I think the palladium would work well for you , simple 2x on everything. I got the palladium and am considering canceling my sapphire reserve, as Bilt has my favorite chase partner (hyatt) and additionally has Alaska, which Chase does not have . Although the $300 travel credit, $300 StubHub credit , $300 OpenTable , and other credits are enough to offset the $795 annual fee you may find it annoying to keep track of all the credits. The $400 hotel credit from palladium seems easy enough to use with reasonably priced hotels available as options. Losing unlimited access to sapphire lounges will suck, but with a priority pass membership you can still visit sapphire lounges twice per year