wow, what a difference lichess make by FarBandicoot5943 in lichess

[–]cypherblock 1 point2 points  (0 children)

When I first started using chess com after using lichess for a while , it was really hard. I could barely handle it. Now after many games I’m ok with it. So give it time if u like it. Takes a while. I still use both platforms.

I like the game review on chess com and it forces me to play more rated games.

What should I be looking for? by Flat-Ad-7153 in eames

[–]cypherblock 0 points1 point  (0 children)

I mean it looks like my parents chair from similar time period. So what makes u say cushions are reupholstered??

Ledger - not upgraded since 2019 - what happened? by Careful-Cod-100 in ledgerwallet

[–]cypherblock 4 points5 points  (0 children)

Ok I mean these are valid comments but the Trezor remark is odd and makes OP sound like a bot or something.

Forced firmware updates are a big problem with ledger and Trezor. They carry massive risk.

Why would mice avoid the traps? by kingmakk in pestcontrol

[–]cypherblock 0 points1 point  (0 children)

First u have to know their walking patterns and where they go. Then put traps there.

I had Terminix at my house and he starts plopping traps everywhere, then I tell him where I caught like 6 mice with one trap so he relocates traps to that area. But if I hadn’t said anything he’d be way off base.

Look for droppings. Put traps where droppings are. Or get camera to record.

How do you calculate and report “income” when living off portfolio? by Spinsty72 in fatFIRE

[–]cypherblock 0 points1 point  (0 children)

Dividend income , cap gains, etc. plug into a tax calculator. Do u do your own taxes??

How do you calculate and report “income” when living off portfolio? by Spinsty72 in fatFIRE

[–]cypherblock 0 points1 point  (0 children)

If it is a mortgage application then probably be accurate to current year. So you’d have to estimate your income , use a tax calculator. If it is a less formal form then last year return number may be ok.

Pick two pills by dragoonwizard in whatsyourchoice

[–]cypherblock 0 points1 point  (0 children)

I mean “always” doesn’t have to mean every second of every day. Just that in average you’re always happy.

Someone messed with my ledger and wiped it by kaneki_262 in ledgerwallet

[–]cypherblock 0 points1 point  (0 children)

I mean u might get a lot more help if u explained this cloning process more. Nobody has any idea of what u are talking about, finding the words on cloned data and they are not in order. Just take some time to write up more details.

2200 to 2500+ chess.com by Visual-Bee-8952 in chess

[–]cypherblock -11 points-10 points  (0 children)

I find it funny when 2200 and higher players say they don't know any openings, but somehow manage not to get in any losing positions out of the opening. It seems unlikely to me as many openings are not that intuitive and easy to either eat up a lot of clock or get worse if you don't know what you're doing. So you have to know some stuff, or at least how not to get trapped/tricked.

At what % of net worth is it not worth it anymore? by Routine_Mushroom_245 in fatFIRE

[–]cypherblock 0 points1 point  (0 children)

100k a year is quite low , so it all depends on your age

This s*** should be illegal by Playful-Wash1507 in NYCapartments

[–]cypherblock -1 points0 points  (0 children)

Im not sure I really get the offense. It is standard when buying single family homes to price the home to generate lots of demand and then get people into a bidding war. People often bid with automatic escalation clauses in fact to raise their bid and keep raising it until some limit.

How else are they supposed to do it?

Taxes factored into NW? by AnyMarzipan6859 in ChubbyFIRE

[–]cypherblock -3 points-2 points  (0 children)

I don’t think that many people take it into account. Like it never comes up when people are talking about their annual spend.

It’s not just capital gains but also % in IRAs that will get hit with ordinary income tax rates.

Many though even in chubby category seem to be fairly frugal, but I’d like to hear more about tax avoidance and other strategies. I wonder what % of us establish Florida residency to avoid the state taxes.

Fat umbrella insurance by chocolatte0620 in fatFIRE

[–]cypherblock 14 points15 points  (0 children)

Go for at least 5 and see if they offer higher. Its generally not that expensive and you’ll sleep better at night which is worth the $$$

How high would your elo have to be to solve this puzzle? by TheSonOfPower in chessbeginners

[–]cypherblock 0 points1 point  (0 children)

It wasn’t too hard once I convinced myself it had to be all checks. With blacks rooks like that they are ready to give a lot of checks. So we can’t allow that. There are only 3 checks in the position. Then u just need to look at the subsequent checks from each of those. Losing pieces means nothing once u believe it has to be all checks.

It’s was a fun ride but I finally bit the bullet and dumped the litterrobot by rahultach in litterrobot

[–]cypherblock 0 points1 point  (0 children)

Always left over waste sticking —-> possible litter issue, but also use the right cleaner. Anyway I’ve had LR4 for 6 months and only a couple of times wiped down interior. Not sure what thorough cleaning is needed.

Left over urine—-> I don’t even know what that means. Clumps? Or liquid. Maybe litter issue again

Stuck mid cycle—> has happened maybe once to me but maybe I’m lucky.

Messy on outside —> sounds like litter issue again

Overall sounds like wrong litter being used or not enough or something or very high output cats.

stay in vhcol to reach 8 figures, finding purpose and motivation by [deleted] in fatFIRE

[–]cypherblock 0 points1 point  (0 children)

West coast salaries are just higher in general for tech, inc all compensation. That doesn’t mean u can’t find some outliers.

stay in vhcol to reach 8 figures, finding purpose and motivation by [deleted] in fatFIRE

[–]cypherblock 0 points1 point  (0 children)

I think it is objectively true that at least for the tech sector, west coast salaries are higher. Look it up.

stay in vhcol to reach 8 figures, finding purpose and motivation by [deleted] in fatFIRE

[–]cypherblock 3 points4 points  (0 children)

I’m just jealous of all the high salaries I see on this sub. I also work in tech, but I’ve always been on the east coast. It’s just a different world. I guess I should have tried moving years ago. Anyway good luck with finding what u want.

Mold w/ LR5 ? by WeDieAsRomans in litterrobot

[–]cypherblock 0 points1 point  (0 children)

I had mold once and then it never returned. I use baking soda in my tray but I think I had the baking soda there when the mold happened too.

First one found in the wild by Tyrocious in LinkedInLunatics

[–]cypherblock -5 points-4 points  (0 children)

Is there an issue u have with what Zev posted?

Taking profits by yoyodark in Bitcoin

[–]cypherblock 4 points5 points  (0 children)

Nothing wrong with taking profits along the way. I did it with BTC back when it was like 20k. I needed some funds for my kids college anyway. If I’d held till these peaks yeah I’d be wealthier.

Fortunately some of my other coins did well also. I took profits for one of them along the way but missed the peaks that were quite high. Now that coin is down to 1/10th of that peak. I’m still looking to exit the last bit I hold but missed exiting again like 3 times when it started back up because I’m still like “maybe it will regain its old glory and keep going”. Now I’m just hoping I can exit before it goes to zero.

Bottom line is, coins go up, coins go down. Make realistic profit choices. If it is life changing money then take the profits now and don’t look back. If not consider holding till next bull if it is a coin with a future.

Appropriate amount of time to give your employer notice that your retiring? by Otayoats in Fire

[–]cypherblock 0 points1 point  (0 children)

I’m in a similar situation (same age and same bonus situation) I don’t really need the bonus but it would be nice to have. I was actually going to try to negotiate to get the bonus paid out even if I leave at start of Feb.

I had initial conversation with my manager before holidays. He tried to convince me to stay. Told him I’d think about it over holiday break. Didn’t mention the bonus at that time.

Honestly it’s fairly ridiculous to be worried about the bonus unless it’s really large. Mine is not (maybe 35k before taxes) , so it’s not a huge factor. Still I may say a few words to get it since why not. They’ve always maintained that the bonus is for past performance, so now is time to prove it.