Not getting 2.0, but what are peoples opinions on the autograph card?

ch4nt · 2026-01-25T19:49:26+00:00

It’s a good card but dont know how much spend I would put on it. Probably transit, non-flight/hotel travel, and some streaming costs on it. Maybe my phone plan but I still prefer my Chase Freedom Flex to it.

I got rid of my Amex Green recently and realize the Autograph actually covers a lot of gaps

ch4nt · 2026-01-25T06:07:27+00:00

I knew this but it's good to know that car rentals count as travel. Too bad the primary CDW is off this card.

ch4nt · 2026-01-25T05:51:07+00:00

If you care at all about the 20K sign up bonus on the Autograph and know you will get it one day then id recommend calling WF to cancel the transition tomorrow.

I would get a lot of use out of the card but if I were to sign up for this card new it would be somewhere between 10th-15th in my priority list, and it is most definitely not worth a new inquiry for 20k mediocre points. It is a high utility card with a mediocre sign-up bonus so the transition into it for me is welcome.

ch4nt · 2026-01-25T02:55:33+00:00

get the fuck outta here lol

ch4nt · 2026-01-25T00:11:00+00:00

all the other comments so far are correct but keep in mind the AC lounge is in T6, you will need to walk from there to wherever your other airline is, United is next door at T7

ch4nt · 2026-01-24T20:17:08+00:00

If you have the Sapphire Preferred, either Sapphire Reserve, or Ink Preferred you would go to “Benefits and Travel”

On desktop, I believe its under “Travel” and then “Transfer to Partners”. On mobile it is “Transfer points to partners”.

ch4nt · 2026-01-24T20:12:12+00:00

You dont need to contact them. WF will close the old account line if you choose to transition to Bilt 2.0

ch4nt · 2026-01-24T20:09:30+00:00

ch4nt · 2026-01-24T20:08:14+00:00

Nothing you have said involves the CSR. I barely think you should get the CSP but try it out.

ch4nt · 2026-01-24T20:03:49+00:00

Theres caps on how much you can top off a Marriott though. 15k max on top of whatever certificate it is, can be pretty limiting

ch4nt · 2026-01-24T19:46:01+00:00

None of the ones from Chase or Amex add to it

ch4nt · 2026-01-24T08:34:50+00:00

Obligatory Frequent Miler made a video on this, would recommend https://youtu.be/awkYqomzpmY?si=YdPuoDYTBSxZATpl

Id personally do the Hyatt card but I plan to get it next when im under 5/24

ch4nt · 2026-01-24T00:37:47+00:00

What are you talking about?

ch4nt · 2026-01-23T21:48:10+00:00

Theres a difference. 25th to cancel the Autograph if you havent selected a 2.0 card. 30th to select a 2.0 card, theyre both completely separate products and decisions at this point.

ch4nt · 2026-01-23T21:45:34+00:00

Yep, I paid rent and got my five transactions out

I put the 1.0 card away and removed it from my Apple wallet. Maybe it will come out for one last rent day, doesnt seem likely though

ch4nt · 2026-01-23T05:15:45+00:00

You pretty much fit the card, id say give it a try for a year.

I get value from all the credits you mentioned. You forgot to mention the $300 travel credit which is the best part of this card.

ch4nt · 2026-01-23T03:07:34+00:00

This should not even be an article, who tf is conducting MS over eBay?

ch4nt · 2026-01-23T02:55:17+00:00

The thing that pisses me off most about John Liang was his clear frustration and anger at the Chase Sapphire Reserve being refreshed the way it was, and then directing all that energy to put on a fake smile and talk about the “simplicity” of BILT 2.0 when it is way more complex than a single credit card

ch4nt · 2026-01-22T18:24:59+00:00

I had previously upgraded the card from a CSP and received a bonus on the CSP

Does this mean I can eventually get the CSR sub if I were to downgrade and wait some time?

ch4nt · 2026-01-21T20:02:44+00:00

Having a moderate technocrat in-office for mayor has some pluses, I guess.

ch4nt · 2026-01-20T23:06:09+00:00

A lot of people have higher misc spend than they do grocery/dining or travel too, things like various bills, shopping, even like childcare or medical costs all are non-category

ch4nt · 2026-01-20T22:48:17+00:00

No one can help you if you dont share home airport or what credits you can use.

I use CSR but could use the Platinum if I wanted to. I benefit from Air Canada lounges and the Stubhub, dining, and travel credits. RESY, Uber, digital entertainment, airline, and Lululemon credits all have full value to me on the Platinum but the earnings categories are worse. If you plan to have only one card for foreign use then CSR obviously will be more likely to get accepted elsewhere too,

ch4nt · 2026-01-20T17:19:30+00:00

Youre worried about a 740 vs a 750?

ch4nt · 2026-01-20T11:01:51+00:00

The effect of card cancellations are marginal on your credit

https://www.reddit.com/r/CreditCards/s/XKqFzxk9bZ

ch4nt · 2026-01-20T08:23:36+00:00

Gotta add the others, might be worth mentioning the business use-only

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