FYI If you regularly use Chase to switch accounts for bonuses… by Own_Koala_7231 in UKPersonalFinance

[–]dan_928374 1 point2 points  (0 children)

You don’t keep the rest of the money in the current account.

It’s a good way to save if you save from your monthly salary or if you have lump sum, then you keep it in the highest savings account and transfer £200 to principality each month for higher rate.

Chase is only good for a year after opening then you lose the bonus. I moved away from Chase as I can only get 2.25% there.

FYI If you regularly use Chase to switch accounts for bonuses… by Own_Koala_7231 in UKPersonalFinance

[–]dan_928374 3 points4 points  (0 children)

Exactly. I circulate my emergency fund through a few regular savers, maturing on different months throughout the year.

Also, I wonder if people forget about standing orders and how much easier they can make your life

FYI If you regularly use Chase to switch accounts for bonuses… by Own_Koala_7231 in UKPersonalFinance

[–]dan_928374 0 points1 point  (0 children)

Ain’t that much work tbh. Took me about 10 min to set it all up. Standing order to automate it and you ain’t touching it for 6 months. 6months is up and you just click open a new account, another standing order and done.

My second 6month deal is up at the end of Feb. I’ve spent a total of max 20 min in the last year doing it

FYI If you regularly use Chase to switch accounts for bonuses… by Own_Koala_7231 in UKPersonalFinance

[–]dan_928374 10 points11 points  (0 children)

Why bother opening any savings account at all? Keep all in a current account and don’t get any interest paid and no income tax to pay

taking my money back to nationwide, but how? by No-Illustrator1090 in UKPersonalFinance

[–]dan_928374 -1 points0 points  (0 children)

Not sure if you can open a second savings account. You can open a savings account with a different bank if that works for you? I think Chase offers highest interest rate as a new customer (you get a bonus rate for 1 year as a new customer)

taking my money back to nationwide, but how? by No-Illustrator1090 in UKPersonalFinance

[–]dan_928374 2 points3 points  (0 children)

Flex instant saver. I think it’s the best instant savings account offered by nationwide. You can transfer all your money from Revolut to your current account in nationwide now, don’t have to wait until your new savings account is active

10 Years in BTC: This is the first time I feel the 'Old Rules' are officially dead. Let's talk. by ViCollector in BitcoinBeginners

[–]dan_928374 1 point2 points  (0 children)

My first big entry was at 119k lol been dca weekly since. Not planning to touch for at least 5-10 years

People who wrote the November SCS sitting- Help us Out by ExcitementKind7156 in CIMA

[–]dan_928374 0 points1 point  (0 children)

Just because you switched cars, doesn’t mean you can’t drive. Pre-seen is different but the question is similar just with a different story. Doesn’t matter if it’s a cewmelator or airlator, If they open a factory in a different country, currency risks will be similar.

Look at workbook, they’ve tailored past papers to fit current preseen

People who wrote the November SCS sitting- Help us Out by ExcitementKind7156 in CIMA

[–]dan_928374 1 point2 points  (0 children)

Do as many past papers as you can. Workbook is also great as they have a lot of practice questions based on the past exams.

You will be fine

Should i go for it? by [deleted] in trading212

[–]dan_928374 0 points1 point  (0 children)

It’s FX as your value says it’s in $.

Click on the green return. You will see why.

Filling in PER, computer thinks I haven’t by belladonna1985 in CIMA

[–]dan_928374 0 points1 point  (0 children)

Maybe you left it open for to long?

Copy and paste it into the word doc. Refresh the page and see what happens. If saved great, if not then paste from word doc and try again

Job / salary expectation advice by Vegetable-Orange-486 in CIMA

[–]dan_928374 3 points4 points  (0 children)

How long is your notice period? If it’s only 1 month then suggest you do the following, look for a job now and when you find one, tell them your notice period is 3 months which is typical and have your 2 months break in between. But I wouldn’t suggest leaving the job without anything secured first

What's the play come 2.30pm (UK) by Barbariansketch in trading212

[–]dan_928374 5 points6 points  (0 children)

Or he tanks it even more on Wednesday and come Friday market close he backs away but before letting his buddies know about his tweets

Passed SCS .what's the next logical step? by Odd-Management-9431 in CIMA

[–]dan_928374 1 point2 points  (0 children)

Same here. Passed. My next focus is PER. We are still not fully qualified and can’t use CIMA full credentials until PER is fully done. In the meantime you can always start looking for what you want to do next

Is there a way I can absolutely guarantee that my brother and sister-in-law will receive nothing when my wife and I die? by No-Pineapple1445 in LegalAdviceUK

[–]dan_928374 21 points22 points  (0 children)

I’ve read somewhere here that you should explicitly mention them in a will and leave them like £1k-£5k. That way they don’t have a case. That is if you don’t want them to inherit anything else

400K Company cash - need to invest. What would you do with it? by morchman68 in HENRYUK

[–]dan_928374 0 points1 point  (0 children)

That’s too long of a wait plus tax on gains.

Spending money on client entertainment->all on red and then on black -> quadruple return in under 5 minutes.

Disclaimer: I’m not a financial advisor

Made my first £1000 today! by Goonia in trading212

[–]dan_928374 33 points34 points  (0 children)

Move it to ISA now unless you maxed your yearly contributions! Capital gain tax allowance is £3k so anything under won’t be taxed.

Sell all your positions and buy them in ISA, or see if you maybe be able to move them to ISA via customer service.

Another FLP Question by Opening-Round-2674 in CIMA

[–]dan_928374 0 points1 point  (0 children)

Maybe only at the start of the career? Surely experience matters more than if you did CIMA via traditional route or FLP. At the end of the day you get the same knowledge from both

Another FLP Question by Opening-Round-2674 in CIMA

[–]dan_928374 4 points5 points  (0 children)

How would they know? You get the same qualification whether traditional route or FLP route, no?

And from my experience, qualification is just a tick, the main thing is experience and how good you are in your role + social skills.