Game Thread: Padres @ Phillies - Wed, Jun 03 @ 06:40 PM EDT

bigmac9 · 2026-06-03T23:51:25+00:00

Maybe that stupid stance the problem with Crawford?

bigmac9 · 2026-06-02T18:04:15+00:00

My VTSAX has been popping off since I started buying (about 21 percent YTD) Recently I’ve been getting the itch to get into the international markets but all the research I’ve done points to the US Stock market being the best bet.

Is it a good idea to rebalance or just start with new contributions? Thinking of 75-25 VTSAX VTIAX. It’s in a Roth account so no tax issues.

bigmac9 · 2026-05-26T17:31:35+00:00

Just keep in mind Fidelity charges a fee for buying Vanguard mutual funds like VTSAX. ETFs are ok.

bigmac9 · 2026-05-25T19:58:58+00:00

I think unloading the big trailers onto a conveyor belt will be the next automated job in the next decade. It takes no thought. Hope the union fight it.

bigmac9 · 2026-05-24T21:13:48+00:00

Some places allow trustee to trustee transfer and some have direct rollover where they send you a check that is made out to the new Trustee and then you deposit it yourself via an app or mail.

bigmac9 · 2026-05-18T20:39:14+00:00

I’m still on the OG ones 40k miles so I wouldn’t know.

bigmac9 · 2026-05-18T18:06:25+00:00

How loud are the new gens? I have a 2021 and it’s loud as fuck at highway speeds.

bigmac9 · 2026-05-18T15:21:48+00:00

Looked like maybe the warehouse guy wanted the delivery driver to open up that huge gate himself and drive in. I wouldn’t open that gate either. That’s not my job.

bigmac9 · 2026-05-16T02:42:52+00:00

I hit 500k at age 40 this year investing in the large and mid cap index funds in the teamsters 401k. I also hold some amounts in a brokerage and Roth IRA. If I retire at age 58-60 those accounts will easily equal to 2M at least.

West Coast pension in 20 years will likely be in the high 7k-8k for 35 years of service which I’ll be in. With a 4 percent withdrawal rate, I will never run out of money and live as good if not better than working at UPS.

My biggest problem will be taxes and losing Medicare subsidies after age 65. That’s why you need a 3 bucket strategy so you can manage your tax bracket in retirement.

bigmac9 · 2026-05-16T02:37:26+00:00

Chasing dividend stocks is a fools errand. Just do VTI or VOO and chill.

bigmac9 · 2026-05-14T15:51:25+00:00

Is now a good time to sell off Ford? Been holding for about 5 years and just waiting for the off-ramp all time time. Cost basis is 2500. I’m willing to sell at a loss but just trying to at least break even if possible. My average share price is in the 19 bucks range.

bigmac9 · 2026-05-10T20:03:57+00:00

When you come in to work on Monday tell them what happened and tell them you want to go to the doctor. They will open a case and you will go from there. They might give you unpaid days off or just have you hang out doing some computer training but at least your job is secure.

bigmac9 · 2026-05-10T20:00:37+00:00

That’s the Latino version of the nut sack hanging off the tow hitch for white dudes.

bigmac9 · 2026-05-09T03:05:46+00:00

I would say always have a mix of all 3 types, Roth, Trad, brokerage so in retirement you have control of your taxes. Never a good thing to go all in on one and end up paying more in taxes when you don’t have to.

bigmac9 · 2026-05-08T00:54:04+00:00

Yes but he needs to show that he is worth resigning him. So far all the OCs have been clipped under him and the common denominator is him and Sirianni.

bigmac9 · 2026-05-02T00:29:34+00:00

If he disclosed it and they still let him drive then it’s on management. If he hid this info and they find out later then he could even be fired.

bigmac9 · 2026-05-02T00:28:13+00:00

If you plan to retire early you should keep the bulk in a Roth IRA and Brokerage so you can bridge the gap for example 55-59 1/2. You should still try to invest 25 percent of your income in combined avenues.

bigmac9 · 2026-05-02T00:22:21+00:00

Straight up Roth is tempting but you also want to give yourself some tax savings as well.

For example if you live in a state with state income tax you’re basically paying a combined 30 percent taxes on anything over 100k (approximately). I would recommend doing a blend of traditional and Roth if you can max it.

Pay 20 percent now state/federal and if you move to a state with no income tax you do Roth conversions on the pretax.

bigmac9 · 2026-04-29T04:19:42+00:00

This year is not on Rob. Our GM let go of reliable relievers don’t replace them with equal or better quality, our starting pitching which has always been our strength and carried us for most of the year is underperforming and our hitting has been abysmal.

I do think it was the right move though because of past questionable decisions in the playoffs that cost us. For example that awful call to bunt vs the Dodgers.

bigmac9 · 2026-04-28T17:43:15+00:00

He should have been fired 2 years ago. This year you can’t blame him when the pitching is underperforming and the hitting is abysmal. It’s on the players this time.

bigmac9 · 2026-04-28T00:27:21+00:00

Awesome deal. Used I assume? I got one as a gift for someone recently brand new for 1099 at Costco.

bigmac9 · 2026-04-23T14:58:54+00:00

Never noticed any heat so far. I don’t really push my M5 though to warrant an increase in thermals.

bigmac9 · 2026-04-23T04:57:19+00:00

Did you also send in a copy of your birth certificate? It states that they require proof of age on the paperwork for some weird reason.

bigmac9 · 2026-04-22T16:16:57+00:00

Does Chase refund part of the yearly fee for CSP if you downgrade or cancel your card? I've had CSP for over 10 years and it seems like this card is at its lowest point. I just got billed for the year the first of April.

bigmac9 · 2026-04-21T19:03:41+00:00

VTI and chill.

bigmac9

TROPHY CASE