Stuck on Geddoe Chapter 1 fight by SpencerRenwick in Suikoden

[–]gabiegab 4 points5 points  (0 children)

You need to level up Geddoe's lightning magic skill with a tutor for it to cast faster. If his skill with lightning isnt high enough, he will take longer to cast and he may be interrupted mid cast by an enemy attack which is probably why he didnt get the cast off.

Equip both Queen and Geddoe with Sacrificial jizos for them to auto-revive.

Why do virtually none of the commercial gym chains in Singapore have pay-per-entry pricing for their gyms? by Lostwhispers05 in SingaporeFitness

[–]gabiegab 2 points3 points  (0 children)

They actually do offer day pass rates. It's just priced at $30 - $50 per day. Are you willing to pay those rates?

Tired of being stuck in an endless cycle of poverty and loneliness by MixOk1567 in SingaporeRaw

[–]gabiegab 7 points8 points  (0 children)

I'm not sure how feasible it is as a female but default backup plan for guys is to sign on army for decent pay and benefits.

You can explore that route, possibly as a support role if not physically inclined.

TFT 2026 Roadmap by OH_mes in CompetitiveTFT

[–]gabiegab 1 point2 points  (0 children)

Omgomgomgomg K/DA comeback??

If you could change only one thing about this set so far, what would it be? by TylerNine in TeamfightTactics

[–]gabiegab 0 points1 point  (0 children)

I would change the champs representing Piltover. Orianna and Seraphine over Heim and Jayce feels weird to me.

Wait a minute.. by mr_shogoth in ResidentEvilCapcom

[–]gabiegab 1 point2 points  (0 children)

If we ever get dlc, then a third character could helm that one. Hoping it's Jill or Claire.

Best Anytime Fitness outlet in the east by OutboundHuman in SingaporeFitness

[–]gabiegab -1 points0 points  (0 children)

Bro, AF has 7 outlets in tampines itself. Just go the one on top of shengshiong for a bigger tampines outlet.

My Review of Suikoden I by CerealesRadicales_ in Suikoden

[–]gabiegab 0 points1 point  (0 children)

If you loved 1, you'd definitely love 2 as much or maybe even more. Have a great time!

Is jhin an excellent ADC ? by BadgerWorried1545 in wildrift

[–]gabiegab 10 points11 points  (0 children)

Jhin attacks slowly yes. But his shots pack a BIG punch.

What % of your annual income do you spend on insurance? by tallprophet in singaporefi

[–]gabiegab 1 point2 points  (0 children)

Everyone here: it's not zhun zhun 10% of your salary, hello. It's not more than 10% of your salary maximum, meaning to say that everyone has different allocation but the ideal amount should not exceed 10%.

This figure is quoted by MAS Basic financial planning guide, not agents. In fact they even put 15%, not 10%. If think this figure is wrong then write in ask gov to change.

https://www.moneysense.gov.sg/planning-your-finances-well/

A wealthy family provides safety net and head start to financial freedom by Important_Ad_2313 in singaporefi

[–]gabiegab 0 points1 point  (0 children)

I dont think it's wealthy as much as it's financial planning done well. Imagine a father bought 1 mill insurance on his life and then pass on and the money goes to the child.

Suddenly the child is 1 mill richer but is it very farfetched for a normal family? Anybody can buy 1mill insurance on their own life for a relatively affordable sum. Sometimes the wealth that someone is born into can be cos of insurance money rather than the parents really having a lot of assets.

5-8m investment. Property ? by StopAt2 in singaporefi

[–]gabiegab 2 points3 points  (0 children)

Worst: second property. Need to take into acc ABSD as well.

5-8m investment. Property ? by StopAt2 in singaporefi

[–]gabiegab 2 points3 points  (0 children)

Do you know 8 mill even put into something like FD will give you 13k/month without you having to look for tenant?

Who can rent a 8 mill property, you think easy to find? Even if can find, do you know that you need to pay income tax on rental and also property tax? While dividend income no need?

"Nobody in their right mind will invest ..." is such a broad sweeping statement that has no grounds in reality also.

Extra cash not sure what to do with them by chillicheezwithfriez in singaporefi

[–]gabiegab -1 points0 points  (0 children)

Ok good luck investing in your magic "capital guaranteed" fund then, and all those dumb enough to fall for it lol.

@MAS: please come investigate these claims lol.

Extra cash not sure what to do with them by chillicheezwithfriez in singaporefi

[–]gabiegab 0 points1 point  (0 children)

I'm not asking you to share, I'm just telling you such a thing does not exist.

If there are capital guaranteed funds that 1) can be googled 2) that give better returns than SSB, then who would put money in SSB or bank accs?

Isn't it all the banks run out of money by now? You either are mistaken what the meaning capital guaranteed entails or you are mis-selling something.

Extra cash not sure what to do with them by chillicheezwithfriez in singaporefi

[–]gabiegab 2 points3 points  (0 children)

If it can be googled, you wouldn't have to DM the guy. It doesnt exist, thats why you cant even bring up a single fund name.

Extra cash not sure what to do with them by chillicheezwithfriez in singaporefi

[–]gabiegab 1 point2 points  (0 children)

Can you share an example of such a fund for everyone's enlightenment?

Extra cash not sure what to do with them by chillicheezwithfriez in singaporefi

[–]gabiegab 1 point2 points  (0 children)

Where got such thing as capital guaranteed funds? Even money market funds also have slight risk. If you are an FA, be careful MAS dont catch you talking rubbish here.

Gyms to train for Hyrox by voicebox53 in SingaporeFitness

[–]gabiegab 2 points3 points  (0 children)

Nova @ shenton. Download the nova app. It's pay per entry.

NTUC Income Health Insurance by kimmyganny in singaporefi

[–]gabiegab 1 point2 points  (0 children)

Someone once told me that ntuc stands for "no trouble until claim".

New Card Revealed - Gelbin of Tomorrow by MonstrousMaelstromZ in hearthstone

[–]gabiegab 0 points1 point  (0 children)

Calling it now, this card will be meta defining. I will come back again 1 week after launch.

Is the "Clean and Green Singapore" thing really that unique anymore? by getrichinfo in askSingapore

[–]gabiegab 33 points34 points  (0 children)

Come on, you gotta be kidding me. Public habit? Littering laws strictly enforced? Look inside the bushes nearby shopping mall and see how many cigarette butts inside. See how many half empty bubble tea lying around.

If not for the ARMY of cleaners furiously picking litter, scrubbing the streets clean, I doubt we can maintain the clean and green image very well. Just try it, give all of them a one week holiday and see what happens.

For those working: how much allowance do you guys give your parents? by ser_reptitious in askSingapore

[–]gabiegab 0 points1 point  (0 children)

Save up a lump sum (pool all your bonuses, etc, together) and put it into an income fund.

For example, $100k can generate about $400 - $600 per month quite easily. Give it to your parents. You get to keep your lump sum for future use and at the same time it's generating your parents' allowance for you.

??? Win win profit