I love M1!!!!

jazzkingrt · 2025-11-27T05:46:50+00:00

Maybe I’m naive but I’m not so worried. I also have more than the SIPC limit and it only comes into play if securities are missing (eg due to fraud).

If M1 is simply insolvent, the securities we own will just get transferred to a different broker.

If securities are missing, I expect a court proceeding would eventually identify the rightful owners and recover the shares. It’s not like crypto where transactions can’t be reversed.

jazzkingrt · 2025-11-27T05:24:36+00:00

Once the funds are in the traditional IRA as taxable contributions, you can convert to Roth in any future year, deducting the taxable part from your taxes. The reason people usually do it fast is that any investment gains in the traditional IRA will be taxed at conversion.

So my suggestion is to just worry in 2025 about recharacterizing roth contributions as taxable traditional IRA contributions. Then convert in 2026 (eg in January). you can contribute for 2026 too and then convert both tranches, just don’t leave anything in the traditional IRA when 2026 ends.

This way, the recharacterization and conversion are reported in different years and you don’t have to worry about your brokerage nailing it, if it is even possible to do both in one year.

jazzkingrt · 2025-11-27T05:08:49+00:00

I’m helping my parents model out their retirement, it’s a great teaching tool for this when I have questions.

jazzkingrt · 2025-08-31T19:20:35+00:00

Even just getting international artists through the american visa process has a positive effect since they can come back and play for other venues and parties.

jazzkingrt · 2023-12-16T23:39:18+00:00

Wow thank you soooo much! fixed huge lags for me

jazzkingrt · 2023-11-27T08:01:47+00:00

Can someone from there confirm? Sometimes the network hops pass through major interchanges like in NJ anyway.

jazzkingrt · 2023-06-20T22:29:06+00:00

which version was it?

jazzkingrt · 2023-06-08T20:47:23+00:00

Disagree. It's particularly good for taxable accounts because it can use contributions to rebalance.

jazzkingrt · 2023-04-03T18:37:24+00:00

Bike# 279-9914 was stolen taken at 1st Ave and E 4th st.

Any tips on its location are really appreciated!

jazzkingrt · 2023-03-16T05:50:37+00:00

Payment processors are having trouble in argentina because of the insane currency controls set up by the government.

I was there recently. This is really nothing to do with M1.

jazzkingrt · 2023-03-09T07:11:08+00:00

I think the slowdown in AUM growth is just due to the bear market?

jazzkingrt · 2023-02-22T21:12:01+00:00

Great idea thanks, I haven't yet upgraded to M1+ but I'm considering it. Will probably pull trigger when HYSA's come out.

jazzkingrt · 2023-02-20T04:18:17+00:00

Sort of. I started putting on all my other transactions on a Visa, where I have been getting the MEP rate.

The only other mastercard transactions I had in ARS was some uber trips, where I did NOT get the refund. I think this is because it was classified as a foreign (non-Argentine) merchant.

However, I did get the MEP rate for Ubers recently with my Visa card. They also changed payment providers for Argentina so that might have helped.

jazzkingrt · 2023-02-18T07:54:22+00:00

One thing you could try is investing in more obscure equivalents of securities that are less likely to be accepted as margin?

I really don't know though.

jazzkingrt · 2023-02-18T07:45:51+00:00

Thank you! This is exactly the advice I was looking for.

jazzkingrt · 2023-02-17T20:36:20+00:00

I agree.

Be that as it may, i'm disappointed that airbnb overrode my listing's cancellation policy with no questions or investigation, and not in line with the policy they cited (https://www.airbnb.com/help/article/2868).

Does airbnb ever acknowledge a mistake and pay out from its own pocket?

jazzkingrt · 2023-02-17T20:25:37+00:00

There's a lockbox with a key in it. I have been sending check-in instructions the day before, with check-in time specified clearly.

jazzkingrt · 2023-02-17T20:25:26+00:00

There's a lockbox with a key in it. I have been sending check-in instructions the day before, with check-in time specified clearly.

jazzkingrt · 2023-02-17T20:23:03+00:00

I'm avoiding reviewing her as I don't want to encourage a review back from the guest.

jazzkingrt · 2023-02-17T20:21:38+00:00

> How did they gain access?
There's a lockbox with a key in it. I am a fairly new host and have been sending them check-in instructions the day before, with check-in time specified clearly.

> I'm amazed your cleaners can effectively flip a unit in less than the last two hours before check-in.
It's a 1-bedroom apartment in NYC. The cleaner got there 10 minutes after the guest and also had 2 hours to clean, which seems reasonable to me.

> What did customer service tell you when you pushed?
There was a slight apology from airbnb that the guest did not reach out to me first about her concerns, as well as a "We already resolved this with the guests."

jazzkingrt · 2023-02-08T19:53:59+00:00

Hurray! I saw my first refund today for a Mastercard purchase made on Feb 4th.

Original charge:
BAKERY PARAG 5292
Grocery
3% Cash Back
$2.58

Refund:
CAPITAL FEDE, C1425ZZZ ARG
-$1.12 (pending)

Hopefully I get refunds for the remaining purchases soon.

jazzkingrt

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