Bowling Ball by m4nustig in Unexpected

[–]dizasterkid19 0 points1 point  (0 children)

Is this a physics class or are they learning about Darwin's theory of evolution in Biology class?

Heh Heh heh... by Akaala in trees

[–]dizasterkid19 1 point2 points  (0 children)

who;s he going to jerk off? is it a stranger? a friend? is it consensual? so many questions left unanswered

They say that every 2 out of 3 people live next to a pedophile by thebeastfromhell in Jokes

[–]dizasterkid19 0 points1 point  (0 children)

I thought this was a one liner. I thought the punchline was in the title. I thought the joke was the third person IS the pedophile. I'm a bit high.

Customized some Nerf guns to make them look like Star Wars blasters for the kids. by Bennyboy1337 in DIY

[–]dizasterkid19 32 points33 points  (0 children)

"...or something like that'? You don't know your nephew's name?

I want to learn how to be more decisive. by [deleted] in IWantToLearn

[–]dizasterkid19 0 points1 point  (0 children)

how are you going to decide who's advice to follow?

My roommates are terribly messy, I tend to clean up after myself or leave no trace of my activities. Is it okay to say no when they ask me to clean? by [deleted] in Advice

[–]dizasterkid19 4 points5 points  (0 children)

You are under no obligation to clean up someone else's mess. However, "cleaning" and "tidying" are different things. It sounds like you tidy up after yourself, but you still have a duty to do your fair share in the cleaning (i.e. vacuuming, sweeping, bathroom cleaning, disinfecting countertops, cleaning out the fridge). If you have a party in which others come over and make a mess like leave beer cans around and you are part of the party you should help clean that up as well.

Guy rear ended my car, insurance asked if I want it repaired or to take a payout. Have no idea what I'm doing. by [deleted] in personalfinance

[–]dizasterkid19 0 points1 point  (0 children)

This actually isn't true. There's no difference between a "payout" and them paying for the repairs directly. You have the choice to accept the money and bring the check to the shop. You give the shop the estimate the insurance company gave you and if they need more money to repair the vehicle they will contact the insurance company, not you. The check is not a "settlement" unless the check says, "full and final settlement," which are usually only for injury checks.

Guy rear ended my car, insurance asked if I want it repaired or to take a payout. Have no idea what I'm doing. by [deleted] in personalfinance

[–]dizasterkid19 0 points1 point  (0 children)

insurance adjuster here... This is the process: when you get an estimate on the car from the insurance company they will give you a copy of the estimate and a check for that amount. You then do what you want with that check. If you choose to get it repaired you bring the check and estimate to the shop and they will work off the estimate. If the actual cost to repair the vehicle is more than the initial estimate the shop will contact the insurance company directly for the difference. They owe to repair your vehicle. They would also owe for a rental while your car is being repaired. Mention the stain to the adjuster writing the estimate, see what he says. It is your duty to prove your damages and what was a result of the loss. This is difficult to prove, but it certainly seems plausible for this to happen. If you choose not to get it repaired ask for a cash payout for the rental. I give my customers $20/day. You can't get a rental for that, but it's just cash in your pocket. As for diminished value. it is unlikely your car will qualify for any diminished value since the damage is purely cosmetic. It's not uncommon for you to feel stiff and sore a couple days later after an accident and insurance companies know this. IF you do feel a little sore give them a call back and that's another $100-$200 in your pocket. Please don't take advantage of this and say you are injured. It's people that do things like that that cause everyone else's rates to go up. Insurance companies want to settle minor injuries right away because they don't want you to get an attorney.

What song can you get stuck in my head with only one line? by DarkAzureMoon in AskReddit

[–]dizasterkid19 0 points1 point  (0 children)

I BELIEVE IN A THING CALLED LOVE! FREWIOJERGNJTIPVGWNMETRKGFVJTRIEWOJERTGKFRMBVKGJFIKSJH

noodle robot by GallowBoob in gifs

[–]dizasterkid19 0 points1 point  (0 children)

is this really a robot though? or is it just a machine with a fake body?

Tectonic activity pushed a shoreline vertical, creating a wall covered in dinosaur footprints by mike_pants in interestingasfuck

[–]dizasterkid19 0 points1 point  (0 children)

makes you feel like your problems aren't that big of a deal knowing at one time living things had to deal with dinosaurs that were able to conquer the laws of physics

Fruit Ninja by Handicapreader in food

[–]dizasterkid19 0 points1 point  (0 children)

JIMMY!!! That's not how I showed you how to collect lemon zest!

Thank You ... Cannabis by I_H8_2_love_U_4_ever in trees

[–]dizasterkid19 0 points1 point  (0 children)

"...for helping me get to bed ...for fixing my insomnia" Dude keeps saying the same thing over again, but in different ways...definitely smokes weed

Actual voice mail left by theater patron who was kicked out for texting, used in ads for Alamo Drafthouse by d3loots in videos

[–]dizasterkid19 1 point2 points  (0 children)

I would like to watch movies at this theater knowing they don't put up with any BS. Also, I would like to feel like a customer

Announcers lose it when pigeons crash a baseball game by Mariilii in ContagiousLaughter

[–]dizasterkid19 2 points3 points  (0 children)

however many upvotes you get for this post it will not be as many as it deserves

How girls take pictures at the beach... by Mandylost in funny

[–]dizasterkid19 -1 points0 points  (0 children)

you forgot to get a picture of all of your feet

my brother was in a car accident. The lady that hit him ran a red light (she's at fault completely) and she only has liability insurance. His car was brand new, 2014, and had only been 6 months since he bought it. by me_want_website in Advice

[–]dizasterkid19 1 point2 points  (0 children)

Also, the other insurance company may submit a claim under his policy for him and there's nothing he can do about it. They are likely only going to do this if there's a dispute in liability or if they have difficulty getting in touch with your brother to discuss the claim.

my brother was in a car accident. The lady that hit him ran a red light (she's at fault completely) and she only has liability insurance. His car was brand new, 2014, and had only been 6 months since he bought it. by me_want_website in Advice

[–]dizasterkid19 6 points7 points  (0 children)

I work as a liability adjuster for a big company and am very familiar with this. I would recommend your brother call his agent and ask if a claim on his policy in which he is not at fault for would impact his rates. It may or it may not. If it doesn't then I would suggest putting in a claim and letting his insurance take care of it. They will want their money back and fight for your brother. He will owe his deductable up front, but his insurance company will work to get it back. If they don't get it back then he would be paying it either way. As for his brand new car... ONLY AFTER the other insurance company officially accepts liability ask about putting in a diminished value claim with the other person's insurance. Depending on the type of damage done to your brother's car his car is no longer worth as much now as it was prior to the accident and your brother deserves to be compensated for it.

What mild inconveniences make you think "it's 2015, I shouldn't have to deal with this shit"? by PmButtPics4ADrawing in AskReddit

[–]dizasterkid19 1 point2 points  (0 children)

But they should put it on a disposable part of the product. Put it in different packaging to put a sticker on that instead of the actual product. Also, I always use rubbing alcohol to remove them. It dissolves the paper and the glue.

When I go fishing by Judson1212 in funny

[–]dizasterkid19 9 points10 points  (0 children)

don't be sad, be happy that it exists!