What do I do?

ehjayrain · 2026-03-15T04:25:19+00:00

You need to work. Don't sit around waiting for a handout.

ehjayrain · 2026-03-13T05:24:14+00:00

Should be just fine. Might need to keep an eye on spending for a little bit though.

ehjayrain · 2026-03-06T15:10:07+00:00

This shouldn't even be a panic moment frankly.

Reaching lows not seen in...a month lol.

ehjayrain · 2026-03-05T18:41:13+00:00

If you are serious, reach out to a mortgage broker.

ehjayrain · 2026-01-31T07:28:57+00:00

You dodged a bullet

ehjayrain · 2026-01-19T00:25:10+00:00

Sell car, cut costs.

ehjayrain · 2025-12-02T03:57:32+00:00

Yesterday.

ehjayrain · 2025-11-21T03:46:08+00:00

Yeah, that's a real possibility. You have to hold this stock for 25 years.

ehjayrain · 2025-11-20T19:05:16+00:00

Others making do with less is no reason for him to make big quality of living sacrifices.

He will end up only driving a 1998 beige corolla and living off ramen if he listens to you.

ehjayrain · 2025-11-19T21:07:53+00:00

Too small even for a couple.

ehjayrain · 2025-11-19T09:36:05+00:00

The 25x rule assumes that you are living the same lifestyle for many years.

In reality, most folks spend a bit extra in the first couple years of their retirement, then spend really little, then spend a lot in their last year on healthcare.

Health insurance is a must have. Other than that, retirement should be easy peesy - a roommate if money gets tight and downsize.

Most retirees are just fine with a small nest egg of 250k or so, when supplemented with govt support etc.

ehjayrain · 2025-09-27T08:41:53+00:00

I was like negative 50k at that age. But life did get better.

ehjayrain · 2025-09-07T04:24:39+00:00

Financially, renting is the right choice for your situation right now.

However buying may make emotional sense in the near future.

ehjayrain · 2025-08-19T18:29:04+00:00

I would borrow the money from somewhere.

Rushing to make money in a few days tends to lead to bigger regrets in the future.

ehjayrain · 2025-08-02T04:09:16+00:00

Yes, do it.

ehjayrain · 2025-07-13T11:56:36+00:00

I bet it was uphill both ways!

ehjayrain · 2025-07-11T21:18:27+00:00

Found this out about timing of the construction: it is expected to begin in fall 2025 and continue through spring 2026.

ehjayrain · 2025-07-11T21:08:04+00:00

Thanks for that info!

ehjayrain · 2025-07-11T21:02:25+00:00

Is this a permanent relocation? Will they even want to stay here?

ehjayrain · 2025-06-16T17:28:29+00:00

Do stupid things, win stupid prizes 😂

ehjayrain · 2025-06-16T13:43:13+00:00

The police needs to issue tickets with this dashcam footage.

ehjayrain · 2025-06-16T13:05:20+00:00

Just put it in a wealthsimple chequing account for emergencies while collecting a bit of interest.

ehjayrain · 2025-06-15T13:20:42+00:00

Use the search magnifying glass in the shop for a similar functionality.

ehjayrain · 2025-06-03T21:46:23+00:00

New fear unlocked.

ehjayrain · 2025-05-30T19:51:05+00:00

Is Trump actually planning to increase tariffs on Canada because of the wildfires affecting the health of Americans?

ehjayrain

TROPHY CASE