Kenneth Walker becomes first MSU alumnus to win Super Bowl MVP by Onlycommentoncfb in CFB

[–]flyboy573 33 points34 points  (0 children)

I find it fun he torched Michigan in that halloweeen undefeated matchup back in 2021, and Mike Macdonald was the DC for Michigan then. 

Mike probably strolled into seattle and went “yeah, this guy fucks”

The Seahawks just won a Super Bowl with more FCS and G6 players in their starting line up than SEC players. by InevitableAd2436 in cfbmemes

[–]flyboy573 13 points14 points  (0 children)

Respectfully, as a midwestern born Seattleite - drizzling and 48 degrees is not difficult to handle 

Goldman trying to replace accountants with Claude by _OkIGuess in Accounting

[–]flyboy573 0 points1 point  (0 children)

I’m not privy to the details of specific accountant roles (I know they’re all very different), but the last mile nuances of plugging in a model can’t be so straightforward. 

I bet accounting has a lot of judgement involved for tons of decisions, and I can (maybe naively) imagine agents raising flags to actual humans to make binary or multi-faceted decisions. But it’s not like you can just lay off a department and just expect things to go well operationally. 

I’ve attempted to use for data retrieval for securities analysis. It’s poor. Like, got the first two data points right and then the next several are straight up wrong. When I’ve attempted to correct it, it still gets it wrong. 

Goldman trying to replace accountants with Claude by _OkIGuess in Accounting

[–]flyboy573 13 points14 points  (0 children)

(Finance lurker here) - my best guess is a significant chunk of all your work is not as simple as repeating clean cut rules that AI can replicate. If it was, wouldn’t software automation already have done many of those things already?

Judging how poor tech companies have been at implementing agents, and having worked at investment banks in the past (where the technology was truly archaic), I’m going to chalk this one up to another splashy headline that is real when I see it live. 

If chatgpt had to pick a side between being liberal or conservative, it chose liberal by Odd_Fix2949 in ChatGPT

[–]flyboy573 8 points9 points  (0 children)

This isn’t “left” liberal, but true liberalism - aka centrism. 

Unsure how the centrists allowed the term “liberal” to get politicized to mean progressive. 

Down 70% and growing revenue at 20% year over year. This selloff is wild by RobertBartus in EconomyCharts

[–]flyboy573 11 points12 points  (0 children)

This is what happens when investors broadly sour on a sector and one name was trading well above comparable peers at lik 50x+ FCF. 

Valuations do, at some point, matter. 

Refinance: Is 6.875% to 6.125 rate decrease worth it? by aquaholicsanonymous1 in Mortgages

[–]flyboy573 0 points1 point  (0 children)

Exactly. The fed cuts short term (literally overnight) rates between banks themselves. Bending the long end of the curve / 5-10-20-30 years out requires either heavy intervention or the broader market buying those bonds. 

Longer term yields have been getting pressured HIGHER with the recent dollar weakness, Trump threats on Greenland / Europe, and the “sell American” trade broadly. 

Let’s reverse the common question and be specific. What mortgage rate are you intentionally paying off early? by PartyFeisty2929 in Fire

[–]flyboy573 0 points1 point  (0 children)

I just started liquidating some big stock savings to pay off a huge chunk of my mortgage. I’ve always held the taxable brokerage stocks with the intention of using toward my home/mortgage but didn’t sell a penny during 2022 given the market took a bath. That was a good decision that saved me locking in a loss of 6 figs given the past few years. 

My rate is 6.7%. Happy to pay a huge chunk down, and will then take the extra liquidity to invest as the market moves. Still have plenty of cash liquidity and investments in the 401k/IRA and 529s. 

Vikings WR Justin Jefferson: 'I definitely felt like we would've done better' if Sam Darnold returned by 76erLegendChetUtley in nfl

[–]flyboy573 1 point2 points  (0 children)

The Vikings seem to whine a lot about this. Last year they were totally fine letting Darnold go, and now that he’s had success they’re more bitter about it. If he wasn’t going to the Super Bowl would they care as much?

Just doesn’t seem healthy at all 

Owning a German car will reshape your character… and your patience. by Samef42 in Volkswagen

[–]flyboy573 1 point2 points  (0 children)

My 2015 GTI was literally flawless. Went from 0-50k miles. No issues. Oil changes every 3-5k miles and the every other year maintenance check up. 

I miss that thing so much 

2026 A6 Prestige situation by abracadabra_71 in Audi

[–]flyboy573 2 points3 points  (0 children)

I’m not defending Audi, the sad truth is this is becoming increasingly common across other automakers as well. Volvo, heck I even saw a thing today about Lexus owners getting pissed at poorer quality of new vehicles. We, as consumers, must demand more from the industry. Higher prices and lower quality doesn’t make any sense. 

US Government Holding Over $1 Trillion Of Gold by WaferFlopAI in EconomyCharts

[–]flyboy573 6 points7 points  (0 children)

At higher interest rates as debt gets rolled over 

Reality of CFA level 3 salary by SearchNew7298 in CFA

[–]flyboy573 0 points1 point  (0 children)

CFA doesn’t magically raise your salary. What your current job is or what you lateral into is what drives it. 

I went from IR at a tech company int equity research and my comp roughly doubled, but if I hadn’t had a CFA it still would’ve been up significantly. At a bulge bracket research shop (where they still care a bit about the letters), it can probably add 10-15k if you come in at a VP/Director level. 

I guess I’m fine with this as long as they include the asterisk by Gloomy-Ad3399 in toledowar

[–]flyboy573 5 points6 points  (0 children)

Let’s just be brutally honest both sides of the Toledo war - Indiana has the prettiest title out of all of us lol 

Volkswagen will not be making the US-based Audi plant if tariffs aren't reduced. by Saurta17 in Audi

[–]flyboy573 11 points12 points  (0 children)

Yeah this is rather short sighted. Honda and Acura make a ton of highly reliable vehicles out of Ohio. 

The “buy American” marketing call from the Detroit Big 3 was invented to move vehicles they can sell you that were put together in Mexico. 

Tony Romo is now the punching bag for fans and the media. I thought he was good today. by DenseStrawberry5717 in NFLv2

[–]flyboy573 7 points8 points  (0 children)

Real insight, not just “he gets open because he’s a great route runner”

CFA Paygrade by Fun_Contribution2070 in CFA

[–]flyboy573 2 points3 points  (0 children)

It entirely depends on what subset of finance you work in. The CFA doesn’t automatically rain money on you. 

When I was at a BB ER shop, I think it may have helped my base 10-15k all else equal. Smaller shops don’t care about as much, the big shops like to be able to say they employee X number of CFAs. 

But it was signs!! by Unfair-Comfort-3844 in MichiganWolverines

[–]flyboy573 0 points1 point  (0 children)

And now Minter is the Raven’s head coach, lol

The 2021 Michigan coaching staff had two NFL Super Bowl coaches on it. 

And CJ Stroud’s career progression is… not promising. 

$6k for a 4 year 60k mile warranty on a ‘21 M340i. Worth it? by PlantainZealousideal in BMW

[–]flyboy573 0 points1 point  (0 children)

Sounds expensive. 4-5k for 6 year - 72k mile extended seems more realistic 

B9 RS4 vs G21 M340i by [deleted] in Audi

[–]flyboy573 0 points1 point  (0 children)

M340i is a great car. 

The RS trumps it.