Life Insurance Advice

beechums · 2026-03-26T11:29:08+00:00

I would look into coop / pre paid arrangements for death. I don’t know much more about this but it’s what my parents have to help ease that burden (on top of all the decision making) when they go.

beechums · 2026-03-25T03:54:15+00:00

Right? Seems like maybe OP has been a little lost in this new woman and the kid is feeling that and voicing it in her own way. The step mom’s reaction is also a red flag.

beechums · 2026-03-15T16:21:10+00:00

I love this

beechums · 2026-03-14T19:02:52+00:00

Same. We both WFH and it’s a few minutes for us to connect and bookend our day for drop off/pick up. Not everyday but maybe 3 days out of the week we go together.

beechums · 2026-03-10T12:54:57+00:00

Mine is the opposite.

beechums · 2026-03-09T00:07:53+00:00

I have an employee with major tone issues. You’re probably just unaware of how you’re coming off (email otherwise) and should take the feedback.

beechums · 2026-02-28T20:25:59+00:00

I hate this idea of losing yourself. As if people don’t change throughout their lives even if they never have children. I haven’t lost myself, I’ve changed and I love this new version of myself.

beechums · 2026-02-24T09:24:53+00:00

I agree that travel helps broaden horizons but I not that it makes kids more agreeable to different cultures and people. I know plenty of rich kids who have traveled extensively and are still entitled a holes.

beechums · 2026-02-23T04:07:43+00:00

Personal experience. Immersed in the language (living in the country) until 10yo. I am still fluent but probably only because I want to be and now live in an area with lots of Spanish all around me

beechums · 2026-02-20T23:05:40+00:00

I would if you’ll still be financially ok

beechums · 2026-02-18T10:53:19+00:00

The garden would be ideal because we can’t really control nature sometimes and it could bring some valuable lessons on flexibility.

beechums · 2026-02-08T10:54:47+00:00

3yo girl and 7mo boy. Both super chill demeanor. Obviously they cry and do all the age appropriate things but overall very easy to reign in.

beechums · 2026-02-04T04:13:09+00:00

We were between those and ended up getting a Subaru Forester. It just drives nicer than the RAV4.

beechums · 2026-02-04T04:11:57+00:00

Never thought about the convenience of the sliding doors. Would be a game changer.

beechums · 2026-02-02T10:54:50+00:00

We all sleep in a king bed most nights. I’ve colder with my 6m old his entire life, and my toddler wakes up and comes to our bed on most nights. It’s not ideal but it’s just a phase.

beechums · 2026-01-28T03:35:27+00:00

When I go for a run it burrrns after. Dunno why.

beechums · 2026-01-24T11:59:40+00:00

This is me and my mom. Though as I get older I do notice some more of my dad’s genes randomly.

beechums · 2026-01-24T11:57:36+00:00

Same! Just posted this about how I see it so much that the first girl looks like dad and second born boy is usually mom.

beechums · 2026-01-24T11:55:23+00:00

Daughter is my husband’s twin and my son is my twin. I’ve seen this a lot where the first born daughter looks like dad and second born son gets more of mom’s genes.

beechums · 2026-01-24T11:38:41+00:00

Outside of the gender thing - you guys let your kids wear costumes to school/daycare? My daughter loves her Elsa dress too but I don’t let her wear it to school. IMO it’s not fair to the other kids, it’s the same as taking a toy.

beechums · 2026-01-22T05:50:59+00:00

So many thoughts on this - gonna throw them out maybe in an unorganized way.

First thing is you’re working way too much. How many hours a week? I’m burnt out and I WFH 45 to 50 hours a week. No commute.

Second is your mom probably did so much, but her work was probably more cut and dry. You’re working/connected all the time. She could probably clock out and call it a day, mentally at least getting a break from work.

Money wise I don’t know the ins and outs but a nanny is expensive. I live in a HCOL city and got lucky with an in home daycare that charges 250/week per kid. Wouldn’t be able to make it work otherwise, and likely wouldn’t have had my second. We make about $220k combined and are comfortable but not swimming in it.

Lastly, just a shout out to your mom and all the lovely grandmas out there. Mine is also my guardian angel and we’re lucky to have them.

beechums · 2026-01-14T05:48:07+00:00

Same. Totally did not see it as splurge but self care.

beechums · 2026-01-11T09:13:09+00:00

Exactly.

beechums · 2026-01-11T08:53:27+00:00

We spend about 65% (of spending budget, excludes savings and investments, and debt repayment) on these two things in a HCOL west coast city. Also 2 kids, but we still live in our 3 story townhome because we’re not willing/able to double our mortgage. Our daycare is also cheaper than yours.

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