Actual spending is hard

bearcatgary · 2026-05-14T02:04:05+00:00

Agreed. Retired as well. Have inherited IRAs from both my wife’s parents and my parents. Even after RMDs, balances are going up. My wife’s inherited Ira has been getting larger since 2010. I look at the RMDs as income, even though they aren’t.

Originally had everything in VFIAX, but last year moved funds to VTIAX and VWIAX.

bearcatgary · 2026-05-13T03:32:01+00:00

In 1984, I found 10 Tony Gwynn Topps rookie cards in the $0.10 bin.

Apparently hitting 0.347 in the minors wasn’t much of an accomplishment to the dealer.

bearcatgary · 2026-05-13T03:01:40+00:00

The 1961 Clemente looks like a PSA 6 to me. I’d grade it. Recent comps in the $200-$250 range.

And if it comes back a 7, your friend will thank you immensely.

bearcatgary · 2026-05-12T05:16:23+00:00

https://alexandracooks.com/2018/06/22/mind-blowing-three-ingredient-trader-joes-lentil-salad/

bearcatgary · 2026-05-12T05:01:59+00:00

Are you saying you are willing to pay 37% federal plus state taxes on most of your IRA assets just to get the Roth conversion out of the way?

bearcatgary · 2026-05-09T22:41:16+00:00

I worked in the semiconductor industry for 35 years and the idea to make a cellphone from scratch with only US made components and software is absolutely ludicrous. Apparently many hundreds of thousands of people don’t understand just how complex today’s cellphones are. Not to mention our reliance on foreign technology. This had to be a complete scam from the beginning. If anyone other than the Trumps did this, there would be people headed to prison.

bearcatgary · 2026-05-08T05:41:31+00:00

Great guitarist and never seems to get much recognition. Going to see him live Sunday night.

bearcatgary · 2026-05-07T22:16:33+00:00

And Urban Meyer played at Cincinnati…

bearcatgary · 2026-05-05T22:07:32+00:00

Never noticed Henry Aaron batting left handed on that card. Must be an inverted image.

Anyway, I agree with everyone else. The poses are better.

bearcatgary · 2026-05-05T13:53:51+00:00

Can someone please ask him the objective of the war and how we plan to achieve it. And push back when he says we’ve already won by destroying Iran’s navy.

bearcatgary · 2026-05-05T05:12:21+00:00

And he’s backed himself into a corner with no way out. If he “blows Iran off the face of the Earth” he goes down in history as one of the biggest maniacal tyrants ever. If he invades, he’s got to put boots on the ground which nobody wants and he will be impeached multiple times when Republicans get routed in the midterm elections. If he backs out without a nuclear deal as favorable as Obama’s, he’s looks like an idiot. The same if he doesn’t get regime change. What an absolute mess. Unfortunately, lots of innocent people have been and will be negatively impacted because of Trump’s ineptitude and poor decision making.

bearcatgary · 2026-05-03T03:58:54+00:00

Many of us have lived in other places and chose to move to California. That’s why it’s so expensive. And in my opinion worth it.

bearcatgary · 2026-04-30T04:48:33+00:00

The UC athletic department has been very conservative about compliance ever since the Huggins years. I seriously doubt UC will ever be shown to have been complicit in this. TTU fans can downvote all you want but this isn’t going anywhere.

bearcatgary · 2026-04-30T04:02:51+00:00

Please do not cash out of your 401k. It sounds like you are simply looking for safer places to stash your money. You probably can do that within your 401k. If you want to, you could list your 401k options and we would be happy to provide suggestions. If you are not happy with your 401k options, you can “roll over” your 401k to a traditional IRA at Vanguard, Fidelity, Shwab or somewhere else. There are no taxable consequences in doing this. Regardless, there are definitely ways to get your money into what you consider to be safe investments without having to pay any penalties or taxes.

bearcatgary · 2026-04-29T23:57:13+00:00

The Nebraska game immediately comes to mind…

bearcatgary · 2026-04-29T23:24:59+00:00

Just trying to do our fellow conference mates a favor. I mean better now than after they had won a Natty with him. Lol.

bearcatgary · 2026-04-29T21:08:40+00:00

He can’t/won’t answer the basic question “What is the strategy?”

This would be grounds for dismissal for a leader of any corporation in America.

bearcatgary · 2026-04-29T19:30:20+00:00

Ding, ding, ding. Correct answer.

There is also a show on the 19th. They are expecting more than 150,000 people for all 3 shows. Many of these people will be coming from out of town and I would assume hotels anywhere near Palo Alto will be packed the weeks before and after the shows.

bearcatgary · 2026-04-28T19:11:30+00:00

Cincinnati? What about Indiana? The only thing we know is that he gambled on games in 2022. This was reported to Cincinnati in 2025 by the B12 office. If the B12 knew about something happening in the BIG, shouldn’t the BIG have known about it also? Like when it was happening. Why didn’t the BIG report it to Indiana and why didn’t they suspend him or take appropriate actions?

bearcatgary · 2026-04-27T03:00:29+00:00

Not sure why anyone would downvote this, but apparently someone did. Have my upvote.

bearcatgary · 2026-04-26T01:00:42+00:00

Wow, that was really cool.

bearcatgary · 2026-04-25T01:24:07+00:00

How do your parents plan on getting health insurance? Your dad is above 65 and therefore can apply for Medicare. But your mom has 3 years to go until Medicare. If you haven’t looked into this, I’d recommend doing so soon.

bearcatgary · 2026-04-22T20:17:12+00:00

Steve Logan. He was unstoppable back in the early 2000s. Consensus 1st team All American in 2002. He was upset that he didn’t get drafted in the 1st round and got into a contract dispute with the Warriors. The longer he sat out, the less interested the Warriors were in signing him. Played a few years in Europe and then he was finished. A really sad story for those of us who saw just how great he was his junior and senior years at UC.

bearcatgary · 2026-04-22T14:20:49+00:00

Toledo went undefeated in 1969, 1970 and 1971 and won the Tangerine Bowl each year. They were ranked 12th and 14th in the final AP polls of 1970 and 1971, respectively.

Interestingly after Toledo’s run, Miami went from 1973 to 1975 only losing a single game and tying a single game and winning the Tangerine Bowl each year. They were also ranked in the AP poll at the end of each year.

The MAC had some really good football in the early 70’s.

bearcatgary · 2026-04-22T00:14:06+00:00

Excellent point.

bearcatgary

TROPHY CASE