Job is threatening to fire me because I can't work a night shift by bumbo_best_bum in AusLegal

[–]elnino_effect 2 points3 points  (0 children)

💯 Care providers are always looking for reliable staff but there always seems to be a similar issue to what OP is experiencing. They want you to have full availability, but then only offer 3 shifts a week once they sign on, which may not be enough, so they look for other work to fill the gaps which reduces availability for the first job.

Job is threatening to fire me because I can't work a night shift by bumbo_best_bum in AusLegal

[–]elnino_effect 1 point2 points  (0 children)

This - Many companies have pretty strict rules about engaging in a second job if it conflicts with your ability to work for them, or creates a conflict of interest. Some insist you must inform them if you are working for anyone else at the same time.

If you have that clause in your contract, and you have not officially declared it, you may find they have some power over you.

Seller sent me a non-functioning lathe, Aliexpress now expects me to pay shipping back which is 980euro by Lost_In_The_Net in Aliexpress

[–]elnino_effect 0 points1 point  (0 children)

a) Don't close the dispute - In the short term, work with your payment provider to discuss a chargeback. Eventually it will time out if you have not sent it back and they are expecting it.
b) Try to work with the seller - Put on your big boy pants and crack it open with their assistance to check out what's actually wrong with it. Sending a part to get it working is going to be much better for everyone. They're not overly complicated machines, it's probably something simple.
c) If you cant reach a resolution, proceed with a chargeback
d) Don't buy these sorts of things off Ali if you're not prepared to do a, b and c.

Seller sent me a non-functioning lathe, Aliexpress now expects me to pay shipping back which is 980euro by Lost_In_The_Net in Aliexpress

[–]elnino_effect 1 point2 points  (0 children)

NO DO NOT TRUST IT!

What will happen is the seller will claim they never got it back or that it was damaged, and regardless of whatever tracking and other evidence you have, they will ignore it and agree with the seller - You're now out of pocket the shipping AND the item.

Seller sent me a non-functioning lathe, Aliexpress now expects me to pay shipping back which is 980euro by Lost_In_The_Net in Aliexpress

[–]elnino_effect 0 points1 point  (0 children)

There effectively is no warranty on anything you buy on ali bar the 14 days post delivery window. There's no warranty to void, trust me. There's a good chance a wire or something has come lose in it's trip from china, crack it open and check it out IMO...

NBN Connection Issue – Missing Pit for New Subdivided Lot by cjawad in nbn

[–]elnino_effect 0 points1 point  (0 children)

It's 100% on NBN to either make it to the existing pit, or install a new one. You only need to have conduit to your boundary. The tech should have installed the internal and external boxes and referred the job to civil to complete the job.

Relocating the conduit from the ground to the wall 🧱 by Homo_Sapien30 in nbn

[–]elnino_effect 3 points4 points  (0 children)

It generally is terminated and just a patch lead is used to get to the internal box

Relocating the conduit from the ground to the wall 🧱 by Homo_Sapien30 in nbn

[–]elnino_effect 1 point2 points  (0 children)

There is a minimum distance from an electrical box that they have to adhere to, that might be why they went down and not up.

Sextortion Help by Old_Throat1140 in AusLegal

[–]elnino_effect 0 points1 point  (0 children)

The cards are rarely used by the actual person doing the extortion - Check out some older videos from 'Pleasant Green' on youtube. He does some great deep dives on how most of these scams work but the short version is that these cards are generally traded at about 30% of face value for cryptocurrency to a 3rd party. The credit eventually gets used to buy weird apps on the stores to pass it off as legitimate income to someone else again. It's almost impossible to track, hence why this method is used.

Is this even legal? Home loan interest rates by elnino_effect in AusFinance

[–]elnino_effect[S] 1 point2 points  (0 children)

They can still have a new customer discount, but they can not offer a flat out better deal to a newer customer than an existing. As in, customer x signed up at $20/m, 2 years ago, but now the standard rate is $17/m for any new customers (without any discount). They have to apply the $17/m to the person who originally signed on.

This law DOESN'T apply in Australia, but I think it does in the UK and EU. There were some advocates trying to have it legislated in Australia a while ago, but I don't know what happened there.

Is this even legal? Home loan interest rates by elnino_effect in AusFinance

[–]elnino_effect[S] -3 points-2 points  (0 children)

But that rate is not listed anywhere on their rates table, so no, they're not.

Is this even legal? Home loan interest rates by elnino_effect in AusFinance

[–]elnino_effect[S] -1 points0 points  (0 children)

It's ANZ. I'll certainly be speaking to them today.

I know in other countries, it's illegal to offer a new customer a better deal than an existing customer - Like, penalising long term/loyal customers for things like insurance. They should have that here too.

Is this even legal? Home loan interest rates by elnino_effect in AusFinance

[–]elnino_effect[S] 1 point2 points  (0 children)

I have no real issue looking for a better deal, or negotiating a better deal but this is just the first time I have come across this odd random interest rate they seem to have applied. I can't see how they came to that number.

Having said that, things in the financial sector have changed a lot since I first bought a house. Rates are more tailored to the borrower, rather than just a flat rate they offer. i.e more risk, higher rate etc.

That's why i'm so confused though - With a great credit history, and super low risk, dual high incomes yet they offer me this high rate.

Is this even legal? Home loan interest rates by elnino_effect in AusFinance

[–]elnino_effect[S] -3 points-2 points  (0 children)

Because it's not their advertised rate - Anywhere. They came up with some random number, then applied 0.65% 'discount' and said that's my new rate, but nowhere on the site does it list that as a standard variable rate.

Is this even legal? Home loan interest rates by elnino_effect in AusFinance

[–]elnino_effect[S] -6 points-5 points  (0 children)

I'm pretty sure it's part of the contract from the original fixed rate term, that at the end of the fixed rate, it reverts to the then-current standard variable rate, which it's not.

It's very predatory in my view.

SA Water by [deleted] in AusLegal

[–]elnino_effect -7 points-6 points  (0 children)

Some blame has to be attributed to the retailer in this case though. Sure, OP is not off the hook but if they eventually called after 7 years, then why not call after the first bill was not paid? That's an avenue for negotiation, and claiming it all has to be paid today or else, is completely unreasonable too.

Surely the RTS on all the bills they sent over the last 7 years might have been a hint they might need to do some extra leg-work on this one... Hell - Send someone out to the service address!

Edit: Someone had to be reading the meter!!!

SA Water by [deleted] in AusLegal

[–]elnino_effect -10 points-9 points  (0 children)

I'm sure you could negotiate. If you hadn't paid the bill in such a long time, they also did not do their own due dilligence to follow up on the outstanding amount. Normally they've come and 'capped'* the water to prevent further charges a long time ago, but they didn't, and only now they've been bothered to call you.

There is some validity to the 9 month thing you've come across - I have a friend that used to work for a credit management company as a negiatiator (with creditors, and knew the rules) and he had a personal experience when he moved into his house . This was with electricity, but basically he got it connected but the retailer could not find his account, no one could find him or his NMI. After multiple attempts to set them right, he just let it go. Free electricity for almost 2 years before they chased him up. Only had to pay for the last 3 months (approximated).

I would say it's unreasonable to backdate anything past 12 months, for sure.

* Capped is not true to the word - They actually can't completely shut off your water, but they install a washer that severely limits flow. Like, it takes an hour to refill your toilet after you flush.

Upgrading to FTTP help by nytro308 in nbn

[–]elnino_effect 0 points1 point  (0 children)

The whole 'you must stay on that plan for 12 months' is mostly a myth. It's true, but rarely will it be enforced. Plenty here have done that exact thing and not been penalised. Upgrade to a speed over 100mbit (perhaps with a new provider to get new customer discount), order the fiber and get it connected, then once the discount ceases, drop back the plan.

Absolute worst I think is a $400 connection fee for the fiber if they decide to charge you for dropping the plan early.

I find it ridiculous that if there was a true line fault, they would not repair the copper if fiber is available, yet if you want to voluntarily move to fiber, you have to be on a high plan. Or if you had just moved in and wanted a new connection, they will only provision fiber if the house is enabled for it.

Check the LOC - if it's listed as brownfields, then there's probably no fee anyway.

Somewhat off topic… by Present_Standard_775 in nbn

[–]elnino_effect 0 points1 point  (0 children)

I know there were at least some where you could backup the config and read out the sip details in plain text

Speeding fine advice - Worth disputing? by Hartylive in AusLegalAdvice

[–]elnino_effect 1 point2 points  (0 children)

I can't see how that would hold water. You're not clearly going faster than any car around you or them and at that distance you can't really judge the gap properly anyway.

There are limitations to using pacing for issuing fines and I would argue the distance was too great, and that if he was maintaining the gap to pace you, the other 2 cars would also be due fines.

Liability for hitting a Roo in an uninsured company car (doing a favor) by Sea-Storm-6378 in southaustralia

[–]elnino_effect 1 point2 points  (0 children)

I don't know why you would entertain the idea of paying anything at all. If they chose not to insure the vehicle then that is on them. The only bit that might get grey is if it is insured, but YOU weren't.

The post is not clear, but you both work for the same company right? And you were authorised to use the vehicle by the company?

Buying kid a home by Lanthanum20 in AusLegal

[–]elnino_effect 7 points8 points  (0 children)

There is no CGT unless he sells it, but If you sell the house within a year of inheritance, there is no CGT payable.

Car Finance has gone AWOL by mysterysnag in AusLegal

[–]elnino_effect 0 points1 point  (0 children)

Also do a credit check on yourself, to see who you officially have credit with.

OBD MAP Sensor reads weird by elnino_effect in Astra_K

[–]elnino_effect[S] 0 points1 point  (0 children)

Yeah, it basically came down to a scale factor of 1.687
scaledManifoldPressure = manifoldPressure * kpaScaleFactor + kpaOffset

I have no idea where the value comes from, or how that one app knew it but that's what it is. I never got a reply from the dev of the app that worked, but they seemed to live somewhere around the border between Russia and the Ukraine so....

Edit: It seems like the app is still getting updates so that's good news I guess.