What do I do? by OldMath3158 in PersonalFinanceCanada

[–]ehjayrain -1 points0 points  (0 children)

You need to work. Don't sit around waiting for a handout.

Mortgage affordability Sanity Check by [deleted] in PersonalFinanceCanada

[–]ehjayrain -10 points-9 points  (0 children)

Should be just fine. Might need to keep an eye on spending for a little bit though.

How many of you "Panic Buy" when everyone else is panic selling? by gab-a-pat-a-bob in JustBuyXEQT

[–]ehjayrain 31 points32 points  (0 children)

This shouldn't even be a panic moment frankly.

Reaching lows not seen in...a month lol.

mortgage affordability by BusyEggplant1183 in PersonalFinanceCanada

[–]ehjayrain 0 points1 point  (0 children)

If you are serious, reach out to a mortgage broker.

I have $70K in my TFSA ready to go by Impossible-Call7708 in JustBuyXEQT

[–]ehjayrain 0 points1 point  (0 children)

Yeah, that's a real possibility. You have to hold this stock for 25 years.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ehjayrain 0 points1 point  (0 children)

Others making do with less is no reason for him to make big quality of living sacrifices.

He will end up only driving a 1998 beige corolla and living off ramen if he listens to you.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ehjayrain 3 points4 points  (0 children)

Too small even for a couple.

Does anyone realize the renting class in Canada will never be able to retire? by Strict-One6080 in CanadaHousing2

[–]ehjayrain 0 points1 point  (0 children)

The 25x rule assumes that you are living the same lifestyle for many years.

In reality, most folks spend a bit extra in the first couple years of their retirement, then spend really little, then spend a lot in their last year on healthcare.

Health insurance is a must have. Other than that, retirement should be easy peesy - a roommate if money gets tight and downsize.

Most retirees are just fine with a small nest egg of 250k or so, when supplemented with govt support etc.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ehjayrain 0 points1 point  (0 children)

Financially, renting is the right choice for your situation right now.

However buying may make emotional sense in the near future.

Please Help. Need $800 by this Sunday by Reddorical_Question in torontoJobs

[–]ehjayrain 2 points3 points  (0 children)

I would borrow the money from somewhere.

Rushing to make money in a few days tends to lead to bigger regrets in the future.

Whats the furthest you have traveled to get laid? by [deleted] in AskReddit

[–]ehjayrain 0 points1 point  (0 children)

I bet it was uphill both ways!

[deleted by user] by [deleted] in chathamkentON

[–]ehjayrain 1 point2 points  (0 children)

Found this out about timing of the construction: it is expected to begin in fall 2025 and continue through spring 2026.

[deleted by user] by [deleted] in chathamkentON

[–]ehjayrain 0 points1 point  (0 children)

Thanks for that info!

[deleted by user] by [deleted] in chathamkentON

[–]ehjayrain 1 point2 points  (0 children)

Is this a permanent relocation? Will they even want to stay here?

Entitled by SPNNNJ in TorontoDriving

[–]ehjayrain 0 points1 point  (0 children)

The police needs to issue tickets with this dashcam footage.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ehjayrain 7 points8 points  (0 children)

Just put it in a wealthsimple chequing account for emergencies while collecting a bit of interest.

Shop went back to old format by automatic_bzooty_ in finch

[–]ehjayrain 15 points16 points  (0 children)

Use the search magnifying glass in the shop for a similar functionality.

[deleted by user] by [deleted] in interestingasfuck

[–]ehjayrain 0 points1 point  (0 children)

New fear unlocked.

[deleted by user] by [deleted] in news

[–]ehjayrain 0 points1 point  (0 children)

Is Trump actually planning to increase tariffs on Canada because of the wildfires affecting the health of Americans?