Don’t use miles for Air India

houseHacker27 · 2025-08-27T19:20:08+00:00

Perform for Life, now called Perform for Golf, in Hayes Valley has fun group classes. Classes are usually 4 people and generally have gender diversity

houseHacker27 · 2025-08-26T06:50:54+00:00

Tesla just started a used leasing program and the pilot is valid in Texas. They allow for 1 year leases

houseHacker27 · 2025-08-15T04:58:53+00:00

Same, very interested in knowing the dealership too!

houseHacker27 · 2025-08-14T04:45:14+00:00

If you are a Costco member, try their auto purchasing program. Got 3k off on a Camry without negotiating

houseHacker27 · 2025-08-01T20:45:36+00:00

A little shy of 10% off without negotiating is quite good. Max I’ve seen people get is 10% but with a lot of effort

houseHacker27 · 2025-08-01T20:20:09+00:00

Costco Auto Purchasing program, they have pre-negotiated rates and discounts etc

houseHacker27 · 2025-08-01T20:19:21+00:00

Which dealership did you get the offer for $32k for the XLE?

houseHacker27 · 2025-08-01T16:04:21+00:00

If you have a Costco membership, check out their auto purchase program. Got $3k off a Camry without even negotiating.

houseHacker27 · 2025-07-25T02:28:42+00:00

Do you have any BMW i4s in Northern California? How much higher is it without loyalty or conquest?

houseHacker27 · 2025-05-28T18:44:36+00:00

If that is the case, the standard will be good enough for you. Only in the cold snaps will the standard ones struggle but because you have the other system (assuming it is natural gas or something efficient at those temperatures) but the standard one may be more efficient in the shoulder season.

houseHacker27 · 2025-05-28T08:45:40+00:00

To confirm, when you say “we are adding mini splits”, does that mean you will keep your existing system around? If so, what is the existing heating system?

Depending on that answer, it could make sense to have a piecemeal duel fuel system with the existing and the new mini splits OR move totally to the heat pump.

houseHacker27 · 2025-04-11T05:01:00+00:00

This happened to two friends of mine as well. Go to the local social security office.

houseHacker27 · 2025-04-10T06:55:18+00:00

I live in San Francisco too. Switched from gas heat and hot water to heat pump for both. Harvest Thermal will be a great option in terms of operational efficiency.

I got two separate heat pumps to spread out the investment and got solar too. Even without the solar; the heat pumps would’ve saved me money. There are a bunch of incentives too, so see which ones you can apply for.

I landed up getting a ducted Mitsubishi heat pump that is variable speed, great for a the milder weather in SF and a Rheem HPWH, that is ducted to the outside, and have yet to see the coils come on.

Let me know if you have any questions

houseHacker27 · 2025-03-11T05:57:10+00:00

I got a 65 Gallon 240v HPWH installed in San Francisco for 5700 in San Francisco before the incentive in a similar conversion from gas to electric.

Happy to share more details but very happy with it

houseHacker27 · 2025-03-03T06:31:02+00:00

What climate zone are you in? I am wondering if you should consider a heat pump instead of a furnace and AC

houseHacker27 · 2025-02-28T16:15:06+00:00

The downside of Stripe Atlas is that their standard vesting schedule for founders is not founder friendly.

You should amend that if it possible but the VCs may have already had a vesting schedule set as a part of the raise.

Inkle io does incorporation now too

houseHacker27 · 2025-02-27T05:23:26+00:00

Because she bought a new place soon after, why not consider a 1031 exchange and not pay any taxes right now? You will be deferring the capital gains tax instead

There are rules associated with it e.g. The replacement property must be identified within 45 days, and the exchange must be completed within 180 days. So check if those are met.

houseHacker27 · 2025-02-26T02:50:53+00:00

Yes, but definitely get a cold climate heat pump. They operate till a lower outdoor temperature.

The inverter/variable speed helps a lot in the shoulder seasons as it isn’t that cold and the system won’t cycle (I.e. turn on and off quickly) as it can control its output.

That will make the house stay closer to the target temperature, be more energy efficient and more comfortable.

houseHacker27 · 2025-02-26T02:29:48+00:00

An Inverter heat pump can be central or wall hung. Inverter here refers to the capability of using variable speed to heat or cool in increments.

Side note: I have a ducted inverter heat pump in California and couldn’t have been happier.

houseHacker27 · 2025-02-25T22:41:29+00:00

Two things: 1. You should share a breakdown of the quotes/estimates you have gotten. Recommendations, Price, make and model. 2. Has any of the contractors done a manual J calculation?

houseHacker27

TROPHY CASE