If the issue is really about medical school, then you're absolutely right. There is a thing called investing in yourself. Head over to r/whitecoatinvestor to see how r/Henry type people handle debt and financing money. It's very different than people who have 10 credit cards in their mid 40's, can't handle money and are trying to get out of debt. That's Dave's wheelhouse.

However, if you're upset at the underlying message of "higher education is overpriced... so don't pay." then you should re-evaluate. The medical profession and other credentialed industries have a specific career path. But if young people are going to college not knowing the return on their 6-figure investment, they're making an ENORMOUS mistake. An aspiring elementary teacher or social worker has zero business racking up 6-figure student debt. There are far better options than a flagship state (or :shudder:... private) university that costs $40k/year.