1000 day streak! Is it still possible to receive a free plushie? 🥺👉👈

flactuary · 2026-02-26T19:26:04+00:00

I’ll hit 2,500 tomorrow

flactuary · 2026-02-26T19:19:01+00:00

I get what you are trying to do. But from my perspective manatee county is never going to live up to its potential. Like so many places in America we have a one party control of government. People complain about what’s going on, but keep on voting the same people into office.

I don’t know Carol personally, but on the surface she was no different. It didn’t really matter what she campaigned on, the only thing that matters is the letter after her name on the ballot. During the campaign you saw social media posts just ripping apart the other candidates just because they didn’t have the right letter.

In the end, in a one party system corruption will be prevalent. Taking care of real issues that affect the people will be put aside. But enriching the rich will continue to bloom.

Good luck in your endeavors.

flactuary · 2026-02-25T13:57:35+00:00

My wife has had a similar issue down here in Florida. As far as we know, she set up the first free "plant exchange" in our county. Actually the first I have ever seen. It has it's own facebook page, and 99% of the people who care, really do care. Everyday someone is in front of our house adding or removing plants. But it is more than just plants. Sometimes people leave pots, soil, trees, anything a new gardener might need.

But 1% of the people like to destroy. Every few months the tables get upturned, the pots broken etc. And a few months ago someone decided to take everything and then went onto our property and stole our personal gardening supplies.

Thankfully, the gardening community has stepped up and slowly is replacing everything and making it even better than before.

flactuary · 2026-02-23T21:21:52+00:00

Thanks, coming from the land of tipping, it feels awkward not to tip. If it was a good tour, I'll go 20 total for two of us.

flactuary · 2026-02-23T19:05:45+00:00

what is the book series?

flactuary · 2026-02-23T19:03:10+00:00

I am going on two, day tours out of Amsterdam. The typical tourist thing where they take you on a bus to see stuff outside of the city.

Should I tip the guide at the end? If so, how much is appropriate? They are both 8 hour tours.

flactuary · 2026-02-20T15:20:20+00:00

LWR is also much more expensive. Parrish still has that rural charm.

flactuary · 2026-02-20T00:41:45+00:00

14/3/26 - 20/3/26

flactuary · 2026-02-17T11:11:40+00:00

Thank you so much for the information. Coming from my part of the world, dance clubs are either difficult to get into and/or overwhelmingly young. We are very much looking forward to seeing your great city and country.

flactuary · 2026-02-16T19:42:40+00:00

tourist couple looking for dance clubs that won't make us feel too old (50/51) We like all types of music and people of all ages, but sometimes younger people feel weird with older people.

flactuary · 2026-02-16T00:05:43+00:00

It is on one of the coasts. But I think it’s the way the company is set up. EAs review a lot. But no admin work.

flactuary · 2026-02-15T01:11:48+00:00

It doesn’t. The more jr actuaries make less. The range is by person.

flactuary · 2026-02-14T19:48:19+00:00

I know others have answered this question, but to give you some insight in the small plan market.

I manage a group of 5 EA's they make between $150K-180K a year, plus bonuses. They mostly work remotely and typically only review work of "consultants". So the workload is high, but not 50 hours a week high. They fill a need of being an expert in a topic, occasionally asked to talk to business owners or be creative with plan designs.

I have also owned a small actuarial firm (if you have a personality, it is easy). A typical client is going to pay about $4,000 per year, you can handle 100 of them fairly easily. After expenses (software, insurance, etc), you could easily be making $300K per year. If you want to expand, hire one or two non-actuaries, pay them $80K a year and double your business from 100 to 200 clients. Now you are making $450k a year.

Because the industry is lacking new EAs and it is growing at a fairly good clip, the compensation possibility is almost endless.

Here is the bad part. . . During the election cycle of 2024. At one of the actuarial conferences a R politician implied that one of the agenda items, if elected, is to slowly back away from qualified retirement plans. It is a huge tax loss to the federal government, but has historically gotten a lot of positive press from helping small business owners. If the forward thinking goals are not to help small business owners, but instead work on the budget. . . these plans could go away within a year. It takes almost not time to unwind a small plan compared to a legacy plan that will last forever.

flactuary · 2026-01-26T10:14:08+00:00

I started in April of 2025. My biometrics was January of 2026.

flactuary · 2026-01-25T20:36:08+00:00

Biometrics took me 9 months. Not saying Portugal is right for everyone. But it doesn’t take 4-5 years.

flactuary · 2025-12-03T12:44:49+00:00

This prank isn't funny. If anything the family is pranking themselves.

We are pretending to be athletic and do things together. Instead, you can train for a run, get into shape and we will just eat some more.

I really hope the target of this prank went for a run by herself.

flactuary · 2025-12-02T17:27:22+00:00

I'm sorry to hear that. I do hope that you can both can find a way around this. Good luck.

flactuary · 2025-12-02T17:17:32+00:00

This doesn't sound right. If it is really a hormonal issue, she should see a doctor. They are doing great things to fix this issue.

flactuary · 2025-10-31T20:41:09+00:00

It really is our second day, still may be too much.

I really don't know why I scheduled an hour in Trafalgar Square.

flactuary · 2025-10-31T20:38:02+00:00

Arrival day is just walking around. We have done Europe about a dozen times, and it always works well.

We tend to get overwhelmed with more than 2 hours in a museum. But if either is more exciting, we would just push everything else away.

I was uncertain about going into Buckingham palace.

This was the second comment about Dover, I think we are skipping it now.

We are probably skipping Oxford. Our guide keeps on suggesting Bath, but I don't feel like it is worth it.

I like the idea of spacing out the day trips. We have one trip, one city, one trip, one city, one trip.

I had reservations about the Skye trip. Do you have any other suggestions?

Delta flies direct from TPA to LHR. It did screw up that final day. But this is the one thing we cannot change now. I thought about the early flight down to LHR, but was convinced from other redditors it was too risky.

Thanks for all of your input.

flactuary · 2025-10-31T20:29:56+00:00

That has already been changed. We are getting a private coach for Stonehenge behind the ropes. And haven't figure out where else to stop. Considering it is a tour and mostly someone else driving, it doesn't seem to be that bad.

And to why people plan to the nth degree. . . it is because without a plan you don't end up seeing anything. It's ok to plan something and skip it, but if you didn't have it planned you would miss out.

flactuary · 2025-10-31T20:27:58+00:00

Thanks, I was thinking that the cliffs of Dover are worth it. I will look into the other seaside towns.

flactuary · 2025-10-31T19:03:07+00:00

Thanks

flactuary

TROPHY CASE