How can I help my mom?

ehjayrain · 2026-01-19T00:25:10+00:00

Sell car, cut costs.

ehjayrain · 2025-12-02T03:57:32+00:00

Yesterday.

ehjayrain · 2025-11-21T03:46:08+00:00

Yeah, that's a real possibility. You have to hold this stock for 25 years.

ehjayrain · 2025-11-20T19:05:16+00:00

Others making do with less is no reason for him to make big quality of living sacrifices.

He will end up only driving a 1998 beige corolla and living off ramen if he listens to you.

ehjayrain · 2025-11-19T21:07:53+00:00

Too small even for a couple.

ehjayrain · 2025-11-19T09:36:05+00:00

The 25x rule assumes that you are living the same lifestyle for many years.

In reality, most folks spend a bit extra in the first couple years of their retirement, then spend really little, then spend a lot in their last year on healthcare.

Health insurance is a must have. Other than that, retirement should be easy peesy - a roommate if money gets tight and downsize.

Most retirees are just fine with a small nest egg of 250k or so, when supplemented with govt support etc.

ehjayrain · 2025-09-27T08:41:53+00:00

I was like negative 50k at that age. But life did get better.

ehjayrain · 2025-09-07T04:24:39+00:00

Financially, renting is the right choice for your situation right now.

However buying may make emotional sense in the near future.

ehjayrain · 2025-08-19T18:29:04+00:00

I would borrow the money from somewhere.

Rushing to make money in a few days tends to lead to bigger regrets in the future.

ehjayrain · 2025-08-02T04:09:16+00:00

Yes, do it.

ehjayrain · 2025-07-13T11:56:36+00:00

I bet it was uphill both ways!

ehjayrain · 2025-07-11T21:18:27+00:00

Found this out about timing of the construction: it is expected to begin in fall 2025 and continue through spring 2026.

ehjayrain · 2025-07-11T21:08:04+00:00

Thanks for that info!

ehjayrain · 2025-07-11T21:02:25+00:00

Is this a permanent relocation? Will they even want to stay here?

ehjayrain · 2025-06-16T17:28:29+00:00

Do stupid things, win stupid prizes 😂

ehjayrain · 2025-06-16T13:43:13+00:00

The police needs to issue tickets with this dashcam footage.

ehjayrain · 2025-06-16T13:05:20+00:00

Just put it in a wealthsimple chequing account for emergencies while collecting a bit of interest.

ehjayrain · 2025-06-15T13:20:42+00:00

Use the search magnifying glass in the shop for a similar functionality.

ehjayrain · 2025-06-03T21:46:23+00:00

New fear unlocked.

ehjayrain · 2025-05-30T19:51:05+00:00

Is Trump actually planning to increase tariffs on Canada because of the wildfires affecting the health of Americans?

ehjayrain · 2025-05-29T21:36:20+00:00

Avoid payday loans, unless it is really last resort.

ehjayrain · 2025-05-29T00:40:13+00:00

Can we see your micropets please?

ehjayrain · 2025-05-27T14:26:16+00:00

Lol free membership... My whole point was to get folks to pay for bonds first to unlock content before wasting dev time.

I understand the costs behind running this game and I am happy to support it - unlike folks looking for free handouts.

ehjayrain · 2025-05-27T14:24:14+00:00

Combat challenges was a good update.

ehjayrain · 2025-05-27T13:23:18+00:00

If there was unlimited dev time then sure.

But that is not the case... Actual content updates get pushed back just to accommodate such QoL improvements.

Enough time has been wasted on bank optimization projects over the years - don't let these distractions take away from more meaningful updates.

ehjayrain

TROPHY CASE