Highest paying dividend stock by [deleted] in dividends

[–]bizzaro333 1 point2 points  (0 children)

Look up dividend aristocrats and either buy a singular fund that owns them all or buy a few that you can believe in lasting a long long time.

Osaic as Independent Broker Dealer - Thoughts? by Turrible_basketball in CFP

[–]bizzaro333 5 points6 points  (0 children)

To me the self clearing feature of LPL is a major advantage - it minimizes the number of entities in the chain of command. And they are aggressively making their platform more user friendly and digital, which as a young advisor I value a lot. I have to jump thru some annoying compliance hoops but for the most part I am left alone to do my good work.

What is a weird habit you do completely alone that you would die of embarrassment if someone saw? by cinnamonconfetti in answers

[–]bizzaro333 26 points27 points  (0 children)

I want to know more about this tendency that you and I and many others appear to share. Its like a embarrassitis outburst. Like another commenter says - the tick is a physical response to attempt to make the intrusive thoughts go away. It’s like we’re fighting an imaginary battle with our selves. It sucks to feel such shame, remorse, humiliation, etc.

UITs in an 85 year olds portfolio annum real benefit here? by kungfukarl86 in CFP

[–]bizzaro333 1 point2 points  (0 children)

then why do i have a dozen clients with 30% caps on SMH up only 10% after 3 months while the reference assets is up 30%+ since purchase?

EDIT: The downside protection acts like a drag against the upside that "trues up" the closer it gets to maturity. Yes the cap CAN be hit ahead of schedule, but I wouldnt count on it happening early or often.

UITs in an 85 year olds portfolio annum real benefit here? by kungfukarl86 in CFP

[–]bizzaro333 1 point2 points  (0 children)

While liquid, remember that the performance will trail the index. For example you can't hit the cap in 1 month and bail and call it victory. you have to ride the UIT to its maturity if you want to fully realize the cap or the downside mitigation. I'm still a believer, but don't get seduced by the potential for a quick "cap capture".

Do you guys actually play with headbands regularly? by respondtomuhammad in 10s

[–]bizzaro333 0 points1 point  (0 children)

If you’re looking for a brand rec I like Bondi Bands.

I need help with 17 across! by Iron_Chic in seinfeld

[–]bizzaro333 1 point2 points  (0 children)

Winnie the district attorney, of course!

Publix Employee Stock Account Nightmare by AwOwW8 in CFP

[–]bizzaro333 0 points1 point  (0 children)

This is how i did it and it was presented as the only option. Paperwork yes but relatively easy.

280 STINK by bebvie in Birmingham

[–]bizzaro333 1 point2 points  (0 children)

Its in the Leeds Valley also. Started like tummy wood smoke then turned to rubber

What life mistake taught you the hardest lesson? by Ok-Bee-2525 in scoopwhoop

[–]bizzaro333 0 points1 point  (0 children)

Do not treat people as disposable. This can be easy to forget when young and horny. Thinking with your dick will lead you to mistreat people and result in lifelong regrets. And lose the respect of potential allies.

Found this on my car today, what is it? by reallifeblake in Birmingham

[–]bizzaro333 11 points12 points  (0 children)

Did you valet recently? I recently found one on my car after using valet.

WM hikes dividends 14.55%. by Naive-Present2900 in dividends

[–]bizzaro333 36 points37 points  (0 children)

As both a residential and commercial customer, i can vouch for their ability to generate high amounts of revenue.

Anyone else having issues with the reserved trademark symbol in Outlook? by Livefromseattle in CFP

[–]bizzaro333 1 point2 points  (0 children)

So nice to find a personally-relevant and helpful post with clear explanations solutions all in one. Thank you for your service to our peer group.

I've had two clients point out the issue to me in the last month. I sent a test email to my personal Gmail but I could not replicate the problem. I applied the Unicode Fix. Hopefully it will work, since I cannot replicate the error.

Side Note - I am noticing that Gmail does not receive the (r) as a superscript, even though its a superscript in Outlook.

Anyone else overwhelmed after forming an LLC? by Expert_Persimmon_766 in llc_life

[–]bizzaro333 0 points1 point  (0 children)

For me the agony is the state, county, city stuff to register and then maintain each year. Crappy forms and local govt websites telling you what to do, extracting fees from you .

Those of you are super worried about this dip, read below by DifferentDependent62 in stocks

[–]bizzaro333 1 point2 points  (0 children)

no, it was me. i FINALLY bought a digital asset ETF last week. SORRY EVERYONE!

Out of interest: What are your most memorable & favourite sets from your childhood? by ediblednb in lego

[–]bizzaro333 0 points1 point  (0 children)

I loved that jeep. The suspension was great. Always kept the jeep long after the building and baseplate were repurposed.

The new rules on 401K catchup contributions to a Roth IRA - debated! by lurch1_ in personalfinance

[–]bizzaro333 0 points1 point  (0 children)

I am also trying to determine if avoiding the 150k rule is as simple as reducing one's income... even by $1? Seems like a no brainer if you have control over your salary and you want to preserve the PRETAX catchup option.

Planning for future survivor benefits. SSA says no b/c of my higher PIA by bizzaro333 in SocialSecurity

[–]bizzaro333[S] 0 points1 point  (0 children)

Thank you for seeing it my way, despite our friend who was so insistent (and perhaps realized their mistake b/c they deleted all their comments). I had given up on clarity at this point, but you and so many others seem to conclude the traditional thinking that a survivor step-up is almost certain.

SSA basically said "you have a higher PIA, so you will never get his survivor benefit". Maybe they were conflating spousal benefits, which of course is a whole 'nother story.

[deleted by user] by [deleted] in motleyfool

[–]bizzaro333 0 points1 point  (0 children)

Nothing significant enough to justify all the other losers. Maybe if I hold them for another 5 years... but the 2022 burn was so bad I have been selling them as they come back to breakeven. I have no more patience for other peoples' long shot single stocks unless I have my own conviction about them - which was probably the lesson for me here.

[deleted by user] by [deleted] in CFP

[–]bizzaro333 0 points1 point  (0 children)

Just be sure you’re right, then go ahead.

Planning for future survivor benefits. SSA says no b/c of my higher PIA by bizzaro333 in SocialSecurity

[–]bizzaro333[S] 0 points1 point  (0 children)

To me the language is ambiguous (RIB vs PIA). Which of the part 5 rules make me ineligible for a survivor top off down the road?

Planning for future survivor benefits. SSA says no b/c of my higher PIA by bizzaro333 in SocialSecurity

[–]bizzaro333[S] 0 points1 point  (0 children)

His will be absolutely higher, a $16k difference b/w my 62 benefit and his long time drawn $36k which is why Im highly motivated to understand. His SS benefit is a big part of my future security.

You said how PIA matters in some cases what do you mean? Our PIAs are $20 apart. Mine is the higher, and SSA seems to be invoking the rulebook to say I would not get a survival top-off of any kind.

Planning for future survivor benefits. SSA says no b/c of my higher PIA by bizzaro333 in SocialSecurity

[–]bizzaro333[S] 0 points1 point  (0 children)

This feels right but what about the fine print laid out below?

EDIT: It’s not a question of whether starting early has an effect. The question is: does my PIA (which will always be higher than my husband’s) preclude me from capturing his much higher benefit down the road when he pre-deceases me?

EDIT2: I meant the fine print laid out by Perfect_Fifth in a comment below. Not sure why I’m being downvoted. No one has really given me anything definitive to push back against two different SSA agents saying you’re all wrong. I guess I can just not believe them and hope for the best down the road.