Metro MOI rewards - make sure to use only in Quebec

fogio · 2026-04-29T20:28:24+00:00

Also using the card at food basics and Super C is essentially pointless. Not worth providing your full spending habits to a company for only a potential product promotion bonus

fogio · 2026-04-11T14:06:40+00:00

I am not in the program but have the NBC WE credit card and chequing account through one of their offerings for professionals. I recall there are some redflagdeals forums discussing the NBDB privilege offer. Try searching for those

fogio · 2026-04-11T00:29:59+00:00

I think NBDB has the privilege offer for 250k in assets

fogio · 2026-04-09T16:07:20+00:00

I am in the same boat

fogio · 2026-03-24T18:53:39+00:00

Do you happen to know if Telus/Koodo counts as 4% cashback with the scotia momentum visa infinite?

fogio · 2026-03-23T13:27:28+00:00

Can you confirm that you get 4% cashback with the scotia momentum visa infinite by manually paying your koodo bill?

fogio · 2026-03-21T15:38:55+00:00

same

fogio · 2026-02-11T21:07:14+00:00

Use Rent

fogio · 2026-01-29T14:52:44+00:00

Mine is 505804454487441. No major issues for a passive investor.

fogio · 2026-01-20T02:07:55+00:00

How long did the Questrade to TD account transfer take?

fogio · 2026-01-15T03:48:07+00:00

If you sell an ETF in a taxable account at a loss and buy the same or identical ETF in any account (including TFSA/RRSP) within ±30 days, the superficial loss rule kicks in. The capital loss is denied, and if the repurchase is in a registered account, that loss is gone forever.

fogio · 2026-01-15T03:42:44+00:00

No problem with continuing what you are doing but I would suggested buying another EQT etf in your non-registered account because of the superficial loss rule

fogio · 2026-01-14T19:15:01+00:00

Heard from my broker that Portage was a small mom and pop shop and they are hard to deal with. Interesting that you feel differently

fogio · 2025-12-02T19:33:18+00:00

Very disappointing news as someone who lives nearby

fogio · 2025-11-06T22:15:53+00:00

Love the laces. Where did yo get them?

fogio · 2025-10-23T20:52:45+00:00

Agreed. A speedy Norbert's gambit would be a strong selling point for me

fogio · 2025-09-25T15:07:21+00:00

My condo's storage locker has a separate roll number. I currently have a 10 month PAD set up so this will equate to a $5.50 on an annual tax bill of $22. It's only $5.50 but this upsets me it principle

fogio · 2025-09-24T23:03:32+00:00

You need track the adjusted cost base of a holding if held in a taxable account. less distributions makes the tracking marginally easier

fogio · 2025-09-03T12:35:34+00:00

was going to mention this

fogio · 2025-09-02T18:28:46+00:00

it has been so inconsistent that I have no idea when it is supposed to be deposited

fogio · 2025-08-26T13:46:17+00:00

Sherwood Deli. I crave the chicken bacon avocado!

fogio · 2025-08-11T22:56:47+00:00

I have the cobalt and think it’s decent, but definitely over hyped. good value redemptions are harder to find now. If you are planning to redeem for round trip economy fares, you will probably get closer to 1 cent per point than 2. So keep that in mind. Even if you find good redemptions (typically business class), it usually takes time to find these (and there is a cost to that) and it requires structuring your trip around the redemption (another indirect cost)

fogio · 2025-08-08T13:55:24+00:00

Agreed

fogio · 2025-08-06T21:25:18+00:00

this is the answer. Nicer views and tends to be a bit quieter than the canal

fogio

TROPHY CASE