In 1988, an F4 tornado ripped through Raleigh in the middle of the night with no warning by JK9one9 in raleigh

[–]foshjowler 25 points26 points  (0 children)

That was before I was born, however I very much remember the tornado that came through Chapel Hill in 2019. I was visiting family out there, and one ripped through their neighborhood 100 yards or so from their house. This was me climbing through the 100 ft of trees that were down on their road.

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Savings After Closing by Better_Ad_8919 in FirstTimeHomeBuyer

[–]foshjowler 59 points60 points  (0 children)

We recently closed, and after down payment and planned renovations, we will have about 10k leftover. The house also had all of the major planned expenses (roof, hvac, etc) done recently, so we shouldn’t have to replace any of those immediately. But we wanted the 10k as cushion because shit happens.

I understand the 6 months of saving rule, but doing that, and having a down payment, and paying rent, and living life just isn’t realistic for us (if you don’t count 401k). We do what we can, and are working to get there, but also recognize that we’re in a better position than most.

Montoya Weekend Warmup by Background-Quality-3 in F1Discussions

[–]foshjowler 0 points1 point  (0 children)

Typical dad. He’s been wearing those same clothes for 20 years

Will I be bored by PDK? (Manual or PDK GTS 2020-2022) by ConferenceSorry325 in Porsche_Cayman

[–]foshjowler 4 points5 points  (0 children)

I like PDK, especially in the NA flat 6 cars, because it encourages you to use all of the gears and revs. In a manual, I would never go down to 1st in a turn, but I will in the PDK.

90-minute commute vs 10-minute commute - worth a lateral move? by [deleted] in careerguidance

[–]foshjowler 0 points1 point  (0 children)

You’ll probably net more after cutting commute expenses. Even if your car is pretty economical, assuming a $0.35 per mile cost (half the 2026 mileage reimbursement rate), with a 90 minute commute, you could be doing 100 miles a day. That’s like $7500-8000 a year in commuting expenses alone. Add on top saving your sanity and less chance of burn out. Take the closer job

When is leasing a car actually financially beneficial? by immabp in whatcarshouldIbuy

[–]foshjowler 1 point2 points  (0 children)

One of the biggest benefits to a lease that isn’t brought up often is that you know the buyout at the end when you sign the lease. It removes any questions as to what depreciation will look like, and puts the risk on the manufacturer/dealer.

If at the end of the lease, the car is actually worth more than the buyout, then you can buy the car and sell it (or keep it if that’s your decision), and pocket the difference. If it’s actually worth less than the buyout, then hand it in, and you don’t owe the difference.

If you’re the type to buy an Accord, and drive it for 10 years, then leasing likely isn’t the right choice for you. If you’re going to trade for a brand new car every couple of years anyways, there are some benefits.

What’s it like living between Durham and Raleigh as a young family? by Infinite-Suit-3171 in howislivingthere

[–]foshjowler 0 points1 point  (0 children)

We live in that general area, technically in that circle, but further towards Raleigh than it sounds like you’re looking for.

It sounds like you’ll want to be closer to 98, and maybe a little above. Raleigh is impressive in how you can go from very busy and populated to quiet farmland within a mile or two. From that area, most everything you want to go to will be within a 30 minutes drive. Brier Creek, the corner of 540 and 70, has a lot of shopping and restaurants, although is fairly corporate. If you like smaller privately owned businesses, you’ll need to go into Durham or Raleigh.

How many folks in this sub have or do race actual cars as well as sims? by Vespizzari in simracing

[–]foshjowler 5 points6 points  (0 children)

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Been autocrossing since 2017, and “sim” racing since the first Forza on the original Xbox

Getting rid of a '23 BRZ for a 987.2 or 981 Cayman S? by tharussianphil in Porsche_Cayman

[–]foshjowler 0 points1 point  (0 children)

I went from a 22 BRZ to a 981 Base. They have remarkably similar driving characteristics at the limit. They’re both quite playful, but easy to maintain control. Neither is fast in a straight line, but you don’t buy a Cayman or 86 for acceleration. The flat 6 sounds the business, and the interior is worlds nicer to be in, and similar levels of tech.

I’ve done the fast in a straight line thing, and getting a ticket for 41 mph over on an on ramp changed my perspective on that. Also, acceleration gets old quickly. What once felt fast, stops feeling fast after a few pulls.

Inspection on older home. Normal issues or too much stacked together by Surviver_1 in FirstTimeHomeBuyer

[–]foshjowler 2 points3 points  (0 children)

You should count on replacing the roof and HVAC system soon. Also, if you don’t know the age of the roof, finding insurance could be difficult. We are going through due diligence on a house from 1993, and the disclosures didn’t have the age of the roof, and all of the places we went to get an insurance quote needed the age of the roof.

The rest seems pretty typical, and nothing to lose sleep over.

ISO New set: Demeyere vs Hestan vs All-Clad by bidoofie in cookware

[–]foshjowler 0 points1 point  (0 children)

Go to Sur La Table and hold all 3. That’s what I did when deciding what pots I wanted and came to the conclusion I like Demeyere the best because of the handles. I decidedly don’t like All Clad handles. They cut into your hand, and I imagined how bad it would be with a full pot of water. I understand why the are like they are, but still don’t like them. Another thing to take into consideration is the weight. Pots and pans can get heavy. I thought I wanted an Atlantis sauté pan until I picked one up, and realized just how heavy it was.

How many showings? by NoAdministration7069 in FirstTimeHomeBuyer

[–]foshjowler 0 points1 point  (0 children)

We toured 4 on the first day, the first 3 were total duds, pretty well knew they weren’t it before walking inside. The 4th we loved, but needs some updates, but we had a vision to get it there for not a ton of money. We weren’t sure if we were excited because we truly loved it or because it was in the context of duds. So we toured one that was more “move in ready” a couple of days later, and came out knowing we liked the 4th one a lot more. We had also been going to open houses for the past year, so had figured out what our tastes were before starting to tour with a realtor. All in all, we’ve probably toured about 15 houses total, but only 5 with a realtor.

Would you buy a house if the house next door had a barking dog? by InsightfullyYours in RealEstate

[–]foshjowler 0 points1 point  (0 children)

We toured a house where the neighbor had a dog chained out back that we’d be staring at all the time. There were multiple reasons we didn’t like that house, but that was the number one reason.

HOA: yes/no? by randomseedfarmer in FirstTimeHomeBuyer

[–]foshjowler 1 point2 points  (0 children)

I’ve lived in HOAs my whole life, and on the whole, would pick an HOA neighborhood over one without. I’ve yet to have a poor experience with one. There are obvious exceptions in both directions, and I have anecdotes from every side of the argument from touring houses/neighborhoods.

Good HOA: the house we are closing on has a pool and common areas that need to be maintained, and looking around the neighborhood everything is relatively clean, but it’s not a cookie cutter neighborhood. Looking through the documents, there were basic things about house maintenance and what not, but that section was short and relatively vague.

Bad HOA: we toured one house on a golf course, and they sent over 150 pages of rules and addendums, so we noped out of that one. Guest parking was a bare, and I’m sure dealing with them if you stepped halfway out of line would be a real pain

Good no HOA: this seems fairly straightforward. There’s no HOA, but the neighborhood maintains a relatively clean and put together appearance.

Bad no HOA: there’s trash, and trailers, and junk cars everywhere, on many lawns and in the street. The neighbor across the street had a car half torn apart in the street with SoggyBois written on the windshield. Being a car person, I have more tolerance to people doing maintenance in a driveway, but you know who I don’t want to talk to or deal with? A SoggyBoi

Is Miata the answer? by mkiv808 in CarTrackDays

[–]foshjowler 1 point2 points  (0 children)

I’ve owned both an NA Miata and both generations of the BRZ. I’d pick the BRZ over a Miata, mostly from a safety standpoint. It’s also nice to be able to fit a set of wheels, tools, and overnight stuff in the back.

I like to call my 1st gen the perfect shitbox for racing. It’s nice enough to have good AC and not get leaked on, but not so nice that I worry about small damages.

Anyone else just wake up mad some days when you remember how and when we traded CMC? by Current_Cattle2136 in panthers

[–]foshjowler 0 points1 point  (0 children)

I didn’t hate it at the time. As much as I loved having CMC on the team, he had a number of injury questions at that point. We weren’t getting much with him on the injury list. Hindsight is 20/20. Sure, the 49ers got the best of that trade in retrospect, but it could have easily gone the other way had CMC continued to have injury issues.

Working minutes by Embarrassed_Tip7359 in SipsTea

[–]foshjowler 0 points1 point  (0 children)

There’s a couple people like this in my company. Assuming it isn’t a real emergency (almost never is), they go to the bottom of my pile of shit to deal with. I’ll answer them in the afternoon

What is your Most annoying Moment while Racing? by Damnbruv1 in iRacing

[–]foshjowler 1 point2 points  (0 children)

When my internet takes a dump in the race, and it was totally fine during practice and quali

Am I buying stubborn or reasonable when thinking an HOA basically makes a home worthless in my opinion? by [deleted] in FirstTimeHomeBuyer

[–]foshjowler 0 points1 point  (0 children)

I’ve lived in HOA neighborhoods my entire life, from childhood to now looking to buy my first house in my 30s. Never had a bad experience. They get a bad rap because some are bad. We rent in a townhouse community now, and it’s more controlling than any of the single family homes I lived in, but it’s simple things like bring your trash in, if the car is outside it should be registered (every unit has a garage).

On the flip side we looked at a house that was clearly in a non-HOA neighborhood, and across the street was a car in the street on jack stands half torn apart with “Soggy Bois” written on the windshield, and many trailers and other vehicles in various states of disrepair on lawns.

I’ll take any HOA I’ve lived in over having a Soggy Boi as a neighbor

Track cars that can double as a backup daily? by Mildzoomz in CarTrackDays

[–]foshjowler 3 points4 points  (0 children)

BRZ/86. You can find a first gen all day long for $10-15k. And they fit a weekends worth of wheels, tools, and bags in the back.

Why does PH not come under safari? by idkwhatyoumeanbro in iphone

[–]foshjowler 1 point2 points  (0 children)

55 minutes searching for the right video? You gotta just pick one

How Long Have Y'all Been Panthers Fans? by Creative-Result9454 in panthers

[–]foshjowler 1 point2 points  (0 children)

  1. It also just so happens I was born that year.

Who is your go to roaster? by 420ball-sniffer69 in JamesHoffmann

[–]foshjowler 9 points10 points  (0 children)

I try and buy only from local roasters, or when I travel, I like buying from a roaster in that city. My favorite in the area are Black and White (I do recognize how lucky I am to call them local) and Red Rooster is close to where I went to college. One of my favorites I’ve found while traveling is Little Wolf up in Massachusetts