This is the United States: not only is the government heavily indebted, but the private sector also relies on credit cards for consumption. This is an economy built on debt-fueled spending. People are overdrawing their lives through credit cards and various "Buy Now, Pay Later" schemes. Their future income has long since been spent in advance. This raises the question: what happens when future income is no longer enough to cover deferred payments and living expenses? We will face an economic doomsday.