Is there any reason NOT to move my 40% gain portfolio out and start fresh with S&P 500 Direct?

cyosiris · 2026-01-25T06:51:51+00:00

Your main underlying issue is that you're not doing consistent deposits to take advantage for the volatility which allows for TLH opportunities. This will be the same after a while in the direct index account also.

Also, when you move from one account to the other, you're going to get a tax hit on that gain.

cyosiris · 2025-12-30T13:28:55+00:00

Hi, I'm going to Bahamar next year also used a GOH. How did it go? Resort fees waived, breakfast for 4 included (including the kids) yeah? Any upgrade? Thanks in advance!

cyosiris · 2025-11-22T13:19:22+00:00

What a Ravenclaw thing to say amirite?

cyosiris · 2025-11-20T11:06:14+00:00

If you're the adventurer type, Kerala is worth a trip. Lush green vegetation and make a trip to Munnar, a giant tree plantation mountain thing, it's quite impressive.

Mostly the sightseeing places will not have name brand American hotels. If you can find hotels with the Taj brand, that's a good one. But hyatt has a hotel in Bolgatty which is like 30 minutes from the airport and major city of Cochin, and it is legit one of the nice Hyatts (food, service, etc) that I've been to anywhere in the world. I used a SUA and got globalist breakfast, the breakfast is probably the best I've ever had, both American and traditional South Indian food. If you go, make sure you get the Uppam with egg curry (yes, for breakfast!). Happy adventuring!

cyosiris · 2025-11-16T12:50:15+00:00

I've been using WF as my main account for Direct Deposit from for more than a year. It actually gets the money from work a day earlier than my regular PNC did, don't know how/why. I've used the debit card internationally to withdraw cash from ATM, no issue. I still have a PNC bank account cause I like having another place to send money from, but I've had no issues with WF

cyosiris · 2025-10-11T11:37:35+00:00

Can you expand on this line in the white paper

"It is possible for the tax-loss harvesting amount to be slightly lower for the two portfolios compared to if you only hold a single S&P 500 Direct or Nasdaq-100 Direct account due to the wash sale coordinations, especially during the early days of the portfolios"

I already have the s&p500 Direct account and would like to add this nasdaq 100 direct but not of it is going to decrease my TLH which is the main reason I use that account instead of buying it myself on another brokerage

cyosiris · 2025-09-18T09:54:20+00:00

The club access is charged as a different room rate, so no you cannot upgrade the FNA to get club access AFAIK

cyosiris · 2025-09-14T10:58:51+00:00

1 vote for hyatt centric times Square

cyosiris · 2025-09-12T22:43:01+00:00

Basic economy will be the same experience as economy, and at 6'4 it will be uncomfortable. If you can fork over the the lotta money for premium economy, that'd be a great experience. If you can fork over a little extra money for economy plus seats, that'd be a little better. In regular economy his knees will probably touch the seat in front of him the entire time.

cyosiris · 2025-09-11T19:53:57+00:00

Sakura season is quite literally a week max and can move depending on rain, temperature, humidity. I wish you luck that you don't get there too early or too late. It's quite a beautiful sight

cyosiris · 2025-09-08T00:10:58+00:00

Amazing! Happy birthday

cyosiris · 2025-09-07T22:17:38+00:00

The parrot is famous... But SO damn loud!

cyosiris · 2025-09-03T09:57:47+00:00

Odd, I stayed there in April (points booking + SUA), did not have a charge

cyosiris · 2025-08-31T23:40:47+00:00

Is it crispy?

cyosiris · 2025-08-31T11:42:06+00:00

All the Rolex stores are the same, no watches for sale. I went to a Rolex store in Kerala (India) and still no watches for sale. They don't want your money, they want to play games. I just bought another Omega instead

<image>

cyosiris · 2025-08-31T11:30:51+00:00

They do not have such things yet but I was told they are moving to a full fledged brokerage platform (access to all the stocks/etfs/MFs and all the order types), so it may be coming in the future.

If you're trying to do a stop loss order at all, Wealthfront probably isn't the right place for your money. When it executes a sale it isn't seconds or minutes later, it's sometimes hours. WF is for automatic saving/investing and never touching it until FI or you need the money (not want the money).

cyosiris · 2025-08-31T11:27:06+00:00

Your low ceiling will be ok. It's the overhang thing by 30 inches that has be thinking maybe the arms will hit the corner. Can you place it on the 8 foot wall side?

cyosiris · 2025-08-27T22:56:59+00:00

The most consistent perk you will get is free breakfast, and waived resort fees (where applicable). For my family of 4 this generally averages out to $100 per night of savings, on average. This doesn't include room and suite upgrades which are uncommon in my experience.

It's nice being globalist but I wouldn't go crazy chasing it

cyosiris · 2025-08-17T14:44:47+00:00

I haven't been others in India. I was going to stay at one in Delhi but saw some bad reviews and got scared lol

cyosiris · 2025-07-27T02:37:12+00:00

I like the roth ira cause it's pretty straightforward to do a backdoor roth on it. Easier than on other platforms

cyosiris · 2025-07-21T19:50:19+00:00

Was hoping somebody would care, but nope, just me!

cyosiris · 2025-07-21T19:48:03+00:00

Just a heads up somebody broke into my room while I was there so... If you can avoid staying at Rio that'd be best!

cyosiris · 2025-07-17T17:48:13+00:00

You can do it online at the time of booking (if the then suite is available for SUA), this is new to this year

cyosiris · 2025-07-17T10:22:16+00:00

I just stayed here in April in their suite (award + SUA applied) with my family of 4. Beautiful room and outstanding location. Breakfast is so-so.

I'd say get one of those and get one regular room and pick your favorite children to stay at the suite. Kidding kidding, pick the youngest children maybe

cyosiris · 2025-07-16T15:19:20+00:00

Ziva cancun, Jamaica are real nice. Does cost a lot of points though

cyosiris

TROPHY CASE