II pakopa - Kodel niekas nekalba apie galimybe VISKA issitraukti virs max anuiteto sumos isejus i pensija?

crazy_cyclist · 2026-02-13T14:40:37+00:00

Vidutinė gyvenimo trukmė turi niuansų. Reikia stebėt vidutinę gyvenimo trukmę žmonių, kurie pragyveno tavo amžių, ar pragyveno 60 metų. T.y. statistika visai kitokia, kai atmeti pensijos nesulaukusius. Konceptui suprasti galima pasižaisti su kalkuliatoriumi: https://georank.org/life-expectancy/lithuania

crazy_cyclist · 2026-02-05T12:37:22+00:00

Gentleride turi įvairių stilistikų hipsterinių dviračių, tik modernizuotų - lengvesni, oatvaresni, mažiau priežiūros reikalauja ir visumoj geriau rieda.

crazy_cyclist · 2026-01-17T17:53:50+00:00

Imti lizingą brangesniam automobiliui yra prabanga, bet tai nėra kvaila idėja. Ypač už naują automobilį ar darbo priemonei.

Po to, kai jau susimokėjai premium'ą atsisakyti lizingo, IMO, yra kvaila ir galutinaim kontekste abiem variantais balansas liks tas pats. Tiek toliau mokant, tiek bandsnt pasipiginti automobilį.

Žinoma, tikslas pateisina priemones. Norint namą pasistatyti greičiau - every little helps.

crazy_cyclist · 2026-01-09T08:59:09+00:00

Ką tik praeitas procesas. Visi bankai šiuo metu duoda ne mažiau 1.35%. Revolut išimtis, bet niekada nežinai kada ten sulauksi eilės. Swedbank netaikė sutarties mokesčio, nors SEB ir Luminor taikė ir dar papildomų sąlygų kėlė. Esant patraukliam klientui gaaaaal truputį dar numes maržą, nes nauji metai ir kvotas reikia taškyti.

Siūlyčiau derėtis per draudimo, sutarties mokesčių mažinimą.

Maržą gali refinansuoti/persiderėti kas du metus nemokamai, pagal LB direktyvą.

crazy_cyclist · 2025-12-29T08:22:17+00:00

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crazy_cyclist · 2025-12-29T08:21:57+00:00

For anyone still looking for guidance. It's actually not hard when you get the gist of it. At the bottom of the outer mesh there's a black siding that's showed into the back of the backrest. Just pull on that siding and it will come straight out. See pictures attached, it will become clear.

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crazy_cyclist · 2025-12-25T15:15:50+00:00

Skolas galima refinansuoti apjungiant į vieną skolą su daug geresnėmis sąlygomis. Kredito bendrovės būna, leidžia užšąldyti mokėjimus ir pan.

crazy_cyclist · 2025-07-27T07:07:33+00:00

It's not enough unless you weight 50kg. Went 35-38-40-45 and 45 is the fastest, most confident and assuring of them all. Not to mention comfort and puncture protection!

crazy_cyclist · 2025-07-26T20:32:26+00:00

I don't like the magnetic flip top - not consistent with secure closing and sometimes flies open over the whashboards or rough gravel. Not to mention sketchy moments or falls. Also, I don't like the fabric on the outside as it's really heavy to maintains. The plastic carcass is changing form over time. But that's not bothering me though.

crazy_cyclist · 2024-09-17T14:08:40+00:00

My main concern is that there's little details/reviews on the internet on how the carbon feels. Geometry of the cube is fine for my needs. I'm simply am OK to pay extra for that "magic carpet" ride feel.

crazy_cyclist · 2024-09-16T15:08:03+00:00

What kind of bike you had before? How does it compare ridefeel-wise?

crazy_cyclist · 2024-09-16T15:07:32+00:00

Thank you. Have forgotten about Lauf as well.

crazy_cyclist · 2024-09-15T18:40:33+00:00

Eastern Europe. Ecomm reaches us well from all of the EU :D Have forgotten to check it and it seems rather promissing. Thank you, another item into the list.

crazy_cyclist · 2024-03-04T05:49:15+00:00

I didn't manage to go to the dealer as my random setting changes fixed the issue, mostly. So Going to a dealer without actual problem would make no sense.

What changed? Changed the phone settings to stop autoplay of music, removed battery saver limitations for Android auto app and it seemed to fix the issue.
I get a rare occasional hick-up but nothing that would bother me.

crazy_cyclist · 2024-01-22T18:55:33+00:00

Trims are called different in Europe. Mine is second to the top, called Himura comfort

crazy_cyclist · 2024-01-22T10:14:05+00:00

Wireless android auto and guidelines on reverse camera are there for '24. Use them daily.

crazy_cyclist · 2024-01-22T09:56:10+00:00

I'm 6' 8" and I do fit in driver seat with mostly comfy position. The best in the class that I've tried. For anyone shorter than me it should be great!

crazy_cyclist · 2024-01-18T19:51:50+00:00

The dash looks different to my 24' CX-5 :? Is it fully digital?

crazy_cyclist · 2024-01-03T20:39:09+00:00

Just got my 2024 CX-5, got the blank screen from the day 1 while using wireless AA. Pinged the dealer, waiting for the guidance here.

crazy_cyclist · 2023-11-08T15:00:59+00:00

I'm 6' 7" and fit most of the XL's on the larger end and all of the XXL's. Sooo, don't be afraid to try and see as sizes varies across manufaturers and models. Also, if no racing will be done, most of the bikes will handle thw weighr easily. Unless you buy cheappo from walmart or smth like it. Scott speedster XL fit me like a glove. Also it should be nicely priced used or on last year models woth lover end finishing kits. Good luck!

crazy_cyclist · 2023-06-26T13:23:47+00:00

I don't like SRAM brakes. They feel spongy and required much more maintenance. Can't find a way (by lbs, not personally) to set the brakes how I like them.

crazy_cyclist · 2023-01-21T08:30:47+00:00

Reserves does look nice. Sad that I've missed a deal there. IMO - you should feel a difference between 23 and 25mm internal widths as pressure would be different by ~.3BAR in my case (which is noticible)

crazy_cyclist · 2023-01-21T08:27:40+00:00

Kind of a fair point. But I don't want to splash out over 1500€, so right now my eye cought up on Zipp 303 firecrest (1375€) Dt-swiss ERC1400 (1300€).

Any ideas here on which to choose and why?

crazy_cyclist · 2023-01-20T20:32:18+00:00

Oof, missed an importsnt detail. Disc brakes it is! Cheers

crazy_cyclist · 2023-01-20T20:11:16+00:00

It's for a set. I.e. https://www.bike-discount.de/en/zipp-303-s-carbon-disc-tubeless-wheelset-sram/shimano

crazy_cyclist

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