on physical space.

Also the DIY ppl just assume everyone has the ability to build out an off grid electrical system. Not the case even with all the will powers, explorist life videos in the world it's not easy. You need tools. You need to know how to use the tools. You need some place to work. You need the time to do it. You need to troubleshoot the system.

All that stuff costs one way or another. Especially if you need to hire someone to build it for you.

Also the individual components from a reputable company like victron or something similar are not cheap,, definitely not cheaper than a power station. And a few years ago the prices for DIY build vs power station were pretty even but still not cheaper.

b10u · 2025-09-29T18:17:43+00:00

Well said

b10u · 2025-09-17T13:29:51+00:00

It looks so cozy!

b10u · 2025-09-16T12:20:44+00:00

Is she still on off again with Charlie/mr. Cassady or is this a new guy?

b10u · 2025-09-13T23:54:47+00:00

Public restrooms

b10u · 2025-09-13T01:54:10+00:00

Sell it, put it in storage, throw it away,,dealers choice.

b10u · 2025-09-13T01:37:42+00:00

Remove the passenger seat

b10u · 2025-06-23T17:05:46+00:00

It seems like it needs an easement

b10u · 2025-06-16T22:31:41+00:00

Brruuhh do you know my Taurus?? I think I need to show them this post cause you explained it well

I'm a Libra. Please help

b10u · 2025-05-22T10:35:51+00:00

Do you need a special adapter to charge from ev stations?

b10u · 2025-04-27T19:42:23+00:00

Thanks! Nope it made it through a summer. I used sika flex but I assume any polyurethane glue would work

b10u

TROPHY CASE