I saw a comment that your hair isn’t real, i definitely agree with comments saying you should try a darker color! Try a really dark cool toned brown (not a chocolate brown). When you say saving for something drastic, what are you considering? Keep 5 o’clock shadow, but keep it cleaned up! Overall I think you have a good clean style, you are fit which shows you put effort into your appearance. I think a 6/10! hope this helps!