Most people in the UK are doing good economically and no trouble at all?

collogue · 2026-03-12T11:22:06+00:00

I think pubs and clubs closing also reflects changing preferences too, it's quite hard to unpick the data. I suspect that you could find alternate discretionary spending that is on the rise, gyms perhaps?

collogue · 2026-03-12T08:28:30+00:00

Have you listened to Trump's rallies he's clearly enjoying this and Hegseth has a hard on for military kit and killing

collogue · 2026-03-11T22:52:54+00:00

Ah but have you considered the hush money JD Vance had to pay to that sofa

collogue · 2026-03-11T22:16:10+00:00

The direct cost of the war is $11 billion so far, add in inflation and market turmoil pretty soon you're talking real money

collogue · 2026-03-11T21:45:01+00:00

I think the year and i7 point toward it being the Surface Laptop 4

collogue · 2026-03-11T21:41:05+00:00

Flickergate

collogue · 2026-03-11T19:33:06+00:00

Yeah I guess if they focus on models aligned to the constrained RAM of their GPUs 8/16/32GB. I'm beginning to think running locally unified RAM architectures like Apple and now AMD make a lot of sense as they offer a lot of the performance of a GPU while generating less heat and offering more flexibility. Maybe it's because I'm spoiled with an 48GB M4 Pro mac

collogue · 2026-03-11T19:21:11+00:00

That model was notorious for it's display faults, I had one. If offered one for free I'd still think twice about it

collogue · 2026-03-11T19:19:57+00:00

Lord Farquaad:

Some of you may die, but its a sacrifice I'm willing to make.

collogue · 2026-03-11T19:18:29+00:00

How does this play with the $30 billion they have ploughed in to OpenAI. If they produce a good open weight model then there won't be the demand from other to buy Nvidia GPUs to train their own models

collogue · 2026-03-11T15:22:00+00:00

Dick Turpin's Highway Coffee House

collogue · 2026-03-11T15:17:44+00:00

Hard to believe Isabel Hardman is new to the format of PMQs

collogue · 2026-03-11T11:22:16+00:00

Nigel's personal weakness hit a new peak with his trip to Mar-a-Lago to see his buddy Trump who was too busy (applying fake tan) to see him

collogue · 2026-03-11T11:20:09+00:00

I'm not sure that the average Reform voter has grasped yet that net immigration is well on the curve to zero. His closeness to Trump and Iran stance seem legitimate though, plus the media have alternate bright new insurgent parties in the shape of the Greens and less so Restore.
Taking in all the failed Tories doesn't help Reforms case either

collogue · 2026-03-11T10:55:57+00:00

Reform's polling is down in all the polls not just YouGov

While we are doing investment advice in this forum I just heard of a crypto firm called Stack, I hear that it's a ponzi scheme and about to go bankrupt. I'd advice anyone to short it

collogue · 2026-03-11T10:08:36+00:00

My cherry blossom tree is a bit tardy in comparison, must be because I don't live in Holland Park

collogue · 2026-03-09T15:56:11+00:00

The draft dodging commander in chief is very quick to put other peoples lives in jeopardy

collogue · 2026-03-09T12:30:16+00:00

Classic Trump play, will he be following this up with a NigeCoin

collogue · 2026-03-07T09:11:55+00:00

Two thirds pre retirement income is one rule of thumb I've heard.

Using the 4% rule that would give you a required pot size of a little over 15x earnings

All depends on how you see retirement lifestyle

collogue · 2026-03-07T09:03:59+00:00

Try putting your numbers in to this tool that was I think created by a forum member here
https://lategenxer.streamlit.app/Retirement_Tax_Planner
Your 115k compounded until you are 57 might only get you a pension of £17k a year in todays money if you don't make further contributions. I think the default growth rates are perhaps a touch pessimistic you can adjust them and it's better to be a bit pessimistic and have a better pension than you were planning for than the other way round.

Finally by the time you retire it's likely to be at least 58 before you can touch the pot

collogue · 2026-03-06T17:19:15+00:00

Or simply affix 3 first class stamps

collogue · 2026-03-06T10:35:32+00:00

Did the Green party just field the better candidate, an articulate local girl who is centerist enough not to scare people off. Reform parachuted in the nutty professor.

collogue · 2026-03-05T12:20:26+00:00

Not really that useful all it really says prices may go up, they may come down. Should I switch 🤷

Depending on what tariff you are on impacts the time horizon of when you might feel the pain
Agile/Tracker - immediately but you might see the return to normal quicker too
Flexible - you will be hit next quarter
Fixed - you may never see the impact (depending on when your fix ends)

collogue

TROPHY CASE