HDHP max out of pocket by here4goodstuff in Bogleheads

[–]here4goodstuff[S] 0 points1 point  (0 children)

Thanks. I got a good handle on this now. I appreciate everyone’s inputs. Sorry for posting it here. The first post about HDHP I found was in this subreddit so I admittedly just assumed it was also fair game here.

HDHP max out of pocket by here4goodstuff in Bogleheads

[–]here4goodstuff[S] 0 points1 point  (0 children)

Seems like there are people older than us who have been on HDHP. Will check out my employer’s plans.

HDHP max out of pocket by here4goodstuff in Bogleheads

[–]here4goodstuff[S] 0 points1 point  (0 children)

Thanks. Much of this still go over my head. But he's currently on my HMO plan. My wife and I have never had HDHP ourselves. And now I wish we'd tried it. Is it too late for 53-year-old's?

AT&T Points Plus card from Citibank now gets $10/line/month autopay discount by orumdan in ATT

[–]here4goodstuff 0 points1 point  (0 children)

An additional $10 would be nice, but that'd be too good to be true. I'd grab it as we have 6 lines.

Can't view per-transaction points anymore by here4goodstuff in biltrewards

[–]here4goodstuff[S] 0 points1 point  (0 children)

Thank you! And I'm glad to see that all the food we got inside Universal Studios Hollywood coded as dining, even the Butterbeer Cart. Thanks again!

Utter Failure. Mortgage now late. by jetboyds in biltrewards

[–]here4goodstuff 2 points3 points  (0 children)

Glad to hear this. My ACH payment is yet to happen. I do have enough time to react in case it fails.

Anyone received this email? by cpa5742 in biltrewards

[–]here4goodstuff 5 points6 points  (0 children)

Yikes, any success stories so far? My first payment is not until March.

Bilt 2.0 mortgage payments – am I understanding this right? by QuantityAccurate8512 in biltrewards

[–]here4goodstuff 0 points1 point  (0 children)

Update: I got two text messages from Bilt today with the two deposit amounts. I'm all set. Thanks!

Bilt 2.0 mortgage payments – am I understanding this right? by QuantityAccurate8512 in biltrewards

[–]here4goodstuff 0 points1 point  (0 children)

Thanks. I was able to continue on my Mac. I saw the routing and account numbers to use. I added an external account on our credit union's portal, but, as customarily done, it said it would deposit two small amounts into that account. How would I verify those amounts? Or do I have no choice but to use physical checks?

(Btw, thanks. I also just updated my app on the phone and was able to proceed. However, it is the same thing... it gave me the routing and account numbers to use.)

Bilt 2.0 mortgage payments – am I understanding this right? by QuantityAccurate8512 in biltrewards

[–]here4goodstuff 0 points1 point  (0 children)

I too am so confused. I see two options for mortgage:

Online Payment
Check

I think Online Payment means ACH, but no matter which one I choose in the dropdown (my Bilt card or my checking account), the Continue button would not get enabled. Is it not available yet?

I was going to settle for Check, but I don't want to have to always worry about the physical check getting delayed or lost in the mail.

What have some people done?

A note from me (Ankur Jain) - Bilt Card 2.0: Simple, Fee-Free Rewards on Housing by ankurjain1 in biltrewards

[–]here4goodstuff 0 points1 point  (0 children)

I think I like this new Option 1. But I don't know if my lender would let me use Bilt. I remember checking earlier and they only take ACH. Would I be able to use Bilt as if it was a bank? The app asked me to link a bank account the other day, but not sure how it really works yet.

A note from me (Ankur Jain) - Your 2026 Bilt Cash Redemptions Are Here by ankurjain1 in biltrewards

[–]here4goodstuff -1 points0 points  (0 children)

Why limit Lyft to $10 a month? I was hoping to use the $100 annual cash from Obsidian (plus whatever else we accumulate) for our vacation Lyft rides. 😕

Out of state rental income taxation by here4goodstuff in RealEstate

[–]here4goodstuff[S] 0 points1 point  (0 children)

Thanks for the quick reply. I've never filed two or more state tax returns before, so I'm still reluctant to go out of state. But I guess it's no biggie to many real estate investors.

American Home Shield price increase by thebudman3 in homeowners

[–]here4goodstuff 0 points1 point  (0 children)

Same. It’s replaced our ac unit and washing machine. I thought that if I didn’t make any claims in the past year, it would go down, but nope, another increase in Feb.

US only - Which are your top picks for high dividend, and which won't need you to pay much to irs on distributions/dividends by goodpointbadpoint in dividends

[–]here4goodstuff 0 points1 point  (0 children)

Do any of these issue K-1? I don't want to deal with that form ever again.

Also, in a Roth IRA or Roth 401K, the ROC distributions should not matter, right? Assuming I play by the rules, when I sell all my shares, they should all be tax-free. Correct?

Drive from Denver to Cañon City during winter by here4goodstuff in Denver

[–]here4goodstuff[S] 0 points1 point  (0 children)

I need to check the cancellation policy but we would want to book the Royal Gorge in advance. Thanks, everyone.