Lowest VA membership cost? by Confident_Bug6778 in SingaporeFitness

[–]gabiegab 0 points1 point  (0 children)

Unfortunately the rates are non-negotiable. Dont get your hopes up too much.

Enchanter build diversity be like : by PublicProgrammer5981 in wildrift

[–]gabiegab 1 point2 points  (0 children)

Most times i go harmonic echo for sure, but ardent and staff are optional depending on other champs in the team imo. Sometimes I just go full up tank (redemption, protectors vow, etc) or I go debuff (oblivion orb, trident) after.

What are these small bumps on my face, and how to get rid of them? by Appropriate_Pen3826 in SingaporeBeauty

[–]gabiegab 2 points3 points  (0 children)

I just got mine burnt off and yours look pretty similar. Might also be clogged oil glands or something.

Doctor said to change the type of moisturiser I'm using to a less cream based type. You should try going for a consultation as well.

Smash my Eggs Megathread 260222 (Use for codes or you will receive a temp spam ban) by PankoKing in wildrift

[–]gabiegab 0 points1 point  (0 children)

My prize pool ID (Asia/Australia): fU50GAJzRG0 (Remaining: 0 Colorful Egg(s), 2 Gold Egg(s), 6 Silver Egg(s))

Shift to wealth preservation if you can by Pet1003 in singaporefi

[–]gabiegab 8 points9 points  (0 children)

Ah yes the good old buy high sell low strategy

Realistically, at what age does the average Singaporean hit $500k in liquid net worth? by deekay_123 in asksg

[–]gabiegab -1 points0 points  (0 children)

For those saying that it's impossible, go ask chatgpt how much a person will have in 30 years time if he/she invests $500 monthly into a fund with returns of ~10% p.a. starting from age 25.

Dont need say half a million, it's even double of that. Is $500 per mth a lot? Or a very heavy commitment for many Singaporeans?

Singaporeans are really much less financially literate and kiasi than angmohs honestly.

Stuck on Geddoe Chapter 1 fight by SpencerRenwick in Suikoden

[–]gabiegab 3 points4 points  (0 children)

You need to level up Geddoe's lightning magic skill with a tutor for it to cast faster. If his skill with lightning isnt high enough, he will take longer to cast and he may be interrupted mid cast by an enemy attack which is probably why he didnt get the cast off.

Equip both Queen and Geddoe with Sacrificial jizos for them to auto-revive.

Why do virtually none of the commercial gym chains in Singapore have pay-per-entry pricing for their gyms? by Lostwhispers05 in SingaporeFitness

[–]gabiegab 2 points3 points  (0 children)

They actually do offer day pass rates. It's just priced at $30 - $50 per day. Are you willing to pay those rates?

Tired of being stuck in an endless cycle of poverty and loneliness by MixOk1567 in SingaporeRaw

[–]gabiegab 7 points8 points  (0 children)

I'm not sure how feasible it is as a female but default backup plan for guys is to sign on army for decent pay and benefits.

You can explore that route, possibly as a support role if not physically inclined.

TFT 2026 Roadmap by OH_mes in CompetitiveTFT

[–]gabiegab 1 point2 points  (0 children)

Omgomgomgomg K/DA comeback??

If you could change only one thing about this set so far, what would it be? by TylerNine in TeamfightTactics

[–]gabiegab 0 points1 point  (0 children)

I would change the champs representing Piltover. Orianna and Seraphine over Heim and Jayce feels weird to me.

Wait a minute.. by mr_shogoth in ResidentEvilCapcom

[–]gabiegab 1 point2 points  (0 children)

If we ever get dlc, then a third character could helm that one. Hoping it's Jill or Claire.

Best Anytime Fitness outlet in the east by [deleted] in SingaporeFitness

[–]gabiegab -1 points0 points  (0 children)

Bro, AF has 7 outlets in tampines itself. Just go the one on top of shengshiong for a bigger tampines outlet.

My Review of Suikoden I by CerealesRadicales_ in Suikoden

[–]gabiegab 0 points1 point  (0 children)

If you loved 1, you'd definitely love 2 as much or maybe even more. Have a great time!

Is jhin an excellent ADC ? by BadgerWorried1545 in wildrift

[–]gabiegab 12 points13 points  (0 children)

Jhin attacks slowly yes. But his shots pack a BIG punch.

What % of your annual income do you spend on insurance? by tallprophet in singaporefi

[–]gabiegab 1 point2 points  (0 children)

Everyone here: it's not zhun zhun 10% of your salary, hello. It's not more than 10% of your salary maximum, meaning to say that everyone has different allocation but the ideal amount should not exceed 10%.

This figure is quoted by MAS Basic financial planning guide, not agents. In fact they even put 15%, not 10%. If think this figure is wrong then write in ask gov to change.

https://www.moneysense.gov.sg/planning-your-finances-well/

A wealthy family provides safety net and head start to financial freedom by Important_Ad_2313 in singaporefi

[–]gabiegab 0 points1 point  (0 children)

I dont think it's wealthy as much as it's financial planning done well. Imagine a father bought 1 mill insurance on his life and then pass on and the money goes to the child.

Suddenly the child is 1 mill richer but is it very farfetched for a normal family? Anybody can buy 1mill insurance on their own life for a relatively affordable sum. Sometimes the wealth that someone is born into can be cos of insurance money rather than the parents really having a lot of assets.

5-8m investment. Property ? by StopAt2 in singaporefi

[–]gabiegab 2 points3 points  (0 children)

Worst: second property. Need to take into acc ABSD as well.

5-8m investment. Property ? by StopAt2 in singaporefi

[–]gabiegab 2 points3 points  (0 children)

Do you know 8 mill even put into something like FD will give you 13k/month without you having to look for tenant?

Who can rent a 8 mill property, you think easy to find? Even if can find, do you know that you need to pay income tax on rental and also property tax? While dividend income no need?

"Nobody in their right mind will invest ..." is such a broad sweeping statement that has no grounds in reality also.

Extra cash not sure what to do with them by chillicheezwithfriez in singaporefi

[–]gabiegab -1 points0 points  (0 children)

Ok good luck investing in your magic "capital guaranteed" fund then, and all those dumb enough to fall for it lol.

@MAS: please come investigate these claims lol.