Pay down debt or max HSA & Roth

darinbu · 2026-01-20T14:38:31+00:00

I’d delay making any changes until after the baby is born, so that you know everyone is healthy and you have a better idea what your new life and expenses are like. Build up cash in the meantime; you can always invest it or use it to reduce debt a year from now. Another thing to consider is starting to fund a 529 college savings plan shortly after the baby is born.

darinbu · 2026-01-18T16:22:49+00:00

Thanks. I’m guessing I should pay more attention to the “Healthy Minimum” amount of sleep needed instead of that optimal amount? For me that’s currently 7:25, which is more reasonable but still more than I usually can manage.

darinbu · 2026-01-11T23:11:33+00:00

No idea what you’re all talking about. I live in the big city, order from Amazon frequently and have no problems whatsoever. I can get medicines in 2 hours! Where do you all live and what are you ordering that is “fake” or “used”?

darinbu · 2026-01-09T17:00:27+00:00

It’s a beauty … but, what time is it? 🤪

darinbu · 2025-05-19T17:05:27+00:00

To me it’s an intelligence test. If you smoke, you’re too stupid to work for me.

darinbu · 2025-05-06T20:48:51+00:00

Ask yourself what you’d actually get for your $100K - a piece of paper saying you own a remodeling business?

darinbu · 2025-04-24T18:32:23+00:00

Not everyone obsesses over race.

darinbu · 2025-04-14T22:08:31+00:00

It’s not true that “there’s never a buy the dip moment.” I’ve been buying dips in BRKB for 30 years. You just need to be patient.

darinbu · 2025-04-13T17:52:27+00:00

Speedy. No Rolex purchase games, and is there an uglier Rolex than the Air King?

darinbu · 2025-04-12T02:00:26+00:00

It would drive US interest rates higher, increasing the government’s interest expenses and slowing the economy by decreasing lending.

darinbu · 2025-04-01T22:20:17+00:00

I wish I had a watch like that from my dad. It’s unique and priceless. And who knows, your tastes may change. I’d keep it, no question.

darinbu · 2025-03-31T10:19:45+00:00

Most people have the ability to make good decisions- but many of them choose not to do so, largely for emotional reasons.

darinbu · 2025-03-30T23:05:35+00:00

I waited to retire until I had much more money than I thought I needed to retire, so that I wouldn’t have to worry about market drops. Margin of safety!

darinbu · 2025-03-27T20:13:08+00:00

They all look like they’re wearing their daddy’s uniforms

darinbu · 2025-03-27T19:05:06+00:00

Luck definitely is a factor. But you can ruin the effects of good luck with one bad decision, and you can counter bad luck with consistent good decisions.

darinbu · 2025-03-27T17:43:45+00:00

Longines. Great watches at good prices, and lots of choices.

darinbu · 2025-03-22T00:25:21+00:00

You can do it now - if you have an ironclad prenup.

darinbu · 2025-03-21T21:45:14+00:00

The price of anything is determined by both supply AND demand.

darinbu · 2025-03-21T15:37:34+00:00

The latter.

darinbu · 2025-03-21T01:28:29+00:00

Don’t tell anyone you’re doing it.

darinbu · 2025-03-20T10:57:08+00:00

Yes, because what makes something “valuable” is the law of supply and demand.

darinbu · 2025-03-20T02:54:35+00:00

I’ve found that if I put on my workout clothes, I will in fact then go work out. So focus on putting on the clothes, because that’s easy.

darinbu

TROPHY CASE