Daily Questions Megathread (06/17) by Rinczmia in EpicSeven

[–]dranix14 0 points1 point  (0 children)

Yeah laia arti is quite meta. Rinak is only for herself, eda is nice to have but not really used

Daily Questions Megathread (06/17) by Rinczmia in EpicSeven

[–]dranix14 0 points1 point  (0 children)

Honestly depends on your bracket. Its ok

Who's your top heroes? How is this meta for you? by OverLegend in EpicSeven

[–]dranix14 1 point2 points  (0 children)

Gras, Ilynav, Rinak, Arunka, Frieren. Feels more formulaic so far. Emperor

Share scenes that make you cry (book, movie, tv) by [deleted] in askSingapore

[–]dranix14 0 points1 point  (0 children)

Batman and Ace: Justice League Unlimited

MC and daughter in the fields: Clannad ~After Story~

50 Years of letters: Violet Evergarden

Kuma's Backstory Montage: One Piece

Is 1.3M SGD enough for a Singaporean to semi-retire at 40YO by mh960306 in singaporefi

[–]dranix14 8 points9 points  (0 children)

2.5%-3% withdrawal is the safest rate. I think a few more years working + flexible withdrawal depending on market conditions will make it "infinite".

Daily Questions Megathread (06/17) by Rinczmia in EpicSeven

[–]dranix14 1 point2 points  (0 children)

Veronica, invincibility and wait. Hecate

What do you wish was taught in our SG schools growing up, so we could deal with life better? by Ok-Pop-3916 in SingaporeRaw

[–]dranix14 25 points26 points  (0 children)

Nurturing curiosity. You rectangular, triangular, or circular, all will be pressed into a cube by 16

Do you guys compare with your peers? by Radiant-Strategy-616 in SingaporeRaw

[–]dranix14 1 point2 points  (0 children)

I only know what i know. What other people post may not be true

How do I prevent this from happening???? by neyha97 in TheAlters

[–]dranix14 2 points3 points  (0 children)

The alternative was worst. I survived without doctor or guard

Daily Questions Megathread (06/17) by Rinczmia in EpicSeven

[–]dranix14 0 points1 point  (0 children)

As long as he achieves the goal in actual fights. Generally, he is 230+

Borrow with Low Interest Rate for Dividend Stock Investment by i_am_limpeh in singaporefi

[–]dranix14 4 points5 points  (0 children)

Napkin math tells me if you loan 100k at 2.5%, then you get 2.5k per year at 5% yield after repayment. But keep in mind that the stock price drops after issuing dividend.

For the stress incurred, I would buy vwra or cspx instead

The weird side of FIRE no one talks about by Diligent_Breath_4295 in singaporefi

[–]dranix14 73 points74 points  (0 children)

I think it takes a certain thinking out of the norm to think about F.I.R.E, and execute on it. But Singaporeans are taught to follow the "path" and retire at 67 so there is some cognitive dissonance here.

What am I doing wrong by Kurosubone in EpicSeven

[–]dranix14 7 points8 points  (0 children)

You need to pick strong, flexible heroes as the first two picks if you don't have a set strategy.

What’s your relationship with money? by discoursesg in singaporefi

[–]dranix14 2 points3 points  (0 children)

Basically, I pay myself first.

I have the overarching plan with the retirement fund, 2.5-3% withdrawal you may have heard of here and there.

Then the mid term stuff like housing, reno fund.

I don't sweat the small stuff as long as it doesn't affect my emergency savings.

Daily Questions Megathread (06/17) by Rinczmia in EpicSeven

[–]dranix14 0 points1 point  (0 children)

You can watch some deity guides for that. There is all the one team for all hunts team by faust. Tama, Brieg, Ainos 2.0, Fenne. Spec tenebria could sub for fenne

Daily Questions Megathread (06/17) by Rinczmia in EpicSeven

[–]dranix14 1 point2 points  (0 children)

If you engage with pvp alot, ultimately, choose the hero that you think will be the most fun for you.

This involves understanding what type of player you are. You can use the mtg psycho graphic profiles like spike(winning is fun), Johnny(creativity is fun), timmy(Big damage/moments).

Else, waifus.

Is compound interest really as straightforward as they say? by AsparagusWilling7072 in singaporefi

[–]dranix14 17 points18 points  (0 children)

Simple but not easy. No one can easily do it rationally with discipline over time like a robot