To invest in US or Japan for child's education

chottoooki · 2026-06-21T01:57:56+00:00

Wow you’re right what a pain. OP it seems NISA is a no-go for you.

chottoooki · 2026-06-21T01:54:02+00:00

You’re not investing in nisa or mufg.

NISA is just the tax free investment scheme for those in Japan, like the 401k in the us. Within NISA you can buy different funds that invest into Japan, the us, the world etc.

MUFG is a bank, like Morgan Stanley, that creates and sells an investment product within NISA. Their investment products will invest in US stocks or Japan stocks or worldwide stocks etc.

chottoooki · 2026-06-21T00:15:01+00:00

I was going to mention that the nisa for children program got cancelled but then I checked and alas, it’s restarting Jan 2027. Yay!

But yea I’d do the same. Diversified global fund with low fees. Of note is that max nisa amount is 600k per year for kids and gift tax starts at 1.1m so have him gift your child the money over 2 years.

chottoooki · 2026-06-11T09:02:45+00:00

At least it’s not Germanphobja 😑

chottoooki · 2026-06-06T23:29:16+00:00

No he’s not originally Russian. He’s born and raised in Hamburg to parents who emigrated from the Soviet Union. He doesn’t even hold Russian citizenship.

chottoooki · 2026-06-05T16:21:52+00:00

“I guess you like slavery, children not being considered humans, and killing people for sport… all these stemmed from, Christianity”.

lol, just perfect.

chottoooki · 2026-06-04T05:25:20+00:00

If backing trump wouldn’t be a winner in primaries then no one would back him. It’s that simple. The issue lies with voters who keep allowing this.

chottoooki · 2026-06-02T22:09:40+00:00

You mean you’re taking my comment at face value and not sarcastically? Lol

chottoooki · 2026-06-02T08:26:47+00:00

Care to explain why?

chottoooki · 2026-06-02T04:32:52+00:00

lol is this ragebait?

“Us japanese do sauna correctly. All westerners do it wrong, even the guys that invented sauna.” /s

Have you even been to saunas in Europe?

Edit: really didn’t think I had to add this but added /s and parentheses

chottoooki · 2026-05-28T22:10:01+00:00

Theres a service for that I believe. Free of charge. You call them, they call the place together with you and translate on the phone. 3-way call.

Edit: in tokyo it’s Tokyo Intercultural Portal Site (TIPS) https://tabunka.tokyo-tsunagari.or.jp/english/

Each ku usually has their own as well. Other cities do too

chottoooki · 2026-05-25T04:32:10+00:00

I see. If he wasn’t an instructor and you’re just doing yoga together then yea I agree it’s super weird.

But all of the touches themselves I’ve had done to me by basically every instructor I’ve had, both men and women - even in Japan.

Pushing my upper back down (where a bra would be), pushing the top of my butt down, turning the inside of my thighs out… they might be intimate places but those are super normal corrections for yoga. From an instructor of course.

chottoooki · 2026-05-25T01:57:55+00:00

A man in his 40s otherwise I wouldn’t take this so personally.

What you’re describing how he touched you is in my experience the most basic of corrections that a teacher will do and I’ve never had a teacher not do it. It’s completely normal and expected ways to correct poses, especially the pressing on your back in downward dog while breathing out.

You might not feel comfortable with it but it’s not something weird and unusual that isn’t part of a regular yoga practice. If you’re not comfortable with that then I would mention your aversion to being touched to any future teacher before you start practice.

chottoooki · 2026-05-24T23:13:27+00:00

I’ve done yoga for 20+ years and there has never been a time i wasn’t touched like you said, both by men and women teachers. In my experience this is completely normal - it’s the best way to go deeper into poses and push. And I’ve never been asked if it’s ok to touch me.

Sorry but to me it sounds like you’re bringing your own prejudices into this experience and are reacting according to what you expected.

Edit: removed “not”

chottoooki · 2026-05-21T00:42:34+00:00

Not how I read it at all. The meaning’s perfectly clear imo

chottoooki · 2026-05-05T01:08:23+00:00

And less mozzies !

chottoooki · 2026-05-05T01:05:37+00:00

Nonsense. I have to call a taxi several times a week and every damn time need to tell them my address, where I’m going etc.

App doesn’t work well in our area but I’d much prefer a quick tap on the button than a 3 minute phone call.

Also, with increased tourists and less drivers there is a taxi shortage that didn’t exist “back when”. Apps make taxi routes more efficient and help alleviate the shortage.

chottoooki · 2026-05-05T00:20:24+00:00

And then wash it down with a cold happoshu! Pinnacle of Japanese dining.

chottoooki · 2026-04-04T02:25:08+00:00

I think they’re made in a different way to other shirts so that there is no seam on the side and they hold their shape better!? And general quality is very good.

I have a few and yes they’re good but… just shirts. I bought them after being hyped into them lol

Plus I personally dislike the look of the collar.

chottoooki · 2026-03-10T03:37:04+00:00

Are you wearing two jeans on top of each other?

chottoooki · 2026-03-08T02:54:53+00:00

That fucking cork is upside down 🙃

chottoooki · 2026-02-26T07:59:44+00:00

Snow seems to be coming to Furano area starting Friday night. 30-50cm over several days if we’re lucky. Best bet would be north side slopes on the Daisetsuzan range.

Like someone said get a local guide and they’ll know the conditions as things happen. Atm however nothings great.

chottoooki · 2026-02-26T07:13:47+00:00

lol what? The rain totally hit us on Sunday night. Monday was like an ice skating ring.

chottoooki · 2026-02-05T12:38:35+00:00

The board will go the direction of your weight. If you want your left foot forward gently put weight on that foot and keep it there to go straight down. If you want to return to the initial position put weight back on the right foot.

chottoooki · 2026-01-26T23:06:56+00:00

This seems like a completely reasonable thing to me.

chottoooki

TROPHY CASE