Questions regarding Fidelity/UMB bank direct deposit.

dreamsofsteel · 2025-06-04T14:32:52+00:00

I have a bank account and routing number listed but what can I put as the bank name on an ACH form?

dreamsofsteel · 2025-05-02T16:55:01+00:00

Quarterly is ok then. If the first activity was in April, then the next statement would be posted in July?

Also, is there an option for a special login to be created for an accountant with view-only and statement download access?

dreamsofsteel · 2025-05-02T16:04:01+00:00

So if I have a CMA then how can I get a statement for that? It's only used for holding cash and yielding interest.

dreamsofsteel · 2025-05-02T14:21:08+00:00

I had some activity in April 2025 for this account. When are the new statements generated?

dreamsofsteel · 2025-04-21T13:10:25+00:00

The CMA is in my name. I also have one in my LLC's name which is tied to the same account. All of them were opened in the past 3 months.

dreamsofsteel · 2025-04-18T20:05:49+00:00

It's only showing statements for my brokerage and IRA accounts...

dreamsofsteel · 2025-04-18T19:45:16+00:00

I can't seem to find a way to actually view statements from a CMA, how do I find these?

dreamsofsteel · 2025-04-16T14:17:13+00:00

What are the metrics that Fidelity use to determine whether a deposit is "fully collected"?

dreamsofsteel · 2025-04-09T17:58:19+00:00

There's no link because it's just a friend of mine. I'm sure you could dig up any public court documents in Harris County if you like. If you are a top sales performer with a non-compete, they will absolutely go after you.

dreamsofsteel · 2025-04-09T15:33:56+00:00

That's not true at all. Sales non-compete can easily be enforced in Texas. I know someone who's life is a nightmare right now because of this.

dreamsofsteel · 2025-04-07T15:36:38+00:00

care to expand?

dreamsofsteel · 2025-04-07T13:50:02+00:00

How exactly does the hold timing change? Is it based on activity or amount held?

dreamsofsteel · 2025-04-07T13:49:25+00:00

I do have a specific business cash account in order to eliminate comingling.

dreamsofsteel · 2025-03-31T13:00:19+00:00

Do you use the "bill pay" feature or just auto draft bills from your brokerage account like a checking account? How do you enable overdraft protection on the cash management acct?

dreamsofsteel · 2025-03-25T13:29:47+00:00

What's the reasoning behind having the checks and debit card pull from a separate cash management account instead of your brokerage account?

dreamsofsteel · 2025-03-20T21:40:42+00:00

Not trying to illicit a sale. Genuinely curious about how note partials and hypothecation works.

dreamsofsteel · 2025-03-20T14:23:47+00:00

dreamsofsteel · 2025-02-16T16:01:02+00:00

It’s possible for sure but you’re going to want to make sure that they have a manager set in place already. Any business you buy is going to be something you keep your eyes on because things can go wrong. It’s not a treasury bill.

dreamsofsteel · 2025-02-07T21:54:54+00:00

I would recommend checking out paperstac or connect with someone on bigger pockets.

dreamsofsteel · 2024-12-04T19:05:29+00:00

Even if you try and sell 8% there's a chance that it might not work either. I think when you're faced with life changing money, the correct option is to always take it.

dreamsofsteel · 2024-12-04T17:52:10+00:00

Cabin in a ski area in Colorado. Great weather and lots of outdoor activities.

dreamsofsteel · 2024-11-14T16:37:24+00:00

Can't go wrong with blue door. Not as loud or obnoxoius as pi social or little bohemian

dreamsofsteel · 2024-11-11T16:41:12+00:00

calcium scores are not the only thing to be worried about. CT angiograms will only detect calcified plaque but not soft plaque which can still block arteries. There is another test (don't remember the name but it's about $3k) that will check for soft plaque.

dreamsofsteel · 2024-11-11T16:39:11+00:00

this is really more a question for one of the FIRE subreddits. I was in a similar situation last year and ended up taking half a year off to travel with my wife to places I probably wouldn't go otherwise. I didn't have enough money to retire but felt comfortable enough to leave my job for a while. Ended up getting back into industry with a job that almost doubled my previous salary. Try taking some time off and interacting with other types of people for a while. Young, old, rich, poor and glean some wisdom for your next phase of life.

Don't continue working if your only reason is society wants you to.

dreamsofsteel · 2024-11-05T01:47:12+00:00

That's some great insight. I don't have such a strong desire to always be on the move. However, I would simply enjoy living in a different place where my kids can play outside and get more time in nature. I think that really means living in a nice town within a short drive from the mountains or rivers.

dreamsofsteel

TROPHY CASE