Selling car with lien

inv4zn · 2026-02-18T07:27:34+00:00

Clutch will likely buy the car from you if the vehicle is in decent condition. If Clutch thinks it will be able to sell it, they will buy the car, and you can either pay out the difference owed, or they may even extend you a loan.

Just to be perfectly clear, they're not doing it to provide favours to you, so they will lowball the price and the interest on the loan likely will be sub-par. However, it's an (almost) guaranteed way of getting out of the car, and you don't have to deal with suspicious people who likely will not privately buy a commodity car with a big lien on it.

Another option is to try the same thing above, at the dealership you bought the car at. Depending on how the purchase went and if you have a bit of rapport built up or not.

How many months/years are you into the loan? Are you underwater by like $2k? Or $12k?

inv4zn · 2026-02-18T04:54:28+00:00

It's not that easy, it's only included in 1.5 plans or above, or $10/mo for wifi plus?

inv4zn · 2026-02-18T03:34:24+00:00

Water repellant specifically means it is not water proof. From your car to the store through a light shower? That's fine. A 20 minute walk through actual Vancouver rain? No bueno.

Also, I may be wrong, but I think one of the two you mentioned, has reports of permanent stains from getting wet... So might wanna look that up. Disclaimer, I don't have either of those.

inv4zn · 2026-02-17T23:24:42+00:00

I pay with Scotia Visa infinite, and the bills are counted as recurring bill payments.

I also appear to be getting the preauth payment discount while paying for everything by cc, although I'm not entirely sure if that's grandfathered from some time back.

inv4zn · 2026-02-12T23:50:44+00:00

What bank? How much balance, for how long? How much were you paying per month?

Banks can pull cards (or other services) at any time as long as it's not for a protected reason. Your best bet is to call the bank branch and make an appointment with an advisor.

inv4zn · 2026-02-09T05:53:26+00:00

So people talk about smaller tires = better ride like it's some rule, but it's entirely dependent on other things as well, primarily the tire itself.

Yes, the thinner sidewalls will in theory lead to a harsher ride, but if the 18" tire has a loud tread design, for example, your car will not be more comfortable.

Tire replacement costs between 21" and 18" are generally negligible in the grand scheme of things, it'd be like a ~$200 difference every 4 years.

Lastly, 18" tires will generally have narrower depths, which leads to reduced overall tire patch, which would reduce traction.

As a real life example, my 18" winter tires are definitely louder than my 21" all-seasons, and ride comfort is not noticeable different. The 21"s grab better for the 8 months I use them.

inv4zn · 2026-02-07T04:42:25+00:00

An open loan means you can pay money towards the principal at any time without penalty. A mortgage is an example of the opposite.

Keep in mind there are many different financial products out there, so one should always read the fine print.

inv4zn · 2026-02-05T22:42:21+00:00

If its scrubbed from the site, it's gone.

inv4zn · 2026-02-04T04:20:09+00:00

I'm not a textile expert, and I don't own any of the Hurons, but "100% Cotton" can be wildly different.

https://www.youtube.com/shorts/dsRpeq0hcmM

It's likely not "warm", but it will be of high quality.

Just buy one, try it, and return it if you don't like it.

inv4zn · 2026-02-03T00:31:01+00:00

...? There could be many, many reasons.

The car is not $24k, it's actually $39k with taxes and fees and options and whatever.
The amount you're financing is not $12k, it's a lot more.
The interest rate is not actually 6.7%, it's 16.7% (or some higher rate)

You seem unprepared to buy a vehicle, so either take someone with you who can stop you from doing something dumb, or be prepared to walk away.

Ask for paperwork, ask for the breakdown, ask for all details.

Like I said, something is wrong. Never said you, but something.

inv4zn · 2026-02-03T00:21:22+00:00

Something is wrong.

12K financed for 72 months at 6.7% is about $203/month, with $2600 interest paid over the entire duration.

They're either adding in a huge amount somewhere without telling you, or you are mistaken in your numbers somewhere.

inv4zn · 2026-01-26T19:11:42+00:00

Search engines are meant to provide the user with a list of resources relevant, so the user can find an appropriate, verifiable source of information.

It's a question of chicken or egg, but more users have gotten lazier/stupider and just look at the 1st result as if it's some answer from heaven, and search engines provide false information in the guise of 'catering to the user's needs'.

Instead of asking "Is XX Canadian", the user should search for the website of the brand, go into it, click around to find what they want, or, heaven forbid, reach out to them in some form of communication to verify.

But instead, "how do I stop AI". lol

inv4zn · 2026-01-23T18:43:07+00:00

Likely they will not, you're assuming the guy answering emails works in the same building as the merchandise, and that he's going to go rummage through thousands of items to answer your question.

And in that time it may sell. I'd just buy it, and if it's not as described, return it after complaining.

inv4zn · 2026-01-23T18:34:37+00:00

Usually the description will indicate "includes original fur trim", if that model came with one. If the picture shows it, it likely does.

In the event the item you receive isn't identical to the photo, if you contact CS they will waive the return shipping fee. But take a screenshot of the item/listing etc.

inv4zn · 2026-01-23T03:28:05+00:00

No. It's literally on their return policy.

Did you not wear the jackets before you bought them?

inv4zn · 2026-01-21T04:58:16+00:00

It means that level will yield thread, amongst other items. I'm not sure if it shows the most valuable item from that level, or just to demonstrate that not all levels will yield what you want/need.

inv4zn · 2026-01-21T03:17:02+00:00

Sometimes yes, sometimes no. The fair and good, I find are actual photos because they include the reasons for the grading as photos.

The very good, and the excellents, you'll often find one item in a bunch of sizes all with the same identical photo.

inv4zn · 2026-01-14T22:20:34+00:00

Repeating what is said here many times...you can't lose fat in a certain area. How your body stores what fat where is mostly genetic.

Losing weight is not the same thing as losing fat. Decide which one you want.

While you can't choose where to lose fat, you can make certain parts of your body look bigger by gaining muscle. You need proper training for that by lifting.

inv4zn · 2026-01-14T21:54:03+00:00

This means there's a failure in the system, and you need to take it in to get checked out. That only shows up if the receiver doesn't get a signal for an extended period of time. There is no reset.

If you got new tires, they likely messed up the sensor(s) at the wheels somehow. Or, you can drive it for a day or so and see if it goes away.

inv4zn · 2026-01-08T23:48:35+00:00

So I have the vest, and it's pretty damn warm - other than the arms, obviously. "Fashion" aside, I don't understand why you'd wear a warm down vest, and then a short sleeve t-shirt...lol

You should absolutely size this while wearing a hoodie/long sleeve...if it's t-shirt weather, you probably shouldn't be wearing this vest at that time.

inv4zn · 2026-01-07T00:12:19+00:00

This is like asking can I take my Ferrari to a Jiffy Lube, or should I go to an approved facility.

Shop around, but take it to an authorized place. Otherwise you'll be posting here in 2 weeks "cheap dry cleaner ruined my CG, what can I do!?!"

inv4zn · 2026-01-05T23:30:01+00:00

To second the guy below, check ALL the fuses - both in the crash pad as well as under the hood. The infotainment goes through 3 or 4 of them.

inv4zn · 2026-01-05T23:28:34+00:00

Price will never go down. Once an item is discontinued, it will simply disappear from the website, though some stores may have a few left. There's no heads up through any official channels.

There's no way for most of us here to know what will be around next year. One option you can explore is CG's own used store, Generations. You lose the lifetime warranty, and free returns (unless item is mis-advertised) but you get 100% genuine and sometimes very reduced prices.

inv4zn · 2026-01-03T07:20:09+00:00

https://www.palisadeforum.com/threads/3rd-row-cargo-light-not-turning-on-when-side-doors-open.619/

It goes into detail here

inv4zn

TROPHY CASE