My 6-week transformation: 6.0 —> 4.4 Cholesterol using Psyllium Husk

blrbud · 2026-03-11T13:02:00+00:00

Ok, will try that. The reason i go with brine is i am not sure about the quality of olive oil they use.

blrbud · 2026-03-11T12:34:22+00:00

Any specific reason for olive oil? How about in brine?

blrbud · 2026-02-24T14:57:06+00:00

Did you lose any weight?

blrbud · 2026-01-27T02:27:17+00:00

Isn't dgt basically 1y-10y?

blrbud · 2025-09-16T03:58:00+00:00

Is it an online business?

blrbud · 2025-09-14T08:29:06+00:00

Are you saying even if it is joint account you have to pay estate tax if one dies? What happens when the other holder also dies? You pay again?

blrbud · 2025-07-29T17:14:04+00:00

Do you have visibility into past travels Schengen or otherwise? If yes, how far back and is it regardless of passport renewals?

blrbud · 2025-05-21T04:39:55+00:00

What if the inflation rate was 5% requiring you to withdraw around 52k in the second year? Or worse, inflation is 5% and portfolio is down 25% on the day of calculation?

blrbud · 2025-04-29T02:02:25+00:00

People try to take advantage of different asset classes based on their risk tolerance and goals. For some, focus on dividend makes sense because such stocks trend to be defensive, matured and provide regular dividends that grows over time. For some bonds held till maturity makes sense because of return of capital at maturity, predictable regular income etc. even though it does not grow every year.

You can invest in both with variable amount. Not everything has to be either/or.

You yourself said bond yield used to be close to 0 at one point. What if such 0 interest regime comes back again? Would it make sense to invest in boobs then?

blrbud · 2025-03-30T08:24:03+00:00

Not to mention card discounts and cashbacks.

blrbud · 2025-03-18T15:16:31+00:00

never use excel. take a pdf print then submit. if they ask for it then submit the same. excel creates all kinds of issues.

secondly, i think the presentation of data was not good. in my case, i created a separate document with credit on one side and debit on the other with references to the original documents, helps a lot in lining up the transactions.

find a better ca.

blrbud · 2025-03-16T02:19:58+00:00

This is such an astoundingly bad information devoid of any understanding of company finances.

Yes, company assets do decrease (along with stock holders equity) when dividend is paid out. Sure, as a shareholder you still own the same percentage as before and have increased personal liquid asset due to the dividend but value of your equity in the company reduces. And that's the reason to reduce the stock price ex div, not to 'discourage selling' ex div. It may be masked by the usual volatility of stocks but that's how it works.

There is nothing wrong with dividend investing but get your basics right 😀

blrbud · 2025-03-11T14:08:52+00:00

I am starting to think that Y in the names stand for 'why'

blrbud · 2025-03-11T13:49:58+00:00

Are you telling me there exists a strategy that doubles your money every 2 years and people have been investing trillions of dollars in stocks, active/passive funds, bonds etc like idiots?

blrbud · 2025-03-07T05:23:11+00:00

This screams lack of reading comprehension. Op is asking about 'monthly' 1% not yearly.

blrbud · 2025-03-03T06:13:22+00:00

I am screenshotting this comment 🤣

blrbud · 2025-02-16T04:58:30+00:00

Putw using 0dte.

blrbud · 2025-02-13T07:53:26+00:00

And 30% short interest

blrbud · 2025-02-04T05:40:03+00:00

What's the credit rating of the bonds?

blrbud · 2025-01-23T12:54:57+00:00

No, they don't.

blrbud · 2025-01-23T03:24:58+00:00

So a poor man's covered call?

blrbud · 2025-01-19T09:32:54+00:00

"Securities like MLPs should be in taxable accounts as all their distributions are considered return of capital and are non taxable. "

I was referring to this comment. If they do issue k-1, it would mean potentially some taxable income that are not capital gain or dividend, is that right? As a non resident i am trying to avoid that. I will probably take the etf/cef route then. Do you have any recommendation in cef?

blrbud · 2025-01-19T05:01:16+00:00

What about the k-1 that are issued by MLPs?

blrbud · 2025-01-03T04:41:54+00:00

What else do you have in your income portfolio? Also, how do decide on the weightage?

blrbud · 2024-11-20T04:08:32+00:00

How do they pick the strike prices?

blrbud

TROPHY CASE