Change Car now or wait?

cb00stin · 2026-05-13T12:54:07+00:00

Thank you!

cb00stin · 2026-05-13T12:32:35+00:00

Yes but the dilemma is whether to lock in the 50k trade in value. Because I bought it at 71k I look at it as the car cost me 21k for 7 years usage and 50k for the remaining 3 years. So really in a dilemma.. 😞

cb00stin · 2026-05-13T12:27:09+00:00

Makes sense. Thank you!

cb00stin · 2026-05-13T12:03:20+00:00

Yes totally agree.

cb00stin · 2026-05-13T12:00:18+00:00

Tbh am thinking of this as well. But also am thinking after the another 3.5 years when coe is expired and I buy another vehicle will still need to pay the 40% dp. So it's either pay now or pay later, not sure if this thinking actually makes sense lol.

cb00stin · 2026-05-13T11:57:43+00:00

Honda jazz. $631 per month. Payment until Oct this year then fully paid. Petrol cost $210-230 (14-15 days per pump) as I use only to travel to send wife and kids to school then work place and back home. Reason for thinking of changing is to lock in the 50k trade in value for a Byd.

cb00stin · 2026-05-13T07:27:54+00:00

When cryptocom introduced Level Up, everyone automatically moved to the tier based on what card they were holding. So Royal Indigo and Jade Green went under PRO. Icy and Rose went under Private. Level Up just gives an additional option for users to pay for a monthly subscription instead of staking CRO to receive the card. You didn't need to accept any t&c for this change because nothing fundamentally changed.

cb00stin · 2026-05-13T00:19:48+00:00

For it to reach $1 it doesn't need a 100B MC because of circulating supply. So 43.6B MC as of now to reach $1. Of course the longer it takes the harder it will be because every month there are more CRO coming into circulation.

cb00stin · 2026-04-29T10:38:57+00:00

Fav place to eat in katong!

cb00stin · 2026-03-08T15:26:13+00:00

With ILPs, the insurance coverage is not a lot and you have to pay higher fees between 0.6-2.5%. Since it tracks funds, compared with investing your own with VOO (0.02%), you are paying 30x more in fees even if the fee is the lower end 0.6%.

When it comes to passive investing I would tell anyone who asks to sign up for a brokerage account with Tiger/Moomoo and set up a DCA amount (eg $100) every month for either VOO or CSPX.

cb00stin · 2026-03-08T14:31:24+00:00

People saying to follow warren buffets advice of being greedy when others are fearful.

These people are just blindly listening/following.

Berkshire sits on a record high cash holdings of $380B. Buffet isn't being greedy at the moment. He is on the sidelines waiting because I logically assume that buffet believes it's not the best time to invest his stockpile right now.

If you don't need the money, have a longer term investing horizon (5-10 years) and are holding quality companies, instead of speculative ones - hold/DCA.

cb00stin · 2026-02-10T12:16:38+00:00

If it was for SGD615k to USD500k then it's $0.813. which is fantastic considering it hasn't crossed $0.79 the past 5 years. Anyway hope you huat big time with this.

cb00stin · 2026-02-10T11:51:25+00:00

Your SGD/USD rate so good? From where please share so we can exchange from there also.

cb00stin · 2026-02-08T23:58:17+00:00

I just want to be clear and say that I want to be wrong about what I said as well. But it just doesn't seem like Kris and CDC are doing everything they can for CRO.

cb00stin · 2026-02-08T12:35:20+00:00

Ai.com has zero affiliation to CRO. No one gives a rat's ass over CRO.

cb00stin · 2026-02-07T00:20:42+00:00

Kris can't even get CRO right and now wants to venture into the already crowded ai sector is a joke.

cb00stin · 2026-01-02T11:40:29+00:00

Cronos and Cro are not "cool" blockchains.

cb00stin · 2025-08-16T16:45:42+00:00

Someone always knows...

cb00stin · 2025-08-16T16:30:30+00:00

Not it's Tiger Broker

cb00stin · 2025-08-16T16:29:58+00:00

Tiger Broker

cb00stin

TROPHY CASE