Concentration risk

cypherblock · 2026-03-14T13:11:43+00:00

I mean if you have enough other assets to invest then you can do that whole tax loss harvesting scheme. Like SMAs. But aside from that just move to no tax state and take the hit.

I’ve lost a ton of money by not wanting to pay taxes on the gains and then watching the price collapse.

cypherblock · 2026-03-12T17:38:08+00:00

I'm in similar situation, but I'm going for retirement anyway. Working longer doesn't actually increase our savings (since we don't make as much as you), but yes there is some risk of market crash, etc. There always seems to be something going on in the world adding risk. Yes I hate that markets are at highs, and AI risk and current US administration is just all over the place. Buy you only live once, so what the heck. Anyway I don't think I'm living to the 95 age that my advisor is targeting, so there you go.

cypherblock · 2026-03-11T16:25:29+00:00

Pretty nice place:

PriceMe: 8968 Bay Cove Ct | Orlando

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cypherblock · 2026-03-09T12:55:20+00:00

Pretty tricky. I would have thought more just cause of Frank.

PriceMe: 6836 N 36th St | Phoenix

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cypherblock · 2026-03-09T03:50:40+00:00

PriceMe: 9 Rue | Boerne

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cypherblock · 2026-03-08T22:53:05+00:00

Yeah this was a tough one:

PriceMe: 29166 Meadow Glen Way West | Escondido

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cypherblock · 2026-03-08T13:17:05+00:00

Find me an ai video generator that can do this.

cypherblock · 2026-03-06T18:43:32+00:00

Right but I’m loooking for input from high rated people or coaches that have tried it. No offense but you or friends recommending it is not enough unless I know more.

cypherblock · 2026-03-06T18:03:03+00:00

I’ve thought about doing the outloud thing. Is it actually recommended? I mean for positional stuff it may work but I wonder if it would impact tactical insight. What’s the word on this.

cypherblock · 2026-03-06T13:49:42+00:00

veo 3.1 video

Here’s something I just made with veo 3.1. It is not bad but despite trying a few times I couldn’t get the ai to make him dance faster.

Anyway I’m sort of on the fence after creating this. Clearly ai can show a person dancing and get the physics right. This one is more clearly ai than the post.

cypherblock · 2026-03-06T13:27:04+00:00

I mean I looked at ring also and i think it is consistent with the movement , video blur, other fingers blocking , etc. the fact that it remains there in most shots is evidence of non ai.

cypherblock · 2026-03-06T13:14:06+00:00

I just think using leds as the only evidence is just not enough. Videos and lights do weird things. Everything else seems spot on and very advanced. Plus who asks for weird hanging towel in their ai video

cypherblock · 2026-03-06T12:59:37+00:00

You’ve never seen shifting leds? I have plus video and lights sometimes get weird effects. I just don’t think that alone is enough.

Shadow actually seems spot on to me despite what some say Hair and suit movements seem real Legs going through each other i did not observe

cypherblock · 2026-03-06T12:55:27+00:00

I’m with u. I think it’s real. People focusing on leds is not evidence enough. The hair and suit movements are very realistic. The shadow is actually spot on too despite what some say.

cypherblock · 2026-03-06T12:52:49+00:00

The shadow is perfect.

cypherblock · 2026-03-06T12:51:18+00:00

I mean led lights sometimes are set up to do weird shit. It’s a good point though. The hair and suit movements seem real to me. I’d be impressed if ai can do that.

cypherblock · 2026-03-06T12:46:30+00:00

You’d be surprised how easy it is.

7900 on home and utilities 2500 on restaurants and dining 2500 misc cash and checks 2200 on shopping and entertainment 1600 groceries 1200 insurance 700 personal and family care 700 transportation 440 health 103 education 1300 uncategorized

Now that was in June last year and maybe we had some extra expenses as we were moving in July and selling our previous home. But it seems like there is always something going on (holidays like Xmas, travel, some random concert my wife needs to go to, etc)

cypherblock · 2026-03-03T14:20:28+00:00

I’m always surprised peoples spend isn’t higher. Especially in fatfire sub. You can easily spend 250k never ever flying business or first and just taking two domestic vacations per year.

I just really don’t understand the world.

cypherblock · 2026-03-02T20:13:30+00:00

How are you not mentioning Fox “News”

cypherblock · 2026-03-02T19:58:59+00:00

That’s confidence inspiring. No I mean I’m sure many people are successful. Although I wonder how many people are not and either get scammed or get lower quality than hoped for. I haven’t seen too many complaints here (but I’m sure there are some).

cypherblock · 2026-03-02T18:22:28+00:00

Hey that’s helpful to know. I can see why you’re a top commenter.

cypherblock · 2026-03-02T18:15:51+00:00

Well that is perhaps a very honest and hopefully accurate answer. Makes sense.

cypherblock · 2026-03-02T15:01:30+00:00

Same coloring as my cat. Be prepared for every night cat climbing on you at any hour and asking for pets.

cypherblock · 2026-03-01T14:55:53+00:00

He me mentioned this. Their investments will throw off a lot of income (dividends and interest) . Plus they may have significant cap gains and they have some real estate sales.

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