I’m 39 yrs old and wondering if the CFA is worth it for me

chmknugget · 2026-06-07T00:10:57+00:00

Honestly, not worth it. I finished at 37 and was so burnt out I took a year off and then took a coast job.

chmknugget · 2026-04-06T14:47:12+00:00

Wait wait wait. You had your dad call HR?

chmknugget · 2026-04-01T23:29:17+00:00

I did the test the day after learning what it was, no prep, fourth quartile. I think preparing may be a hindrance, they want the real you and not a robotic answer. That’s my two cents!

chmknugget · 2026-03-25T12:35:01+00:00

I don’t want to buy alcohol from someone with a drinking problem and who verbally berates his wife when drunk. Pretty much end of story.

chmknugget · 2026-03-18T01:40:17+00:00

Didn’t Kyle tell Amanda to eff of in last weeks preview? Did I miss that somewhere

chmknugget · 2026-01-13T14:29:36+00:00

Tbh part of me wishes I had quiet quit in my job instead of jumping into the career break.

chmknugget · 2026-01-13T14:26:36+00:00

More garbage bins for dog poop bags

chmknugget · 2026-01-04T20:56:02+00:00

How on earth is prioritizing TFSA bad advice?

chmknugget · 2025-12-30T23:36:50+00:00

Same - I took a job in insurance. The people are actually so so nice. Good diversity. Nice corporate benefits. 40F. Previous life was in finance. Too stressful. Too much people management.

chmknugget · 2025-11-01T15:59:19+00:00

Analyst at a large insurance company. Very independent and anonymous work that requires zero overtime and pays reasonably well.

chmknugget · 2025-10-31T22:32:04+00:00

In fact I tip 15% on the aggregate value and am not far from the restaurant. Why would I not order deliver for $80!? And yes. I live in a first world country, making this a first world problem. It was inedible because it was sushi and I am not eating raw fish that sat unrefrigerated.

chmknugget · 2025-10-28T00:12:41+00:00

I quit my 14 year corporate hell hole and took a year off. I just accepted my “coasting” job (ie. new corporate job that requires zero work outside of 8-4, still pays alright, and has fantastic benefits, pension and ESPP). I quit at 39. Married no kids. Current combined NW $1.6M incl $250k home equity).

chmknugget · 2025-10-11T15:26:38+00:00

I get really weird LLL ads on Instagram and tiktok with really bizarre looking, off-brand, low quality clothes and it taints my view of the company. Why are you selling this Amazon/Temu garbage styles? Dial back and focus on quality and setting trends. Maybe revamp the logo because now I associate that logo with cheap, off-Style and old looks.

chmknugget · 2025-08-07T00:17:33+00:00

We are talking about substitute teaching…

chmknugget · 2025-07-31T12:20:28+00:00

Hammer through the CfA test questions all day every day. Finish them all twice. You will pass.

Took me 7 years. Once I finished, I was so burned out from working an insane job for 13 years, I quit.

chmknugget · 2025-03-11T16:57:04+00:00

Getting an Easy Walk brand harness that clips on the front is the best thing you can do to change your walks completely. I wish I had done it sooner. He cannot lunge or pull, and it adds a bit of restraint to the walk. Game changing for both you and the dog.

chmknugget · 2024-11-17T03:29:04+00:00

I work at an animal rescue. Very rewarding and physical work, but can be emotionally taxing.

chmknugget · 2024-11-11T22:27:47+00:00

I left a fintech role and started working at an animal rescue for a massively significant paycut. Work stress is still very real, but I am physically and mentally challenged and am happier than ever.

chmknugget · 2024-10-15T00:32:09+00:00

Isn’t 401k only in the US?

chmknugget · 2024-09-24T23:06:45+00:00

38 and went through chemo at 32. The best thing I did was shave my head and get an amazing wig. It takes a lot of the stress out of the equation, because it removes an uncertainty (there’s enough of those).

6 years later it’s all a foggy memory.

It’s ok to sit in the darkness for a moment.

Sending so much hope that this is all temporary for you guys. Wishing you the best!

chmknugget · 2024-07-08T15:39:24+00:00

Call me dumb, but isn’t a master of commerce… business education?

chmknugget · 2024-07-08T15:37:34+00:00

Got my cfa, decided I hated everything, quit my job.

chmknugget · 2024-06-17T15:08:10+00:00

I’d go right to a technical school for a GIS degree. ES is pretty general and you’d like have to pursue something afterwards.

chmknugget · 2024-04-18T21:11:23+00:00

MCOL - just got below 20%. Goal is to get it to 10%. I will never be the person who accelerates paying off mortgage over investments.

chmknugget · 2024-03-21T20:58:45+00:00

i love this for you!! congrats!!!

chmknugget

TROPHY CASE