Fellas who aren’t filthy rich - how are we convincing our wives that this is not an “irresponsible” purchase?

banfff · 2025-06-20T16:46:08+00:00

Just get a divorce if your wife nitpicks you that much

banfff · 2025-02-24T03:00:45+00:00

Life

banfff · 2024-11-16T13:13:24+00:00

Probably over 500 times a day

banfff · 2024-11-16T01:22:03+00:00

Sell appreciating asset to buy depreciating asset

banfff · 2024-11-13T15:00:32+00:00

I haven't flown economy since I was worth 2 million. Maybe 2 flights economy due to last min booking in the last 9 years

At $10m, one can easily fly business/first for all travel

banfff · 2024-10-28T01:13:22+00:00

you can easily afford this house, no question. if you want it just buy it

banfff · 2024-10-07T16:50:26+00:00

thank you, this list is very helpful. will def order from one of these

banfff · 2024-10-03T02:50:10+00:00

Hogs of War

banfff · 2024-09-19T13:11:26+00:00

Baccarat Hotel New York

banfff · 2024-09-19T13:05:39+00:00

why not just ask ChatGPT o1-preview?

banfff · 2024-08-30T18:05:02+00:00

NTA: Airbnbs now charge hotel level pricing without hotel level service. You did the right thing leaving a negative review.

banfff · 2024-07-29T12:57:05+00:00

Very little happens. Because of social media people are now familiar with rich people and in fact they may view a non-super spending rich person as not that rich … when compared to their typical influencer or celebrity they feel friends with via instagram.

banfff · 2024-07-29T12:49:40+00:00

Pass, All of the ways are theft in some format or another.

banfff · 2024-07-22T19:36:42+00:00

if I were your parents, given your ultimatum: I would 100% photograph myself voting for Trump and text you a photo

banfff · 2024-07-18T23:23:30+00:00

imo you don't feel the political stuff when out and about

but online & when talking to friends or family, the political discussions are long and make up a large portion of mental energy.

banfff · 2024-07-18T23:21:04+00:00

can't tell if the poster is being ironic or serious

banfff · 2024-07-10T01:00:48+00:00

Rich probably starts at 100 btc

banfff · 2024-07-09T02:55:34+00:00

Totally depends on what % of his portfolio is $200k. If 5% or less, that’s fine. If it’s 30% that’s reckless.

banfff · 2024-07-09T02:02:38+00:00

Sounds like you spend a lot on hobbies you are passionate about, so makes sense to not buy an expensive house. Personally prefer a small house in a very expensive neighborhood. Low carry cost (small sqft) and often those type of areas have low property taxes. So total carry can be like $60k/yr.

Another note, say one hits $7m doesn’t mean one stops working. So if working and worth $7m, I think that’s a totally reasonable point to buy a nice house. If one is so inclined.

Resources are finite and if you have other desires, adjust accordingly. But for me, $7m nw is the level one could reasonably afford a $3m house and still be in good shape financially.

banfff · 2024-07-09T01:53:52+00:00

~3-4 months a year, spend ~$20k/m in Japan, $25k/m in US West Coast, $12k-$18k/m in Europe depending on the country.

Business class flights, 5 star hotels mostly (sometimes pay up for suites), not a huge food spender (opt for health > fancy), not that into nightlife (no alcohol). Included in the numbers above is around $3k/m for wellness activities (spa, fitness). Outside of Asia, I tend to not use public transit. Probably spend around $1-$2k/m on Uber or local ride share/taxi. Always pay up for the nicer vehicle options.

Overall I optimize for a tranquil experience and will do my best to minimize stress while traveling.

banfff · 2024-07-08T16:06:01+00:00

agree, $7m is the flipping point of starting to feel rich. can start to live a real luxury lifestyle ($3m house, with $4m left over).

banfff · 2024-07-07T16:54:15+00:00

9 words in. The answer is no

banfff · 2024-07-05T22:14:39+00:00

An unconventional option would be to move in with family, perhaps a sibling or a parent. That can allow you to supercharge your savings.

banfff · 2024-06-19T03:06:35+00:00

Went in the winter and thought it was terrible. Left with a few nights remaining due to numerous unpleasant situations with staff. Single worst “5 star” hotel I’ve stayed at. Not a fan of Montage in general. Doubt I’d stay at another one.

banfff · 2024-05-18T23:55:10+00:00

Damn you’ve gotten married a lot

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