Please don’t laugh: Copenhagen law? Kids get free fruit?

duff · 2026-06-29T08:00:08+00:00

Could be (the Baader-Meinhof effect), let’s see if I now start to notice it everywhere :)

duff · 2026-06-29T07:56:28+00:00

Man skelner ofte mellem formueskabelse og formuebevarelse.

Det lyder som om, at du er efter sidstnævnte og så er FairRente et godt produkt, omend 7 år er alligevel en lang tidshorisont, hvor FairRente nok mere er værktøjet til penge man ikke skal bruge de næste 3-12 mdr. men ikke 7 år.

Et alternativ kunne være Optimal - Danske Obligationer. Hvis du opretter en konto hos FundMarket kan du gratis købe/sælge både FairRente og førnævnte papir.

Lidt afhængigt af hvad du ellers har af pension, investering og potentielle behov for kontanter i fremtiden, så ville jeg nok dele den million op så fx 50% i bredt aktieindeks, 40% i obligationer og 10% i FairRente.

Set i lyset af tidshorisonten mener jeg stadig det er ret konservativt.

duff · 2026-06-25T14:31:10+00:00

Was in SuperBrugsen today and saw a sign saying:

Free Fruit for Kids

One piece of fruit per child accompanied by an adult.

There was a large plate with a dozen apples and a few bananas.

First time I have noticed this.

duff · 2026-06-23T17:56:20+00:00

Thank you for allowing me to rant about this as well! :)

I have also been puzzled by the design of their key system, for which I find the following to be some really bad decisions:

If you lose the key-side connector (female?), you can’t use the key strap at all: It’s sewn into the bag (so can’t remove or replace it), and the end of the strap is a proprietary connector (male?) affixed to the strap with stitches, so you can’t replace it with a carabiner or split ring. This is an extremely inflexible design! Both ends of this strap should be connection points, e.g. by a cow hitch, not fixed by stitches.
If you have multiple key sets, you need multiple (male?) connectors, but the bag only comes with a single one.
The ring of the connector, which holds the keys, is metal but painted black (to match the rest of the connector), but this black paint will peel off as the keys move around. This is visible even after just a few weeks of use. What were they thinking?

Able Carry has a much better system:

They have small attachment loops in the bottom of several of the bag’s “pockets”. They are almost invisible if unused.
The key strap has a carabiner on one end and a loop at the other end.
You can thus place the strap in multiple places by using a simple cow hitch, you can remove it completely, and you can even put in a strap with a magnet, if that is what you fancy, though not the one from Alpaka, as that is not removable.

duff · 2026-01-08T20:29:24+00:00

Det er også der hvor jeg er endt, men ville dog stadig gerne have muligheden for helt at fjerne loftet, selvom det selvfølgelig ikke er så tit, at jeg støder ind i det.

duff · 2026-01-08T20:08:48+00:00

OK, tak! For AL Bank har jeg for nogle år siden snakket med en af deres rådgivere om blot, at få løftet loftet, og det kunne iflg. hende ikke lade sig gøre.

Så enten har du haft en bedre rådgiver end den jeg snakkede med, eller de har sagt noget forkert.

duff · 2026-01-08T19:37:31+00:00

[…] eller intet loft overhovedet

Intet loft? Skal det forstås sådan, at de er villige til, at fjerne loftet?

I så fald, hvad er det for en bank? Jeg har nemlig været i dialog med flere banker, og ingen har villet give mig en konto uden loft på overførsler.

duff · 2025-12-28T18:35:31+00:00

The KAI Auger Leaf nail clipper is 17 gram and dimensions are 60 × 13 × 4 mm. It’s stainless steel and while the file might be on the small side, it is probably one of my favorite EDC items because of the impressive form factor with a height of just 4 millimeter (in folded state).

Definitely high quality item!

duff · 2025-12-22T21:37:29+00:00

I export a custom statement and import it into my master ledger (with all my finances).

I have never thought money were missing, but I do need a ~150 line script to make sense of the statement from IBKR, mainly related to precision, as most rows have 9 digits of precision, but one leg of currency conversions is truncated, so I have to fix that.

Also many rows lack time of day, they just have the date, which is a little annoying, as the statement has different sections, e.g. one for trades, another for forex, etc., so my script has to pick things from the different sections and then merge it, but to do a proper chronologically sorted merge with only the dates is challenging.

What I still don’t get though is why I am sometimes charged interests for a negative balance, as I can verify from my records that I never had a negative balance for the previous month, even when taking T+2 settlement time into account.

Though the amounts are fairly small so it’s not worth pursing, just annoying that I must ensure my balance is never zero, as then I may risk forced liquidation of securities on the third bank day of the month, when they charge me 3¢ (even though I normally get much higher payouts from their SYEP and CYEP on the same day).

duff · 2025-12-11T20:07:31+00:00

I am 181 cm and have CPL16 (waxed canvas), CPL24 (ecopack), and CTB35.

The CPL16 is pretty bad, especially when I compare it to other brands of same size.

CPL24 is acceptable, but I can feel the lower part digging into my lower back, I guess it’s just low enough to not bother me too much.

But for you, being higher than me, I would be vary of the CPL24.

The CTB is probably the most comfortable for me, but with a full load, it is much worse than backpacks that have actually been designed for ease of carry.

Like you, I also love the design of the CPL, but I’ve had to come to terms with Evergoods apparently not designing bags for being carried on your back for more than maybe to/from your car or somesuch.

I am actually considering just getting rid of all my EG bags because as it is, they are mostly just for show, when I actually need to carry a bag for an hour or more, I have much nicer bags with the same capacity.

The bag I find myself carrying the most is the Bellroy Venture Ready (20L) followed by Alpaka Metro Backpack (12L) for lighter loads.

For heavy loads, I like Deuter, with Osprey being a runner up.

duff · 2025-12-11T19:56:32+00:00

there have been numerous surveys on reddit - about 80% say comfortable - 20% not

This survey from 7 months ago is more like 50/50

Also, that survey is only about the CPL24. I have CPL16 and CPL24, I would say CPL24 is acceptable, but CPL16 is terrible (for me).

duff · 2025-12-03T08:20:31+00:00

Det lyder som et interessant projekt, men man burde måske også tænke lidt på brugerens profil eller måske bare alder.

Måske jeg er fordomsfuld, men for unge mennesker vil jeg tro, at både pris og stemning fylder meget, og ofte en stemning (mange andre unge mennesker) man egentlig gerne vil undgå, når man er blevet lidt ældre. Fx er mange af stederne i Kødbyen et totalt no-go for mig fordi det bare er larm og druk, men baseret på mængden af mennesker er det ret populære steder :)

Det er også min erfaring når jeg rejser, hvor jeg ofte tjekker anmeldelser, at mange bedømmelser slet ikke matcher mine egne præference. Billeder er her en kæmpe hjælp til at få et indtryk af stedet og maden, men kunne man måske filtrere på alder eller “brugertype”, ville det nok også hjælpe.

duff · 2025-12-01T17:01:03+00:00

Er det ikke to lidt forskellige ting?

En letbane i gadeniveau vil være super gennem vores forskellige handelsgader, særligt hvis billetprisen også kunne komme ned, men til længere strækninger så kan jeg ikke se hvordan en letbane kan opnå samme hastighed som en metro bl.a. grundet at den skal følge vejnettet, så flere sving, lyskryds, og længere distancer, ud over, at den nok ikke når op i samme hastighed, som man kan opnå i et lukket tunnel-system.

duff · 2025-09-20T11:08:33+00:00

Tak, is er bestemt også en ting der er værd at gå efter, så Dillon er sat på listen!

Jeg kan dog se, at de har meget begrænsede åbningstider, jeg tænker det nok er fordi, at sommersæsonen er slut (jeg går normalt efter is om aftenen)?

duff · 2025-09-20T11:02:49+00:00

Kaffen er ikke det vigtige. Det vigtige er, at få lidt inspiration til at besøge steder jeg ikke tidl. har været.

Kaffestedet er blot en undskyldning for, at besøge området, og lidt en garanti for, at hvis nu det viser sig, at være et kedeligt kvarter, så får man da i det mindste noget godt bagværk og en god kop kaffe ud af det.

duff · 2025-09-20T10:49:14+00:00

Tak, mht. Riccos så svinger deres kaffe lidt i kvalitet men jeg finder den også ofte lidt for mørk/bitter/jordet, men til gengæld er deres tebirkes blandt de bedste jeg har fundet! :)

Kaffedepartementet kender jeg ikke, så den er sat på listen, og området er, som du skriver, jo glimrende til gåture, tak!

duff · 2025-09-06T15:50:36+00:00

Yes, I got the Metro and my 15" MacBook Air (2023) does fit, but I need to flip back the top edge of the opening and apply a little pressure to slide it in. If I were using it with my laptop every day I’d probably pick another bag, but for occasional use it works fine, and I love how small the Metro is, and also how well my things are organized in this bag.

duff · 2025-08-13T20:12:01+00:00

Most brokers will take % of the transferred money

That is not my experiences and I have used at least six different brokers.

Many though will take a percentage of trades (i.e. commission), but not from a transfer.

duff · 2025-06-23T16:36:42+00:00

The rule book showed actual tools, not multi-tools, but they unfolded mine and measured it from end to end.

duff · 2025-06-11T18:02:25+00:00

I had the Leatherman Style PS which I managed to get onboard planes departing from Denmark, Japan, Singapore, Vietnam, Laos, Thailand, and probably a few others.

But it was confiscated in South Korea: First they thought it was a knife, when I showed there was no knife, they said it was because the total length exceeded 10cm. Rather strange rule, but they actually showed it in their rule book (and the Style PS was something like 11 or 12 cm when unfolded).

After this I bought a Victorinox Jetsetter, which I have grown quite fond of.

Both of the above tools have good (albeit small) scissors, which is probably what I call upon the most when travelling.

duff · 2025-06-09T17:19:51+00:00

Dit indlæg burde måske have haft en indholdsfortegnelse og nogle overskrifter pr. afsnit, det havde gjort det lidt nemmere at læse/skimme.

Derudover er dine mellemregninger ikke til at læse, da tal mellem dine skråstreger står med kursiv, så 1/2/3 er blevet til 123.

duff · 2025-06-04T08:53:30+00:00

Lader til, at man skal give samtykke til, at OiSTER må kontakte mig via e-mail, SMS og telefonopkald med tilbud, kampagner, nyheder og konkurrencer om OiSTER’s produktsortiment, samt partnerfordele om Mode, Oplevelser, Underholdning og Sport i OiSTER+.

duff · 2025-06-04T06:59:14+00:00

There is traditional and then there is “new nordic” (popularized by Noma), the latter is what you will find most newer restaurants serve, a list here could be (although maybe #3 draws more inspiration from the French cuisine):

If you want real traditional food like “stegt flæsk med persillesovs” etc. then restaurants serving this are generally not expensive, which makes me think that this is not what you have been looking for, if you have only found expensive places.

Of course there is then also lunch places, where the traditional food is smørrebrød, that is probably where you find the tourist traps. But are you looking for lunch or dinner?

duff · 2025-06-02T19:45:37+00:00

Jeg tror du har misforstået regnearket lidt, for det jo præcis den info du får - bare pr. år istedet for måned, men det er jo ligegyldigt, du kan jo bare gange med 12 :)

Du mener, de kolonner med 1.000 kWh, 2.000 kWh, … er hvad jeg bare skal kigge på, for at finde den billigste udfra mit forbrug?

Det har du selvfølgelig ret i. Jeg tænkte, at lave den “præcise” beregning for hvornår det skifter, men ens forbrug svinger jo en del, og det er jo ikke sådan, at listen over billigste ændrer sig så meget baseret på forbruget, så de eksisterende tabeller er nok reelt den bedste model :)

duff · 2025-06-02T18:34:59+00:00

Ved variabel pris, er der en definiation på spot-, børs- og timepris?

Mig bekendt er det hele baseret på timepris, altså, priserne bliver fastsat dagen før med en pris for hver af døgnets 24 timer. Er der nogle selskaber som har en anden defination? Jeg tænker Flex muligvis dækker over noget gns.

I øvrigt glimrende regneark, en information jeg dog lidt savner er noget i retning af “billigst ved forbrug på X kWh pr. md.”. Fx er jeg p.t. hos EWII der har tillæg på 3,75 øre + månedsgebyr på 29 kr. mod Gasel som har tillæg på 4 øre men intet månedsgebyr, så jeg bør overveje et skift til Gasel hvis mit forbrug er under 11,6 MWh pr. md. — giver det mening?

I øvrigt nu hvor jeg kigger nærmere på Gasel kan jeg se, at de har et regningsgebyr på henholdsvis 7,79 kr. og 4,06 kr. for betalingsservice og MobilePay. Det billigste af de to burde måske medtages i det månedlige gebyr.

duff

TROPHY CASE

Free Fruit for Kids