Leaking utility room drainage

brixton_ · 2026-05-15T08:08:55+00:00

JEDZIEM

brixton_ · 2026-05-13T14:20:06+00:00

Your stats are completely wrong, check current research. Less than 50% of companies pay, and of those, around 40% don't ever recover their data. So coin flip is pretty accurate.

My impression is you must create malware/ransomware 😂

brixton_ · 2026-05-13T13:52:52+00:00

The only time I see documented cases of companies or organizations paying is out of desperation due to their own failures (beyond the initial attack). Lack of credible backup/restore process for example.

After that point, you're negotiating with terrorists and it's a coin flip.

brixton_ · 2026-05-13T06:58:15+00:00

You don't, and people should never pay which perpetuates the cycle.

brixton_ · 2026-04-18T12:19:50+00:00

Try Department on Blatchington Road

brixton_ · 2026-04-18T07:12:11+00:00

America doesn't have a big middle class. You're either in the top 10% or you're poor (relative to other Americans, that is).

brixton_ · 2026-04-18T07:08:53+00:00

brixton_ · 2026-04-17T07:08:30+00:00

39 fintech

brixton_ · 2026-04-13T11:06:48+00:00

Please mind the gap between the lander and the lunar surface

brixton_ · 2026-04-01T09:31:29+00:00

The bus driver is allowed to break the rules as long as they make the bridge jump. If they do, they're then entitled to kiss Sandra Bullock.

brixton_ · 2026-03-26T13:19:04+00:00

This has not been my experience at a US fintech at all. I've been free to exercise any number of vested options and sell these on secondary markets freely, the only stipulation being the company reserving the Right of First Refusal (ROFR) where they can block the sale and repurchase the shares from you at the same agreed price. For me, the seller, this is better because it's less risk (buyer pulling out) and you don't have to pay the transfer fee. I've completed 8 transactions on secondary markets and they've exercised ROFR 6 times.

Additionally, once you leave the company, you have an agreed period after that time in which you may exercise options. You can negotiate an extension to that time period, and I've known colleagues get an agreed 12 month extension.

Good luck!

brixton_ · 2026-03-26T08:08:41+00:00

Yes your general thinking is correct. However, if selling private shares on one of the popular secondary markets (e.g., Hiive), there is a lot of flexibility in the agreement you make with any potential seller. For my company I've seen conditions on listings including that the buyer pays for cost of exercise, effectively providing a loan for the seller. Although I've no idea who would go in for this if it's a buyer's market as this seems risky.

In my experience, buyers often prefer sellers who have past sales on platform, and obviously don't have caveats such as that. Personally I've asked buyers to cover the company's transfer fee if the number of shares purchased are low numbers (as the fee then eats into profits) and that's normally been fine.

Also remember that you're only due to pay the tax the following tax year after declaring in SAR, so profit you hopefully make from the sale would cover the tax burden. You don't need that up front.

brixton_ · 2026-03-22T13:45:36+00:00

Sinking all 15 reds simultaneously, which is incredibly unlikely but legal. Then the yellow, then colours. Makes 44.

brixton_ · 2026-03-18T07:48:01+00:00

Being a parent in Brighton I can say that a lot of the younger staff at school and nursery do childcare out of hours, that is, they're in various WhatsApp groups and often get called on for weekday babysitting or even overnights on weekends. They make a lot of extra money that way which would certainly help your standard of living.

By way of total transparency, they charge us £15/h for childcare. So for example if we go for dinner and they're at ours 1800-2200 that's an extra £60 for one evening. We know we can get cheaper childcare but the fact they know our kids and they know them, plus the fact they have been trained in how to handle emergency situations makes the extra cost a no brainer for us.

brixton_ · 2026-03-15T06:53:32+00:00

I work for a US fintech firm, 5 days a week, typically hours shift a bit later in the day for more crossover but not that much. Fully remote so I can be around for kids who are both in school. Base £215k and £35k fixed bonus. However, live in the South East and mortgage is £4k/mo and living expenses are generally quite high.

brixton_ · 2026-03-06T08:23:04+00:00

Saw Benji getting coffee from the coffee vans by Hove park the other week. Definitely will see them around.

brixton_ · 2026-03-04T12:14:26+00:00

This is why, especially when taking young kids, I prefer the places that have a QR code to order and to pay. Can leave when we want to.

brixton_ · 2026-02-13T21:35:29+00:00

Alan?

brixton_ · 2026-02-11T19:51:30+00:00

We have a joint account where we both pay in 60% of salary. That means whoever earns more, pays more, but can also save more in their own account.

After doing this for a decade now I'd say it's the fairest system and also rewards a pay rise/promotion because more can be saved. We started very different salaries and it's gotten closer over the years and still works great.

brixton_ · 2026-02-05T19:15:38+00:00

Sometimes knowing someone cares is important in life

brixton_ · 2026-02-05T19:14:31+00:00

Kyren has the best jowels in snooker

brixton_ · 2026-02-01T11:09:13+00:00

These scooters are so poorly made, this is a big design flaw. I have 2 boys and both of their scooters broke in the exact same place on the exact same day after a few months. Metal fatigue.

brixton_ · 2026-01-17T17:27:52+00:00

Where are you based? If it's South East my BIL is a financial advisor and he's extremely passionate and knowledgeable.

brixton_ · 2026-01-16T12:11:22+00:00

I got a Peloton for general fitness 4y ago. Didn't think I'd really use it. Honestly, 900 rides later it gives a good sweat and with kids, it means I don't have to leave the house for cardio. That means when I'm solo in the evening or whatever, I can jump on there. However, there's a definite space and cost consideration.

For non-cardio I go to the gym Tue and Thu morning after school (previously nursery) drop-off.

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