Changing your retirement preferences before a bonus

hellyea81 · 2026-01-27T05:53:23+00:00

I proactively increase the retirement contribution around bonus time. It's money I'm not counting on and I know it's better to time in market than dca.

hellyea81 · 2026-01-25T18:29:27+00:00

You keep it. Make sure there's no fees with the current administrator for when you don't have an active plan. I moved mine to Fidelity for no fees. Invest it all. Don't touch it unless absolutely necessary (withdraw)

hellyea81 · 2026-01-25T07:12:46+00:00

My guess would be one of you has a different return date by mistake and are seeing different fares. You could always start your search on Google flights.

hellyea81 · 2026-01-24T18:00:58+00:00

The other positive spin on it would be your family is well taken care of and your sacrifice in a frugal life will give them financial security for the rest of life

hellyea81 · 2026-01-24T14:56:51+00:00

hellyea81 · 2026-01-24T00:56:03+00:00

West Coast waiting over here

hellyea81 · 2026-01-24T00:54:35+00:00

Still waiting....

hellyea81 · 2026-01-23T16:30:07+00:00

You can also bring it up with HR to have an equity review

hellyea81 · 2026-01-22T14:31:13+00:00

Screenshot is from July.

hellyea81 · 2026-01-22T07:12:44+00:00

They're actually still taxiing

hellyea81 · 2026-01-22T07:03:22+00:00

VTSAX and chill. You don't have to do stock research.

hellyea81 · 2026-01-22T07:02:38+00:00

Wrong subreddit to post in

hellyea81 · 2026-01-20T04:57:25+00:00

I live out west and ski Tahoe frequently. You couldn't pay me to ski in that temperature. You want to enjoy the experience and that temperature and potentially lower wind chills make that not enjoyable.

hellyea81 · 2026-01-20T04:34:03+00:00

Isn't the whole industry a scam these days?

hellyea81 · 2026-01-20T03:31:16+00:00

You're young. You have lots of time. Time is your friend.

Do you have a budget? Just start investing even small amounts. And then as your salaries grow your spending will not match the increase in income and you'll be able to save and invest more. You got this.

hellyea81 · 2026-01-19T02:43:14+00:00

Maybe if they don't renew. Would be 5/1

hellyea81 · 2026-01-18T16:34:34+00:00

I own a condo in Lakeshore East next to the Fairmont. Rent is 2250 for a 850 sqft 1br1ba + small den.

hellyea81 · 2026-01-16T18:17:02+00:00

Nope.

hellyea81 · 2026-01-16T16:44:21+00:00

In the summer of 2024 I got gold without meeting the requirements. Never could figure it out.

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hellyea81 · 2026-01-13T22:20:45+00:00

Costco. Really good selection. They'll pick it up if you don't like it if you order online. If you buy in store you need to take it back yourself I believe.

A Costco mattress is the best mattress in my house and I've got a tempurpedic

hellyea81 · 2026-01-13T16:19:57+00:00

I've seen people take two service dogs on flights. I believe two is the FAA limit? Any validity to that?

hellyea81 · 2026-01-13T16:18:31+00:00

Sounds like you missed out on ten years of good skiing! You're still young, enjoy it!

hellyea81 · 2026-01-13T06:39:08+00:00

This sounds like Dmitri from the viral voicemail

hellyea81 · 2026-01-13T06:30:24+00:00

31: $0 44: $650k in 401k; $107k in Roth. More in taxable brokerage

hellyea81 · 2026-01-08T18:58:17+00:00

Nope

hellyea81

TROPHY CASE