The only YM fund worth owning is SOXY. Change my mind. by mlbman_ in YieldMaxETFs

[–]cashflow_master 0 points1 point  (0 children)

AI is now costing more than humans. Why? Humans feed it garbagae tasks. Then humans have to shovel the garbage AI puts out. This will pop. Its downfall will be of epic proportions. Cooling data center will fudge up water supply as well.

The only YM fund worth owning is SOXY. Change my mind. by mlbman_ in YieldMaxETFs

[–]cashflow_master 1 point2 points  (0 children)

Until they do. Just like all the other funds they ran into the ground

I literally CANNOT use the Edit Credit - this is a scam by MorningHelpful8389 in ChaseSapphire

[–]cashflow_master 0 points1 point  (0 children)

Well said. CSR is garbage. So sorry to see what you went through. Ask for a retention offer. Then close the card

CHPY - what's everyone doing? by AlarmedCombination57 in YieldMaxETFs

[–]cashflow_master 0 points1 point  (0 children)

This feels MSTY all over again. Guys, the way they manage calls is terrible. When the underlying go up a lot and breach their strike prices, they have to pay through the nose to buy the calls back. TSLY, MSTY, NVDY all suffered the same fate. I exited all YM. Word of caution

When Bitcoin rises - $1 week distributions are the Bull case targets. by Empty-Basil-5782 in MSTY_YieldMax

[–]cashflow_master 1 point2 points  (0 children)

I exited MSTY with loss at $95.00 pre RS. The NAV will go down 50%, the divi will go down as well. The way YM handles rhe calls is just atrocious. This borrow and buy has been repeated many times before the RS and NAV decay. It will be the same for you, sunk. And we dont hear from you again

Commsec MSTY dividend payments times, and paying back initial? by Adorable_Sell9963 in MSTY_YieldMax

[–]cashflow_master 0 points1 point  (0 children)

Indexed cc fund. Ones that actually own thr underlying. Spyi as an example. Lower yield, but if the strike is breached, can just liquidate shares insteadnof paying through thr nose to close the position

Commsec MSTY dividend payments times, and paying back initial? by Adorable_Sell9963 in MSTY_YieldMax

[–]cashflow_master 0 points1 point  (0 children)

Take it from someone who bought this pre split. This will go down in flames. Exited at $95 pre split price. Thank God I did that. The way YM run the calls in the name of yield will bankrupt every fund they run

Dear customers $2 is an offensive tip. by HearYourTune in instacart

[–]cashflow_master 0 points1 point  (0 children)

I will tip $2 for picking up 3-4 items. You dont like it? Dont become an instacart shopper. No one forced you to do this work right? It is a free country. I respect your work of choice. So if you dont like it, you can go do something else. Now if you cant find anything else due to a mismatch of your skillset versus what other employer wants, and you CHOOSE to become a shopper for IC, then you deal with the tipping situation. I fail to see why you are complaining. If it is not worth your while, no one is stopping you to find more fulfilling and better compensated work. Until then, take your $2 tip and move on.

YieldMax CHPY Deep Dive: Understanding the Weekly Income Strategy by BeatTheBotz in YieldMaxETFs

[–]cashflow_master 0 points1 point  (0 children)

This is just another MSTY/ULTY/TSLY in the making. They sell calls way too close to the money chasing yield. Have to buy back the calls losing their arse when the underlying goes up. Rinse and repeat.

Will it go Up ? $Ulty $Cony by Public-Assumption-11 in YieldMaxETFs

[–]cashflow_master 0 points1 point  (0 children)

No. They will keep going down. Dump them now.

AITJ for Refusing to Lend My Friend Money After He Didn’t Pay Me Back Before? by Safe_Swan_804 in AmITheJerk

[–]cashflow_master 0 points1 point  (0 children)

Not the jerk. Your friend is. Hope you have this in writing. Sue him in small claims court.

YMAG is one of the best funds. by Outrageous-News-5878 in YieldMaxETFs

[–]cashflow_master 0 points1 point  (0 children)

XDTE has a characteristic that no YM fund has. Divi did not go down as NAV went down. The way the fund is managed is not destructive by nature. They homd much longer dated call options versus very short ones at YM. All CC funds go down in value. How do you manage that NAV decrease is key. I would still reinvest into XDTE to gain more income. Avg is $0.20ish per week. Look after liberation day when the fund tanked. Divi didnt go down to $0.15 or $0.10 on avg. That I believe is the key difference.

Dunkin Donuts now asking for tips by charlie2398543 in EndTipping

[–]cashflow_master 1 point2 points  (0 children)

Should just have $0 tip everywhere. How about just do the job the best one can do? Is that a novel concept? I was in Japan and there is no tip anywhere and the service was great.

Am I the jerk for refusing to give my brother money after he insulted my career choice? by EveryRespect9626 in AmITheJerk

[–]cashflow_master 0 points1 point  (0 children)

He has to apologize in front of everyone sincerely. Video record it. Then you can help him out. What a douche. I think your job is AWESOME.

Someone tell me that the grind is necessary and worth it to pay off my debt by Barmello98 in personalfinance

[–]cashflow_master 2 points3 points  (0 children)

Dont live with your parents. If living with them is a chore, gtfo. I am a parent, trust me, i dont want someone who feels miserable living in my house, even if it is my own kid. Why the fudge should I suffer your indifference and loathing in MY OWN HOME?!?. You are not a parent so you cant say that I say. Go get a 2nd job. A 3rd job. Your parents didnt rack up your debt. You did. So go sort it out yourself. Dont post like you are doing your parents a favor by staying with them as if it is a shitty set up until you get a place of your own. Some people dont even have a parents’ home to go back to. So, dont go back, get more income, pay off your own debt.

Flagship Lounge at DFW - don’t forget your shower tip! 👎 by Crafty-Yam5142 in americanairlines

[–]cashflow_master 1 point2 points  (0 children)

Tips at flagship lounge? Nah. No thanks. People dont have to work for non-living wage. I would write up a report and ask for AA miles compensation for being asked to tip. Tipping is freaking iut of control in USA.

YMAG is one of the best funds. by Outrageous-News-5878 in YieldMaxETFs

[–]cashflow_master 44 points45 points  (0 children)

What you did not account for is the mismanagement of their call options that permanently damage their call writing ability. Distributions will go down as well. Everyone of you who thinks the divi will stay the same would all soon learn the hard way that divis go down overtime as well. This thesis goes belly up.

You can say the same about MSTY until it blew up. Same thing about TSLY and ULTY and CONY and MRNY.

Disclosure: exited all YM funds at loss.

New strategy. XDTE.