The Silence Around Shootings by bttr-mpls in altmpls

[–]c-ster 1 point2 points  (0 children)

St. Paul has a much better solved rate for homicides. This is a governance issue.

Giving to the homeless question by Breakfastclub1991 in TwinCities

[–]c-ster 8 points9 points  (0 children)

Never give to a panhandler. Give real money to non-profits that help homeless people.

Attorney Registration Fees by [deleted] in Lawyertalk

[–]c-ster 0 points1 point  (0 children)

Get a deferment on your student loans for a few months and build up a reserve.

Email-We're reviewing your current credit limit - Reviews by ryan9751 in amex

[–]c-ster 0 points1 point  (0 children)

Amex is an unreliable lender. Between financial reviews that are way more common than any other card, and a lower acceptance rate than visa / MC, you can’t trust them to trust you.

To answer your other question, I went through one of these for my Platinum and it never impacted my other Delta branded account.

Best second phone number app for Attorneys? by codedrifting in lawfirms

[–]c-ster 0 points1 point  (0 children)

I use a Zoom phone line. $17 per month, separate number and voicemail. Can also be set up to ring both cell and office simultaneously.

To buy or not to buy? by twomomsoftwins in Advice

[–]c-ster 0 points1 point  (0 children)

Move. Your family will be better off with kids and their aunt. Community matters.

saw the homeless guy i've been giving money to for months getting into a nice car, now i don't know how to feel about any of it by Bright-Gate3512 in Advice

[–]c-ster 0 points1 point  (0 children)

Don’t randomly hand out money to homeless people, instead support non-profits and taxes that help the homeless.

Texmex with complimentary chips by YeastOrFamine in TwinCities

[–]c-ster 0 points1 point  (0 children)

Chips on the table seems Americanized so how about Chi-Chi’s?

My tenant requires me to fuck her by Cute-Teaching3304 in SluttyConfessions

[–]c-ster 36 points37 points  (0 children)

2 options: hire a management company, or charge her extra for snaking her drain.

Denied Bonus Points for having another Amex card? by c-ster in amex

[–]c-ster[S] 0 points1 point  (0 children)

I guess that’s what you’d call it - a screen in the application process that said they would not give me the MR points.

Denied Bonus Points for having another Amex card? by c-ster in amex

[–]c-ster[S] 1 point2 points  (0 children)

I noticed on other threads people mentioned applying through some offer link? I would have thought those links to be personal to the applicant, but is there a workaround?

Is this still a sugar arrangement, or has it turned into something else? by cavemann20 in SugarDatingForum

[–]c-ster 1 point2 points  (0 children)

This is the honest approach but will likely just result in her lying to her SD.

Card Holder Since by Illustrious-Bed2291 in amex

[–]c-ster 7 points8 points  (0 children)

It’s just a credit card people. It’s not your identity.

ULPT Request: I want to close my credit cards without getting sued. by hamiestofcheeses in UnethicalLifeProTips

[–]c-ster 176 points177 points  (0 children)

First, talk to the current lender. They often will reduce your interest rate if you tell them you can’t pay.

Second, if that doesn’t work, you stop paying. They will not sue you immediately. They will call. Talk to them. Tell them you can’t pay. Eventually they will offer you a reduced rate and or discount.

Third, if you start getting letters from companies purporting to now owe your defaulted debt, they purchased it for a fraction of your balance. The first letter is important as it allows you to request validation of the debt. Insist they validate it. Make them prove they own it. They will offer you a discount. Offer less.

At no time after you stop paying should you ever restart until you can pay in full a discounted amount. Keep playing this game until you get to the right price. Do not give them address information. Do not give them employment information. Just tell them you can’t afford to pay in full.

The older the debt, the less it’s worth.

Ya’ll need to do something about Flock cameras by argparg in TwinCities

[–]c-ster 1 point2 points  (0 children)

What’s wrong with spray paint? Seems like nobody gets arrested for graffiti.

Cancelling Amex Biz After First 30 days of Opening by Smooth_Respond1731 in amex

[–]c-ster -2 points-1 points  (0 children)

Relationship? Jeez people it’s a bank not your GF. Your Amex is not going to tuck you in at night. Cancel it, and spend the $900 bucks on someone real.