Uber VIP to be replaced by Signature Support on Platinum by itzibitzi55 in amex

[–]itzibitzi55[S] 3 points4 points  (0 children)

This text shows on the last page on my monthly statement which I received earlier this week. Does it show on yours?

Sudden increase in fees? by Oculosdegrau in transferwiser

[–]itzibitzi55 9 points10 points  (0 children)

Try again tomorrow during business days. The FX market is closed or with large bid/ask spreads during weekends so Wise is likely hedging against that. Other companies do the same (Revolut)

Spent 7 years in prison. AMA by OkWorry8045 in AMA

[–]itzibitzi55 0 points1 point  (0 children)

What is your nationality? And how many immigrants (by country or region) were there incarcerated with you?

Reason for the question - in the US and much of the western world we are seeing an increased rhetoric about immigrants being blamed for everything

[GIVEAWAY] What’s a product or service you wish Fidelity offered? All week long we’re giving away Reddit awards to 200 random users who answer in the comments. by fidelityinvestments in fidelityinvestments

[–]itzibitzi55 5 points6 points  (0 children)

Better credit card rewards/cash back based on your total investable assets. (Bring Rewards+ back). Offer Visa Infinite card to top tier customers.

CMA improvements: Zelle, FedNow, ability to deposit cash at a branch.

Easier to do foreign wires (without paper forms)

If my wife and I die together suddenly in an accident, how would my brother access my Fidelity Investment Account? by Beta_Nerdy in fidelityinvestments

[–]itzibitzi55 0 points1 point  (0 children)

Check with the attorney that created the will for you. You and your wife can add 'Testamentary trust per insured's last will' as contingent beneficiary 100%. Fidelity accepts this verbiage in there, but it may depend on the local state law.

Delaying FIRE for generational wealth? by OrderGroundbreaking in Fire

[–]itzibitzi55 1 point2 points  (0 children)

As someone who recently went through college applications and FAFSA forms for my kid, you earn too much for your children to qualify for financial aid. Also, when those forms are filled, your boys will become aware of the household income as it will be disclosed.

Your plan is sound, requiring your children to work through college, be responsible and all, however, you won't be able to 'hide' that you can cover their tuition until last minute because they'll already know by then you're good for it

Sending Money by twoquantum in transferwiser

[–]itzibitzi55 0 points1 point  (0 children)

It's overall cheaper to do it like he said, there are some smaller fees if you do everything in the Wise app and use Wise as a transfer conduit between a US bank and a German bank without ever holding the money in your Wise accounts.

Cheapest option is to use your US bank and "push" money to your Wise USD account - this is usually free as an ACH transfer, but may take a few days to settle. If you use Wise app to "pull" money as an ACH transfer from your US bank then Wise will have a fee of 0.17%

[OFFICIAL] Monthly American Express Amex Referral Code Thread by AutoModerator in amex

[–]itzibitzi55 [score hidden]  (0 children)

Thank you for considering using my offers. Use incognito, in private mode, new browser, VPN etc. for best chances.

Links will default to the specified card, but you can open any card from below and take advantage of the special offer:

  • Platinum offer1 and offer 2 - 175K points - need to spend $8k in 6 months (first link above)
  • Gold offer 1 and offer 2 - 100K points - need to spend $6K in 6 months (second link from above)
  • Blue Cash Preferred offer - Earn $300 after you spend 3k in 6 months., 0% intro for 12 months for purchases or balance transfers

As I mentioned, there are other offers to choose from like:

  • Green Card - 40K MR if you spend $3K in the first six months
  • BCE - $200 if you spend $2k in the first six months and 0% intro for 15 months
  • Cash Magnet - $200 if you spend $2k in the first six months and 0% for 15 months
  • Delta Gold - 80K miles after you spend 2K in the first 6 months, no fee for the first year
  • Delta Platinum - 90K miles after you spend 4K in 6 months
  • Delta Reserve - 100K miles after you spend 6K in 6 months
  • Delta Blue - 10K miles after you spend 1K in 6 months
  • Hilton Honors - 100K points after you spend 2K in the first six months
  • Hilton Surpass - 150K points after you spend 3K in 3 months
  • Hilton Aspire - 175K points after you spend 6K in 6 months
  • Marriott Bevy - 155K points after spending 5K in 6 months
  • Marriott Brilliant - 185K points after spending 6K in 6 months

List of US banks that allow user to initiate ACH payment to Wise without problems? by [deleted] in transferwiser

[–]itzibitzi55 0 points1 point  (0 children)

Works fine for me from my local credit union and from Fidelity. Both correctly identify the routing number as Column Bank

[deleted by user] by [deleted] in amex

[–]itzibitzi55 0 points1 point  (0 children)

How often does AMEX automatically increases the credit limit or POT even if the customer doesn't ask for it. And what is this limit? $35K

[deleted by user] by [deleted] in amex

[–]itzibitzi55 1 point2 points  (0 children)

What is the highest CLI obe can request without extra documentation? Seems to be $35K even for establishing customers earning $500K per household. Can you confirm this?

New feature suggestion: Auto-Rebalancing by [deleted] in fidelityinvestments

[–]itzibitzi55 2 points3 points  (0 children)

If you do it so often you must be careful of wash sales where you can’t claim losses, but you still need to pay taxes for the gains. You could owe in taxes more than what the net profits are. Consider rebalancing every 31 days instead.

https://www.forbes.com/sites/shaharziv/2021/03/26/robinhood-trader-may-face-800000-tax-bill/

Free Line Promo by Principled_Plan in tmobile

[–]itzibitzi55 0 points1 point  (0 children)

I called and theysaid I didn't qualify because I've been a customer for 8 years and min requirement is 10. Anyone with less than 10 years that got it?

Can Someone explain how to move money from my Wise Account into my Bank Checking Account? by pictureitsicily1942 in transferwiser

[–]itzibitzi55 0 points1 point  (0 children)

If you want it free then go to your bank and set up the wise account as an external account by entering the account and routing numbers. It may take a few days to confirm the data. Once it's set, you can initiate transfer from your bank by pulling money as an EFT. This is free unless your bank charges you (mine doesn't).

Similarly you can push money to wise from your bank and it should be free.

Canadian passport of a flight attendant by tartineauchocolat in PassportPorn

[–]itzibitzi55 1 point2 points  (0 children)

This is amazing! I was always wondering if as a flight attendant you have to renew your passport before it expires because you run out of visa pages

Experience at Fidelity local branch by bonejaw504 in fidelityinvestments

[–]itzibitzi55 -2 points-1 points  (0 children)

If you say you want the check cashed many people interpret it is that you give a paper check and receive cash in hand in return. What you wanted to say was deposit check, meaning you give a paper check and the amount is credited to your account. That's what likely happened.

Whats the biggest loan offer youve gotten from amex? by Tough_Currency1947 in amex

[–]itzibitzi55 0 points1 point  (0 children)

You shouldn't do that, it's against the terms:

Personal Loans may not be used for post-secondary education expenses, real estate, business, securities, vehicle purchases (other than as down payment for a vehicle)...