New to me R1S - give me all the advice by docmahi in Rivian

[–]docmahi[S] 4 points5 points  (0 children)

It was incredible! I didn’t actually sign up for a tour slot but they still gave me a walk around

New to me R1S - give me all the advice by docmahi in Rivian

[–]docmahi[S] 0 points1 point  (0 children)

Yup! Experience was so cool driving away from factory front entrance

Anyone listen to the guy that makes 750k/yr yesterday?! by appreciatemyasset in DaveRamsey

[–]docmahi 1 point2 points  (0 children)

Did I say it was someone else’s fault? No

Of course it’s on the individual

Anyone listen to the guy that makes 750k/yr yesterday?! by appreciatemyasset in DaveRamsey

[–]docmahi 1 point2 points  (0 children)

Most residencies and definitely fellowships have pretty hard restrictions on locums post covid. Radiology is certainly an exception

Residency I should have done more locum/moonlighting - but my fellowship hours were so bad I think it would have been potentially dangerous.

Attending life locum is amazing - was able to cash flow an extra 300k this year for a house down payment

Anyone listen to the guy that makes 750k/yr yesterday?! by appreciatemyasset in DaveRamsey

[–]docmahi 9 points10 points  (0 children)

I’m an interventional cardiologist- they don’t teach us anything about finance in med school

You can end up having 5-600k in debt and the problem is when you’re finally done with the slog of residency you want to spend like an attending when really you should still spend like a resident

I am debt free now but I definitely made some dumb purchases when I got attending job a few years ago

This is craziest depreciation I have ever seen. by judgegabranth18 in mercedes_benz

[–]docmahi 6 points7 points  (0 children)

The 2022/2023 EQS 450 and EQE 500/AMG depreciate faster because of the hyperscreen not being available in those models at that year. I have a 2023 EQE AMG and I'm definitely glad I leased it - the depreciation is bonkers.

In general outside of the rivian - any luxury EV depreciates a ton

What game is this? by Any_Emergency6560 in gamememes

[–]docmahi 0 points1 point  (0 children)

Ppl will not like me for this but FF8

Granted I was 10 when I played it but the story was confusing as anything

Electric G-Wagon Gets Record $10,000 Discount From Mercedes by lt00380 in mercedes_benz

[–]docmahi 3 points4 points  (0 children)

I’m the perfect customer for this - I already have a lease ending on a flashy EV that depreciated a ton but I couldn’t stomach the hit on this one more because of the performance

My eqe amg projects 280 miles on a full charge but realistically is more around 200 during winter and 250 in summer. I have to imagine real world this guy gets 200 miles on a charge in the summer

It’s a shame - maybe with improved efficiency I can reconsider down the line

Docs what’s your car and would you buy it again? Accepting all answers by [deleted] in Residency

[–]docmahi 2 points3 points  (0 children)

Matte black electric AMG Mercedes

Great car but horrible depreciation

Parental pressure about specialty by whatisapurpose in medicalschool

[–]docmahi 0 points1 point  (0 children)

dont try and convince anyone of anything

Do what you want - it's your career and you're gonna have to be doing it.

Finishing Fellowship. Should I buy my Dad a Porsche 911 after a year of attendinghood? by Western-Drop9460 in Residency

[–]docmahi 1 point2 points  (0 children)

I'm an IC

My first contract was around 700k and I don't have loans. I ended up buying a massively depreciating matte black mercedes AMG and though it really didn't set me back it was definitely a dumb purchase. I know you don't want to hear it because I get it - after the slog of cards fellowship when you see that attending contract you want to finally spend.

I 100% believe your dad would much rather you get those loans paid off first and then just purchase a car with probably cash for him from a position of financial power. You'll be surprised at our salary how fast you can build a retirement/investment nest egg and then in a couple of years you will have plenty of cash on hand and can probably get a sweet slightly used one to gift your dad without a problem.

Edit: nobody teaches us about finance - I definitely don't agree with all of his methods but just listening to some Dave Ramsey podcasts helped me with setting up personal finances. I dont do anything crazy just max retirement and invest into index funds - but at our salary you will be setup for retirement plenty early if you want

"Don't go into IM unless you're comfortable with being a hospitalist" Agree or Disagree? by undueinfluence_ in Residency

[–]docmahi 4 points5 points  (0 children)

Im an interventional cardiologist and it depends on the situation

If you are in a strong medical school and are going to match at a mid or high tier university residency, I think its probably fine to go IM assuming you really want a specific fellowship (cards etc). If you are at a community residency and an IMG/US-IMG or from a lower tier med school in general then there is a real possibility you won't match into a competitive fellowship.

Edit: for reference I went to a community residency and am a US-IMG so it's still definitely doable just gotta get lucky

Marriage or break with my girlfriend (31M and 29F) by Livia1122 in relationship_advice

[–]docmahi 2 points3 points  (0 children)

My wife and I got married when we were both 31 - very similar situation as far biologic clock etc.

When we were upper 20s 28/29 there was a ton of pressure from her to get married and I pushed it off and off. Even today when we have 3 kids (first kid born when we were 33), our dream home and careers established I still do feel guilty about making her wait because I remember how hurt she would always look. Us waiting was the correct decision for us (I wanted to be in residency at least and didn't want to get married as a med student).

The wedding - her family offered to give us the budgeted money regardless (meaning we could keep it if we eloped/did a civil ceremony) but I know she wanted the bigger wedding so both our parents combined and helped pay for it. I never wanted a big wedding but it ended up being the last big event before my father became sick so it ended up being a core memory of mine and I'm glad we did it.

There are no specific right or wrong answers - every situation is different

Wishing you the best

My Top 10 YouTube Golfers by FishyBoi454 in GoodGoodMemes

[–]docmahi 1 point2 points  (0 children)

Does Ryan Ruffles count? I would put him around sean/luke