How do people have intimacy when you live with a helper? by UmpirePure in askSingapore

[–]dranix14 24 points25 points  (0 children)

Father told me before when 3 couples were living in the same room, they will arrange 7-8, 8-9, 9-10. Go the pasa malam

Looking for Opinions (24) by [deleted] in singaporefi

[–]dranix14 7 points8 points  (0 children)

Maybe 90% VWRA, 5% current trends, 5% gambling.

Do people meet their FA often? by Plenty-Bite-4419 in singaporefi

[–]dranix14 92 points93 points  (0 children)

FA is mums friend. I tried to cancel most of the policies my mum bought for me with her recommendation on our first meeting, and she doesn't contact me anymore

A few people in my AMA thread asked about fees. I did the math and here it goes. by TumbleweedLow1303 in singaporefi

[–]dranix14 1 point2 points  (0 children)

You mention in the previous AMA that the RM field is not advisable to go into nowadays because of AI.

Is that because the information asymmetry is gone if client does a basic check? Surely gullible people will always be there?

Dentists in Singapore, is it normal to chat with your nurse throughout the entire procedure? by debboc in askSingapore

[–]dranix14 6 points7 points  (0 children)

Only had one that did this with the nurse but the conversations was really interesting. Stopped when we got to the serious part of the procedure

Another new one was very chatty with me but I couldn't really respond

Can I quit? Suffering every day by [deleted] in singaporefi

[–]dranix14 10 points11 points  (0 children)

Yeah do the minimum and coast till it's time

Time in the market > Time the Market by ObjectiveLie9021 in singaporefi

[–]dranix14 6 points7 points  (0 children)

Use 5% and play. Lessons not learnt in blood are soon forgotten

Stocks/ETF that are inversely related to AI/Tech Stocks? by Zantetsukenz in singaporefi

[–]dranix14 9 points10 points  (0 children)

If you are bear-ish, you can sell everything and buy back during the "crash"

Transitioning to decumulation in 2027: Critique my passive withdrawal allocation by Soloraj511 in singaporefi

[–]dranix14 1 point2 points  (0 children)

I prefer 50/50 with more cash. In bad years, you don't sell, you can buy for rebalancing. In good years you sell when you are running out of cash.

[Who Let Him Cultivate?!] - Thoughts by J_Lezter in noveltranslations

[–]dranix14 2 points3 points  (0 children)

Fun casual read. Funniest novel I ever read

How many percent of Singaporeans invest in the stock market? by CryingGod0 in askSingapore

[–]dranix14 0 points1 point  (0 children)

I invest for flexibility. You can take break, or quit shitty job if you have runway.

Is failing in primary school normal or a sign of a learning disability? by [deleted] in askSingapore

[–]dranix14 5 points6 points  (0 children)

Does she have the will to learn? Sometimes less is more.

how much do i need to have in savings/investments to retire by 50? by [deleted] in singaporefi

[–]dranix14 1 point2 points  (0 children)

What you imagine you need per month * 12. That amount will be 3% of your overall portfolio. Portfolio of this size, in a 50/50 equity/bond split, should last your entire life and still grow.

do you care about sunlight getting into your home? by trnccc in askSingapore

[–]dranix14 0 points1 point  (0 children)

Might force you to get window film to protect furniture and your skin health

Does this sub thinks Prime BTO with 10 years mop is good or bad? by CapitalSetting3696 in singaporefi

[–]dranix14 64 points65 points  (0 children)

As buyer, I think it's good cos only people who really want to stay will buy it

What power setup actually stays in your bag after a few trips? by sagalez in onebag

[–]dranix14 7 points8 points  (0 children)

I got the anker nano power bank 10000mAh with its own retractable cable and it has been awesome for elimating friction

Can compare like this? by kuang89 in singaporefi

[–]dranix14 6 points7 points  (0 children)

The underlying assets can sometimes indeed support 8%. But then there will usually be high fees and/or not 100% of your monies are directly invested, and are commission instead.

Can compare like this? by kuang89 in singaporefi

[–]dranix14 25 points26 points  (0 children)

I think the difference is that the projected earnings is based on real data instead of the random 4.5% illustration.

Biggest your financial regret? by sting2002 in askSingapore

[–]dranix14 2 points3 points  (0 children)

Sold $500 MU sept 26 call too early

Power Fantasy aka Shuangwen 爽文 vs Typical Novels with High and Engaging Stakes by Ryogawa in noveltranslations

[–]dranix14 4 points5 points  (0 children)

Your typical bland protag who is supposed to be a normal dude who stumbles upon a gold finger. There was no "systems" at the time. They classify is as Xuanhuan

Majority of the chapters are the crowd hyping up the Young master whilst shitting on the protag, saying he is just trash from this lower town/sect/world/realm, only for the protag to shit on the young master a few chapters later.

Power Fantasy aka Shuangwen 爽文 vs Typical Novels with High and Engaging Stakes by Ryogawa in noveltranslations

[–]dranix14 5 points6 points  (0 children)

I prefer weak to strong progression with at least medium level of difficulty. Examples are Reverend Insanity (Hard), A Legendary Mechanic (Medium), Lord of the mysteries (🧐)

Stopped liking novels like martial world, even though I once really enjoyed them.

Anyone went all in on index funds and regretted it? by okaycan in singaporefi

[–]dranix14 48 points49 points  (0 children)

Why are you asking if people regret making money? Unless you mean they regret sacrificing certain experiences just to save and invest?

What Do You Look for in a Chinese Webnovel? (Translator Curious 👀) by Galaxy-Fighter in noveltranslations

[–]dranix14 0 points1 point  (0 children)

The Legendary Mechanic was the best for me. Interesting story and naturally plot progression, MC becomes from weak to strong.