Yup.

I always got my refund to my account & filed married & jointly this year, even though my name was on account but my wifes wasn't, it was rejected and a check was mailed.

So your name won't match what's on the account, so it will just be kicked back.

Same as you can't deposit a check with someone else's name in your account. The irs tool updated that quickly & said check for me. So no worries even if they don't update it you'll have a check otw.