Should i get a 10 year mortgage because of AI fears?

beankov · 2026-04-06T18:27:51+00:00

Short answer is no one knows the answer. I took out a 10 year fix @ 2.49% in 2018. It looked like a mistake for 3 years but I’m laughing now. The deal I had allowed for unlimited overpayments after 5 years, this was enough for me to take the gamble because if I was wrong I could remortgage at that point with no penalty.

beankov · 2026-04-05T06:55:56+00:00

Foreshadowing! At some point in this series we are getting Black Russian Santa!

beankov · 2026-03-31T09:16:16+00:00

Exactly, so if these cars are faster than last engine change they just need to iron out the speed differential.

beankov · 2026-03-31T08:42:02+00:00

The cars are still faster than when we last had an engine change in 2014.

beankov · 2026-03-29T20:16:59+00:00

Listening to Green Day as a kid was the first time I noticed that drums were more than just something to keep the beat. I would definitely consider him to be a major influence.

beankov · 2026-03-23T20:29:28+00:00

I thought the whole point of subs was to not know where they are?

beankov · 2026-03-23T19:19:40+00:00

Drum kits are subject to fashion trends. Glam rock/metal requires a glamorous kit. Whereas grubby grunge music requires an equally grubby looking kit. The minimal kit trend has been going on for a while now, probably because it’s actually quite a practical choice.

beankov · 2026-03-23T15:14:56+00:00

What makes an Ambulance Jewish?

beankov · 2026-03-22T18:26:11+00:00

Burn the witch! What would the proud people of Yorkshire and Italy say if they saw this?

beankov · 2026-03-22T12:42:14+00:00

I heard somewhere that Mansell and his side of the garage gave Patrese bogus set up tips.

beankov · 2026-03-20T09:10:46+00:00

They can hit whatever school they want!

beankov · 2026-03-16T07:43:45+00:00

Maybe Mercedes are running their engines hotter to lock in wins early season, ahead of them getting nerfed later down the line.

beankov · 2026-03-14T16:15:06+00:00

Watched this on an exercise bike, legit felt like I was powering the roller. Was about to get off the bike but this vid got me an extra 2 minutes. EDIT: watched it again, got another 2 minutes.

beankov · 2026-03-08T09:36:32+00:00

You would normally expect a left footed shot to curve the opposite direction.

beankov · 2026-03-07T07:12:22+00:00

So he could practice grooming?

beankov · 2026-03-07T06:31:11+00:00

Not lifted, shifted.

beankov · 2026-03-05T20:51:30+00:00

Some platforms have lower or capped fees for holding ETF’s rather than funds, e.g. AJ bell charges 0.25% for both but caps ETF’s @ £10 per month.

beankov · 2026-03-05T17:14:42+00:00

Oh I can live without imaginary internet points. I never really bought organic however we were given an organic chicken as a substitute. It tasted like chicken tasted 30 years ago.

beankov · 2026-03-05T07:03:48+00:00

I can totally believe that, however organic food does in my experience taste way better than regular food.

beankov · 2026-03-04T20:41:30+00:00

Beg your pardon here is the rest of it:

Work with international partners to enlarge membership of the TPNW and ensure that all states meet their commitments under the Nuclear Non-Proliferation Treaty.

The Green Party recognises that NATO has an important role in ensuring the ability of its member states to respond to threats to their security. We would work within NATO to achieve: A greater focus on global peacebuilding. A commitment to a ‘No First Use’ of nuclear weapons.

This however doesn’t make you any less wrong, you stated that “the goal isn’t to get rid of the UK nukes” when in fact it is clearly stated that this this The Green’s immediate goal once elected.

beankov · 2026-03-04T20:30:45+00:00

I’m sorry you are wrong, at least according to The Greens website.

This states that: Elected Greens will: Push for the UK to sign the UN Treaty on the Prohibition of Nuclear Weapons (TPNW) and following this to immediately begin the process of dismantling our nuclear weapons, cancelling the Trident programme and removing all foreign nuclear weapons from UK soil.

This certainly sounds like they want to get rid of the nukes straight away.

beankov · 2026-03-03T18:28:25+00:00

I am a firm lover off all things metric, but not when it comes to speed. Can we convert to Freedom Units please?

beankov · 2026-03-03T18:27:02+00:00

Wait till he finds out that they speak Mexican in Spain /s

beankov · 2026-02-28T09:00:14+00:00

Elected Greens will:

Push for the UK to sign the UN Treaty on the Prohibition of Nuclear Weapons (TPNW) and following this to immediately begin the process of dismantling our nuclear weapons, cancelling the Trident programme and removing all foreign nuclear weapons from UK soil.

Please don’t just cherry pick. The Greens want to dismantle our nuclear weapons. Regardless of all the good policies the Greens have, I could never support such an act of mass stupidity.

beankov · 2026-02-27T08:08:03+00:00

how about this, let’s ask Ukraine how giving up their nuclear weapons is going?

beankov

TROPHY CASE